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Sunday, October 2, 2022
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LOAN OFFICER REVEALS THE MOST RIDICULOUS REASONS FOR TAKING A LOAN

I’m working for a financial institution (I can’t name it as I might lose my job) in Singapore as a loan officer and I would like to share my story working there.

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Imagine most people would only go into debt and take a loan for the most legit and proper reasons like buying a car, buying a home or a business loan.

But I have encountered some weirdos while working and here is some of them. I wished people could grow a brain before they come in to waste my time.

Top 5 weird reasons people take a loan:

  1. A man who was not able to secure much of a personal loan appealed to me and asked for more, his reason:
    “I want to take more loan so i can return to loan shark”.
  2. A woman came in for a personal loan and said: “I need the money to do plastic surgery for my boyfriend”.
  3. A couple: “We would like to take a loan so we can afford our dream holiday to Paris for a month”
    Me: A month, Don’t you have to work?
    couple: “don’t worry we just lost our jobs”

  4. An old auntie: “I want to take a loan to buy a massage chair”
    Me: “Auntie, you want to buy a massage chair you take instalments not a loan”
    Auntie: “My credit card maxed out”

  5. An uncle: “I need to invest in something”
    Me: What thing?
    uncle: “I need to double my investments as I recently lost my investment.
    Me: What did you invest?
    uncle: “Its a highly profitable business”
    Me: Can you tell me exactly the nature of the business?
    uncle: “I need it to go MBS”

    *faint*

Conclusion

I know financial institutes will allow these potential “customers” to see a loan officer but many of them are a complete waste of time.

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