In a significant move to support platform workers facing work-related injuries, the National Trades Union Congress (NTUC) has announced the launch of the NTUC Care Fund (Work Injury Relief) scheme.
Starting from January 15 next year, eligible platform workers, including taxi drivers, private hire drivers, and delivery riders, can apply for S$250 of NTUC FairPrice vouchers to alleviate financial challenges while awaiting aid from other relief schemes, according to TODAY.
The NTUC Care Fund (Work Injury Relief) Scheme
This new initiative aims to provide crucial bridging relief for platform workers who often face inherent risks while on the road for extended periods. NTUC highlighted the challenges these self-employed workers encounter, particularly during adverse conditions such as heavy rain. The scheme is designed to offer immediate financial support to these workers who would otherwise have to wait nearly two weeks for assistance from government or community bodies due to processing times.
NTUC Secretary-General Ng Chee Meng emphasized the immediate concerns of freelance point-to-point and delivery workers when facing hardships at work, especially injuries that may hinder their ability to continue earning. As these workers are not covered under the Workplace Injury Compensation Act, accidents often lead to reliance on personal savings, given the potential lack of personal accident insurance coverage.
The Support Mechanism
The scheme, funded through contributions from affiliated platform worker associations and matched by the NTUC-U Care Fund, initially amounts to S$120,000. This contribution is expected to aid around 480 workers, providing them with immediate relief during the critical period following a work-related injury. The vouchers offer a buffer for workers who might be grappling with financial obligations such as vehicle rental fees while unable to work.
Application Process and Eligibility
To qualify for the vouchers, injured workers must be prescribed medical or hospitalization leave for a continuous period of five or more days. They need to submit an application within two weeks from the date of the issued leave or within two weeks after being discharged from the hospital. Proof of work and earnings for the period of the accident, such as a platform app screenshot showing the member’s name and activity status, must accompany the application.
Only one application is allowed for the same accident, and members are limited to a maximum of two unique approved applications in a year. Additionally, applicants must have maintained a minimum of three months continuous paid membership at the point of application.
Future Prospects
The scheme will be reviewed in mid-2024 to ensure sustained support for injured workers, potentially leading to a second tranche of assistance. NTUC’s commitment to providing ongoing assistance underscores its dedication to the welfare of platform workers facing challenges in the gig economy.
In a proactive step towards safeguarding the financial well-being of platform workers, the NTUC Care Fund (Work Injury Relief) scheme reflects the evolving landscape of workers’ rights in the gig economy, setting a precedent for similar initiatives globally.