Debt issues
I knew a guy online 5 yrs back and we started a LDR. Fast forward a few months later, he kept borrowing money from me. I knew he wasnt the most decent person and had a bad past, but i am willing to accept the changed person.
of course fearing a love scam, I got him to sign IOUs before borrowing money, till a point I got tired of signing and did an excel sheet instead. The amount snowballed quickly to $50k and grew to a point that I exhausted my liquid savings and had to put a stop to it.
We ended the relationship and made an agreement for him to pay back on a monthly basis interest free. He did it for a while but on an off he would disappear. I had to keep chasing and texting and it was taking a toll o my mental health. It was then i decided that maybe a debt collector will be better and contacted a company. They are willing to take my case as an overseas assignment and assured me it will be ok. Then they took a $5k as the fee to take on this case and covid storm happened.
For the next 3 years I was in touch w this managing director but he kept putting me off saying he is trying n trying.. until recently he disappeared. I contacted the main company and realise he was not with the company since 1 yr ago. Now the company just ask me to make a police report against him.
Felt very suay that my worst fears all came true and not sure how I should proceed from here.
Here are what netizens think:
- If you lend small amount and ask that person to pay within certain period he didn’t return, don’t lend already. This one can’t keep promise. Also you don’t even know him in real life why lend to him.. This sounds like online love scam. If u were to lend $ to anyone including ur closest kins , be prepared u won’t be able to get a cent back …. If u were to lend the 1st time , there will definitely be a 2nd time ….
- So u are the only one to allow the person to have the habit in borrowing $ from u ya …. But if after the 1st time u get a full return , depend on how long the person takes to return , its ur choice whether to lend the 2nd time or not ….
- Your so-called “debt collector” are from the same network of scammers as your “love interest”. Kiss that $50k goodbye and take it as a very expensive lesson to be smarter next time.