A woman has been arrested for her suspected involvement in loanshark harassment after a threatening note was discovered outside a residential unit in Bedok, sparking concern among residents over the continued presence of illegal moneylending activities in Singapore’s heartland estates.
Police said they were alerted to the case after a note was found outside a flat along Bedok North Street 2. The message allegedly contained an explicit threat warning the occupant about potential arson, causing alarm within the neighbourhood and prompting an immediate response from the authorities.
Officers from the Bedok Police Division began investigations shortly after the report was lodged. Using a combination of ground enquiries and footage from police cameras in the vicinity, investigators were able to identify a suspect believed to be linked to the harassment act.
The suspect, a 37-year-old woman, was subsequently arrested for her alleged role in the loanshark harassment incident. Police confirmed that enforcement action was taken swiftly to prevent further intimidation or escalation.
POLICE INVESTIGATIONS AND LEGAL ACTION

Following her arrest, the woman is set to be charged in court under the Moneylenders Act. Under Singapore law, loanshark harassment is treated as a serious offence due to its disruptive impact on public safety and the psychological distress inflicted on victims.
For first-time offenders, the offence carries severe penalties. Convicted individuals may face a fine ranging from S$5,000 to S$50,000, imprisonment of up to five years, and up to six strokes of the cane. Repeat offenders are subject to even harsher punishments, reflecting the authorities’ tough stance on illegal moneylending.
The police reiterated that acts such as leaving threatening notes, vandalising property or harassing debtors are not victimless crimes. These actions often instil fear not only in targeted households but also among neighbours who share the same residential environment.
Authorities stressed that surveillance technology and community reporting play a crucial role in cracking down on such offences. The use of police cameras has significantly enhanced the ability of officers to identify suspects and take swift enforcement action.
ZERO TOLERANCE FOR LOANSHARK HARASSMENT
The Singapore Police Force emphasised that it maintains a zero-tolerance approach towards loanshark harassment. Individuals who deliberately cause annoyance, fear or damage to property will be dealt with severely in accordance with the law, regardless of their role in the syndicate.
Members of the public are strongly advised to stay away from loansharks and to refrain from assisting them in any capacity. Helping to collect debts, acting as runners or carrying out harassment acts can result in serious criminal charges, even if the individual claims to be acting under instructions.
Police also reminded residents to report any suspected loanshark activity immediately. Timely information can prevent further harassment and help protect vulnerable households from intimidation tactics that often escalate if left unaddressed.
