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Monday, September 25, 2023
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WOMAN FEELS BROKE, SAYS THOSE ABOVE 25 SHOULD HAVE “AT LEAST $100K IN SAVINGS”

the issue with myself is that i always feel like i’m broke and will always feel like my savings are not enough. but my partner always assures me that i have more than enough savings and that i do not need to scrimp on the littlest things in life (e.g. wanting to buy from ntuc, and not cold storage).

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this is killing me a little because i feel like i’m so obsessed over this idea of not having enough money till i become stingy with myself (eg wanting to buy my first luxury item that i fell in love with but refusing to) and even to the ppl around me as well (eg not treating my friends to meals or buying them gifts even though i can) because i feel like i need to keep as much as money for myself as possible.

but the catch is that its not that i don’t have savings, i do and definitely have enough to even quit my job without having to find another job immediately to not die.

but my inner self just keeps telling myself that my savings balance is definitely not the standard amt that a 25 year old should be having. it should be much higher in comparison to other 25 year olds, girls in particular.

so the point of this confession is to check if a normal 25 y/o female (not born with a silver spoon and stopped asking for pocket money after sec school typa singaporean) should always have at least 100K in their savings (after insurance deductions or monthly bill/expenses).

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i do not have 100k at the moment which i feel like partly constitutes to my insecurity abt not having enough because 100k seems to be the baseline for most ppl above 25 so i’m hoping this is not too rude/invasive of a qn and hopefully some may be willing to share their experience as well as savings may be a touchy topic for some.

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