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Friday, June 21, 2024


As an insurance agent, I have been in the business for over 15 years now. Over the years, I have seen many colleagues come and go, struggling to make a decent living in this field. But for me, things have been different. I have seen success like never before and have become one of the top agents in my company. People often ask me what my secret to success is, and my answer always surprises them – selling garbage products.


Yes, you read that right. I have made a fortune by selling garbage products. Now, before you start judging me, let me explain how I got here.

When I first started as an insurance agent, I was just like any other newbie – eager and determined to make a mark in this field. I followed all the traditional methods of selling insurance policies, but the results were not as promising as I had hoped. I was barely making enough to cover my expenses, let alone make a profit.

It was then that I met a fellow agent who had been in the business for a long time. He was known for his extravagant lifestyle and success in the industry. Curiosity got the better of me, and I asked him his secret to success. He simply replied, “sell garbage products.”

At first, I was taken aback by his response. How could someone make a fortune by selling garbage products? But he explained to me the concept of “garbage products” in the insurance world.


Garbage products, as he called them, were insurance policies with minimal coverage and high premiums. These policies were designed to appeal to people who were desperate for any kind of insurance coverage and were willing to pay a high price for it.

He further explained that these policies had a high commission rate compared to traditional insurance policies. And since these policies were easy to sell, he was able to sell a large number of them and make a hefty commission.

At first, I was hesitant to adopt this approach. It felt unethical to sell something that didn’t provide much value to the customers. But my colleague convinced me that these policies were not illegal and were approved by the insurance company. Plus, he showed me his bank statements, and I couldn’t argue with the numbers.

So, I decided to give it a try. I started targeting people who were desperate for insurance coverage and sold them these garbage policies. To my surprise, it worked. I was making more money than I ever had in this field. My sales were skyrocketing, and I was quickly climbing the ladder of success.

But it wasn’t all smooth sailing. I faced criticism from my colleagues and even some of my clients who realized they had been sold a policy with minimal coverage. Some even canceled their policies, and I lost some of my commissions. But I didn’t let that discourage me.


I continued to sell these garbage products, and with time, I became an expert at it. I knew how to target the right audience and convince them to buy these policies. And as my sales grew, so did my commissions.

Today, I am one of the top agents in my company, and I have a luxurious lifestyle to show for it. I have a big house, fancy cars, and take lavish vacations. And it’s all thanks to selling garbage products.

However, I have also learned my lesson. As I gained experience and knowledge in this field, I realized the importance of selling policies that provide genuine value to customers. I have now shifted my focus to selling policies that offer comprehensive coverage at reasonable premiums.

In conclusion, while selling garbage products may have been how I got rich, it’s not the only way to succeed in the insurance industry. It’s essential to prioritize the well-being of our clients and provide them with policies that truly protect them. As an insurance agent, it’s our responsibility to act with integrity and always keep the best interests of our clients in mind.

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