My life is meaningless. I am so depressed.
My monthly salary balance after loan deduction is negative.
Been doing full time + part-time jobs but still insufficient to cover the loan. I am making 4600 per month, but my loans are 6500 (cc and personal loans). Worse, my parents are sick and I am unable to provide for my their medicine.
The worst feeling you can have as a man. My wife is covering all the household expenses right now. About the time I will be fcked up big time and that’s the end for me.
Here are what netizens think:
- Some loans are not dischargeable in bankruptcy. I believe student loans are in this category, but it may differ based on lender. A bankruptcy would adversely affect the spouse too, who apparently is in better shape.
- What loans are being deducted from your salary? Perhaps the term on those loans should be renegotiated.
- Have you looked into loan consolidation? Do you have the opportunity to pick up more shifts at your job or pick up a second job/gig work?
- Go try work at Geylang be a duck and settle it once and for all