26.1 C
Singapore
Monday, March 17, 2025
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MAN SHARES HOW HE PAY OFF HIS HOUSING AND WEARS CHEAP BRANDS TO BE HAPPY

I’m currently in my early to mid 30s, my earning above $100k P.A., paid in cash for my house renovation by myself around $300k and able to clear my full loan mortgage any time soon if i wanted to.

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I did not go for high-end brandings and instead wearing Uniqlo, Giordano, Bata and etc those berms with sandles like an average Joe without any watch (I don’t owned any watch more than $250) unless special occasion requires proper dressed up.

But I’m a foodie for sure, mainly checking out the box of awesome hawker meals around the island with occasional dine in at restaurant / fine dining (Probably 1 to 2 months once).

From other people point of view (What I Heard and Observed, which I may be wrong, but based on what i feel), I seems to be very outgoing as i do quite a numbers of sports like badminton, basketball, table tennis, tennis, pickle ball, golf (social purposes only), swimming, cycling, dancing and etc with some winning prizes in competition.

Travelling and exploring around the world sounds fun, but from my past few experience, 8/10 will be either stopping the car road side / find nearby cafe to spam my work / resolving work issue. Which affect the whole trip originally planned for. So i rather sponsor my parent and brother to travel instead with me tagging along.

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To be honest, I’m actually an introvert / Otaku who likes to potato couch at home either playing games or movie (My house got a few dedicated entertainment zone to accommodate Sing K / Cinema room, VR Room, Racing Simulator, Gaming and Boardgame Room).

I can survive few months shut in at home without the need to talk to people and of course doing some adventure cooking with my wild tastebuds, special thanks to some anime (Sometimes may go major toilet break, so far no hospital incident yet), CB period is my most enjoyable period, although work is tough but not as busy, which means more time to myself.

So, enough with quick intro above.

Back the the question is, do I still need to chiong for work / career and acquire more assets which no one to pass down / inherit?

Option A: Live off my current savings and passive income investment and tone down in work / career in exchange for more time to myself?

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Option B: Acquire a second property with the savings and investment i have and rent it out for a monthly passive income, doing that requires me to continue working for like another 10 years to settle the 2nd property.

Option C: Kindly suggest me something that’s not donating / temporary put / give or any other relatable act.

Your useful suggestion will be a great reference.

Those with sarcastic Option will be read with mindless smile.

Thank you for your time.

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