Context: My (F) bf (M) and I have been together for about xyrs, recently he lost money in crypto and borrowed from the bank, hoping to recoup his losses, but was not able to do so.
At the same time, he was also changing jobs hence had no income. I lent him $ to tide him over and we both scrimped together, now he has a job and healthy savings.
He has been paying off his loan monthly and also saving decently, and would return me my $. We are also planning to marry in the next few years.
recently he told me that he has placed about Xk into crypto because the market has been doing well recently, and only has cash of Xk, but he has a loan to be paid off.
I shared that it doesn’t seem safe to place so much money in cryptop when he has a loan to be paid off, because he could lose money again and not be able to pay off the loan.
He then said that worse comes to worse, I could lend him some money to tide him over again, as he doesn’t want to cash out his investments at a loss. I do have healthy savings and can afford to lend him the money.
But somehow I felt that it wasn’t right? Because I shouldn’t really be his back up and if he knows he might make a loss, then he should reduce the amount set aside for investment?
But on the other hand, we are already planning a future together and our finances will combine, so I am not sure if I am being an AH by being calculative?