I have received quite a number of such “cheques” from Standard Chartered and think it’s quite unethical to send actual cashable cheques. Just thinking if this was sent to my parents who can’t really read English that well, they would have probably cashed in the cheque thinking it was free money and be subjected to all the loan fees. I may be overthinking but what do y’all think?
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Source: FB post by Caleb Tan