Financial advice needed for a near 40 year old I’m 38 and my husband is 40. I take home around $4500 , whilst my husband around $5800, both after cpf deductions. Staying in a 5 room hdb resale flat. We have 2 kids, one 3 years old and one 10 months old. My husband takes … Continue reading COUPLE EARNING $10.3K, “CAN’T SAVE UP” DUE TO CREDIT CARD BILLS OF $2K & EXPENSES