COUPLES EACH HOLDING SINGLE SCHEME HDB AND EAs, WANT MARRY BUT KEEP BOTH HOMES

but I hope I can get some input here. ????

I have a 4-room flat and my bf has an EA. Both of us bought this under single scheme last time.

We always think that once we get married, one of us have to sell one of the unit. But recently there are 2 agents told me 2 different things:

1. As long as both unit pass MOP (after 5 years), HDB won’t ask us to sell either unit. Agent A said that he called HDB and got this answer. However, we are skeptical.

2. Another agent said, by right, HDB will send us a letter to inform us to sell either unit within 6 months. However, there are many ppl take the “by left” option. As in, HDB isn’t firm on this.

Can any kind soul who have been in a similar situation shared some input?

We have been putting off the idea of getting married because we are not ready to let go of either unit, for sentimental and practical reasons ????

Here are what netizens think:

• Hmmmm of course you want to keep both unit la. Very practical. The fact you both can buy such units in the open market under singles scheme means you both are quite strong financially. So? Sell your Hdbs and buy private condo la. You both still have 2 units just that they are upgraded to private. Leave the Hdb for families who need them.

• It’s crystal clear that one couple can only own one HDB. Just a matter of time when you will receive the letter from HDB , asking you to dispose one.

• Once you get married, you become a family unit. So can only own 1 HDB. Meaning you will have to let go of 1 of the units, however practical or sentimental it is unfortunately.

• Even if the value of the unit has grown 1000%, if you do not realise the value, it will always be on paper, might as well recycle the value and constantly put it to good use to grow your networth. This is a more practical approach. If for sentimental reason, then you guys will just have to pick one. You can always consider after ROM since you have 6 months to sell. Otherwise one party will find themselves holding on to the short end of the stick should the situation deviate from your current plan.