AIYA my friend no savings but want to buy car to “get girls”… bro wake up your idea can or not?!
Classic Singaporean delusion incoming, guys. Need to rant before I genuinely knock some sense into my childhood friend.
Let’s call this guy “Ah Huat.” Ah Huat is 30-ish, bank account as dry as overcooked chicken breast from the cai fan stall. Literally, zero savings. Every month live paycheck to paycheck, but last night during our usual mookata session, he dropped a bombshell. He wants to buy a car.
Not just any secondhand, scrap-bound, COE-left-two-years Honda Civic, okay? He is looking at a Mercedes or an Audi. I almost choked on my pork belly. I asked him, “Bro, you grab-and-go every meal, your bank balance probably got two digits, how to afford?”
You know what his excuse is? “No la, it’s an investment for business. Must look successful, then clients will trust me.”
LIES. PURE BULS*IT.
The real business he’s pitching is trying to pick up girls. He genuinely believes that if he has a car, his dating app matches will suddenly skyrocket and girls will throw themselves at him. He literally told me, “Now non-peak hour COE drop slightly, it’s a sign. If I drive, can do GrabHitch to pay installment, then weekend can fetch girls go café hopping in JB.”
Bro, wake up your idea leh!
Does he even know how Singapore car ownership works? He thinks a car is just the downpayment (which he doesn’t even have, probably going to borrow from his poor parents or get some sketchy 100% loan from a showroom).
He completely forgot about the absolute wallet-murdering reality of:
- The COE itself: Price still can buy a small flat in some countries.
- ERP: Every time you pass a gantry, beep beep, there goes your chicken rice money.
- Season Parking: Pay every month just to park near your own HDB block.
- Town Area Parking: Go Orchard Road park for 2 hours, the parking fee can buy one McSpicy meal.
- Road Tax & Insurance: He’s going to cry when the annual renewal hits.
I told him straight: “Even if you successfully trick a girl to go out with you, the moment you park at Marquee and the parking fee is $15, you are going to sweat inside your UNIQLO airism shirt.”
If a girl only likes you because you drive a entry-level continental car that is funded by a 9-year high-interest loan, the moment you need to pump petrol (which is like $3+/litre now), you will have to tell her you can only eat Saizeriya for dinner.
Seriously, why are some guys like this? Zero financial literacy but 100% confidence. Instead of building a proper savings account or investing, want to spend $2,000 a month on a depreciating metal box just to impress people who don’t even care.
If you want to get girls, go fix your personality and your bank account first. Don’t make yourself bankrupt just to look “alpha” on the PIE during traffic jams.
End of rant. Anyone else has friends with this kind of “no money but want to drive” syndrome? How to wake them up before they sign the deal and ruin their life?