I’m so tired of living paycheck to paycheck
For context I’m a 21 F living on my own where everything is crazy expensive. I had to give up a lot of things including school when my father abruptly sold our home, moved away over a year ago.
I have worked since 15 and always considered myself very independent. I currently work one full time job and one part time, I work 6 days a week usually 7 shifts.
I never have time for anything, nor money to even go out to dinner. I have had $0 in savings since the move and honestly feel like I’m drowning.
Most of my friends still live at home or with a partner splitting the bills, so no one really gets how hard this is on me. My friends always invite me out but I seriously can’t even afford to go out even though I’m 21.
You would think working six days a week I would have something to show for it or money to put in my savings or go on little trips but I am barely paying my bills.
I’ve maxed out my credit card and really don’t know what to do. My main job pays decently well and has full benefits so I really don’t want to let it go and it’s also in the field I love.
I constantly feel exhausted and I don’t have a support system to fall back on in case things go wrong. I had so many goals when I was younger and now my biggest stress is simply keeping a roof over my head. I am tired of this. Working to live or living to work?
Netizens’ comments
- Moving is expensive and the fact you have no savings would make it impossible. How much credit card debt have you accumulated?
- It’s a math problem to solve at the core. How do you spend less, make more, and develop disposable income? The emotional impact is very understandable but you’re gonna have to change something to change your results.
- I feel you, it’s getting more and more impossible to have enough for anything now. It’s more of a struggle to survive
- Times are tough. I’m a preschool teacher with a toddler. Not only 0$ in savings but sometimes negative as well.