MAN DEPOSITS $70K CHEQUE BUT THE MONEY NEVER WENT INTO HIS BANK ACCOUNT

I deposited a $70k check at *bank name redacted*. It’s been 3 months and it never showed up in my account.

After doing a month long investigation, they told me they can’t find record of the transaction ever happening!!!

I went back to the branch where I deposited the check three times, and they are also completely clueless about what happened to the deposit and why the transaction is completely missing from my account.

The bank manager and the tellers told me that in their 20+ year careers, they have never seen anything like this happen before.

The investigation team asked me to send them the deposit receipt, so I have some hope that it might help resolve the issue.

However, I thought I’d still come here and ask for advice since this seems like a very messed up situation on the bank’s part.

Has anyone here had a similar experience or have some clue or good guess as to what might have happened? Or do you have any advice on what I should do to get this resolved?

Netizens’ comments

1. First, ask the person who wrote the check if it was actually cashed. If not, they can cancel it and write you a new one. If so, get a copy of the check showing the deposit stamp on the back.
2. Ask the check sender for a copy of the canceled check. This is the image of the check that the bank stamped on when they processed it.
3. The most likely scenario is that the teller entered the wrong account number when keying it in, and your money went into someone else’s account.
   It would seem that the bank could do an audit, searching for 70k deposits made on whatever date that you made the deposit. I highly doubt that more than one person made a deposit of exactly that amount.
   Once they find it, they should see that the account number was very similar to yours.
   Unfortunately, the wrongful recipient could have removed the money and closed their account by now. They will have to chase him/her down, if they can.
4. How in the world did you let 70k go unresolved for three months?! I would’ve been nervous and checking after 3 days and at 3 weeks I’d of been losing my mind. Sorry I know this is not helpful but….