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Wednesday, February 8, 2023
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MAN BRINGS FORWARD MARRIAGE DATE AS HDB PRICES ARE ONLY GOING TO BE MORE EX

Hi guys, so my gf and I have been together for quite awhile.

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Coming 5th year on 14 Feb :p so..some context, both of us are 21 this year (2022).

I’m going NS soon she’s going uni. We also discussed abt bto etc etc all the adulting stuff. My plan was to propose aft NS that puts me at… roughly 23? University for 3 years 26yo. Apply bto on my 2nd year in uni, so thts 25yo or mayb apply at 24yo.

public housing prices are getting higher over time As a potential in the public housing market, I have seen the prices for rent steadily increasing over the past few years. This has been a major source of stress for me and many others who are trying to find an affordable place to live.

The first sign of rising prices was right after covid. We have no choice but to bring forward everything as soon as possible, from marriage to BTO.

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I did my research on bto n grants n correct me if I’m wrong, young couples are allowed to apply for bto under the FiancĂ©/FiancĂ©e scheme, young couple can also apply for both staggered down payment (5% upon booking and 5% upon key collection).

Deferred Income Assessment (3mths before key collection) to determine the amount of grant we get. I also believe that thts when we apply for the housing loan too?

Since bto takes roughly abt 4-5yrs with the current pandemic, applying at 24yo means bto will be ready by 28-29yo, by then at least my gf will have 12mths working experience to be eligible for housing loan n the income assessment.

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