Three years ago, I met the man of my dreams. He was handsome, funny, and endlessly kind. We moved in together shortly after, and I thought our life was perfect. That is, until I found out he had refused to buy insurance for himself.
He was a healthy, young man who didn’t think he needed insurance.
He argued that he was young and healthy and would never need it. I tried to warn him that accidents do happen, and it’s better to be prepared than not. But he refused to budge.
Then, it happened. He got sick and needed to be hospitalized. I was scared and worried about his health, but I was also scared of the financial burden that would come with his hospital bills. I knew that if he didn’t have insurance, we would be in serious trouble.
And I was right. The hospital bills piled up quickly, and we were unable to pay them. We had to take out loans to cover the costs, and the debt started to accumulate. I was devastated. I had been trying to save up for our wedding, but now all of my savings were going to pay his medical bills.
My BF had become a financial burden, and I was struggling to keep up. I had to take extra shifts at work to try and make ends meet, but it wasn’t enough. I was exhausted and frustrated. I felt like all of my hard work was going to waste because of his refusal to get insurance.
I love my BF and I want him to be healthy and happy. But I also want him to understand the importance of being prepared for the unexpected. I understand that he was young and thought he was invincible, but now he knows better. We’ve both learned a hard lesson, and I hope he never makes the same mistake again.
I’m thankful that he was able to make a full recovery, and I’m relieved that we were able to pay off the hospital bills. But I’m also thankful that I now know the importance of insurance. No one can predict the future, and it’s better to be prepared than not. I will never forget this lesson, and I will always make sure that my loved ones are taken care of.