Stuck in my rs
My boyfriend (26) and I (25) have been together for 3 years. Recently, he is going to leave his high-paying job to pursue his master’s studies for 3 years.
We have just gotten our BTO and it will be ready in 4 years’ time. However, although he has been working for the past 5 years, he has minimal savings in his bank, which he had some placed in investments and the rest spent away.
He now also has to self-fund his masters studies, which I don’t know the exact amount but am sure its not small. He is still having concerns if he can have sufficient funds and might need to take up student loans for this.
I am gradually feeling insecure about this, because by the time he graduates from his course, it would be the time to pay the full sum of our completed BTO, renovations etc.
I am worried about our finances, since he does not have much savings and have spent most of them on his studies as well over the coming 3 years. Although I have quite a lot of savings, I hope that we can split the cost more or less equally to be fair. Also, I am worried about when we will be financially stable to start a family, given the fact that we would have home bills to pay, he would be searching for a job in 3 years’ time and is not stable in his career yet, and me wanting to at least have a kid before 30 years old.
I feel that time is ticking for me and if this does not work out, I would be at a lost, and now I am having extreme thoughts of relooking at our relationship.
Any kind soul out there able to give some advice? Thanks in advance!