I have ~10 credit cards–and am in 35.5K debt.
I have horrible spending habits, and so do my parents. I am wondering what something of worth I could sell in my household, or make money, literally anything to help my situation.
Helpful information (I hope) would be that: I have a job, but it isn’t linear, I am called into work when needed. I am a cleaner and for each job, I am paid $150, more money if the renters of the building stay late, leave a mess, etc. (but it seldom happens because unfortunately, people are clean in my area.)
My mom is searching for a job, interested in working for a big company and my dad is working on getting her a good-paying position. My dad works overseas, but that isn’t a solid job as it used to be, so he has a plan in place in case he gets laid off for basically stepping in the wrong direction.
My aunt is a NSFW worker and suggested that I work with her, she can put me in a really good spot as well, but I am really uncomfortable with that. If it gets to where I need to though, I will have no choice.
I have moved some priorities around and made someone else in charge of my finances. I am not saying that I am brushing that fact under the rug, I just wanted to make it clear that I am basically bad with money.
Here are what netizens think:
And go for whatever side jobs you feel safe/comfortable with. I know someone who did some COVID related job to pay off debts.
This right here is the first thing that must be addressed. No other advice is worth a damn until you fix this first.
Step 1 stop spending money, step 2 go read a book at a library (free)