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Thursday, December 1, 2022
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MAN SAID HIS SALARY IS NEGATIVE AFTER PAYING OFF LOANS, HOW TO CARRY ON LIFE

My life is meaningless. I am so depressed.

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My monthly salary balance after loan deduction is negative.

Been doing full time + part-time jobs but still insufficient to cover the loan. I am making 4600 per month, but my loans are 6500 (cc and personal loans). Worse, my parents are sick and I am unable to provide for my their medicine.

The worst feeling you can have as a man. My wife is covering all the household expenses right now. About the time I will be fcked up big time and that’s the end for me.

Here are what netizens think:

  • Some loans are not dischargeable in bankruptcy. I believe student loans are in this category, but it may differ based on lender. A bankruptcy would adversely affect the spouse too, who apparently is in better shape.
  • What loans are being deducted from your salary? Perhaps the term on those loans should be renegotiated.
  • Have you looked into loan consolidation? Do you have the opportunity to pick up more shifts at your job or pick up a second job/gig work?
  • Go try work at Geylang be a duck and settle it once and for all
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