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Wednesday, February 1, 2023
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MAN USED CREDIT CARD TO BUY GOLD TO GOOD FOR CNY, REGRETS AFTER 2 DAYS OF SHOWING OFF

I was really excited for Chinese New Year this year. I had been thinking about how I could look my best for the festivities, and I thought I had the perfect plan.

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I was going to buy a gold ring to show off to my friends and family. I would look super fancy and everyone would be impressed.

My excitement quickly turned to panic when I realized I didn’t have the money to buy the ring. I was short on cash, so I decided to buy the ring on my credit card. I thought to myself that I would have plenty of time to pay off the debt before the interest rates skyrocketed.

At the jewellery store, I was presented with a wide selection of gold rings. I couldn’t believe my luck. I spent what felt like hours trying to find the perfect ring. In the end, I settled on a beautiful gold ring with a diamond in the centre. It was a bit pricey but I thought it was worth it.

The next day, I proudly showed off my new gold ring to my friends and family. Everyone was impressed and I felt really proud of myself. I was sure that I was going to be the most fashionable person at the Chinese New Year celebrations.

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Little did I know that my joy would be short-lived. Two days after I bought the ring, I started to think about the upcoming statement from my credit card company.

When I saw the amount I had spent on the ring on my i-banking, I was shocked.

My heart sank as I realized that I had made a huge mistake. I had spent way too much money on the ring and now I would have to pay it off with interest. I was embarrassed and angry at myself for being so careless.

I learned my lesson the hard way. Credit cards can be a great way to buy things you need, but they can also be a dangerous trap. The interest rates can quickly add up and you can end up in a lot of debt if you’re not careful.

So, if you’re ever thinking about using a credit card to buy something, make sure that you really need it and that you can afford to pay it off in full. Otherwise, you might end up like me, regretting your purchase after just two days of showing off.

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