My boyfriend and I have been together for 4 years now. We moved in together a year ago. We’ve been slowly settling down.
We haven’t got joint bank accounts right now. But normally, my salary pays for groceries, and everyday spending. He pays the bills. We are happy with this and I’ve never had any doubt in him.
I could never believe he would do something idiotic that would get us in a mess. But he has.
7 months ago, he got a loan out with a random company. He never told me and he kept it very very quiet. Bills were paid, and he did do a lot of spending but I assumed that’s just leftover bill money tbh and I just didn’t have a clue he had gone and got a loan.
It wouldn’t really matter if he actually paid it back! But he didn’t. This company had interest added on for just getting the loan, so on top of that, loads more interest has been added for it not being paid on time. He’s very very late paying it back.
I’m fuming. He only burrowed 2000 but we have to pay back way more. (Don’t want to be specific In case he reads this, but it’s enough to really put us in a hole financially.) We can’t afford to pay this back without losing something else as we aren’t super well off.
We are going to struggle financially and that’s a given. But I’m stuck on what to do next – relationship-wise. I think this is very stupid of him and I’m struggling to come to terms that he has made a terrible decision that’s impacted us both greatly. He hid this from me and I’m hurt he kept this secret.
I don’t even know exactly what he spent the loan on either.
I know he brought a video game console but that’s it. I have asked him but he’s just said video games and stuff. Which I can’t really see 2000 worth of gaming stuff. I’m just finding it hard to trust him or believe a word he says. Also I believe it’s not a great thing to go spend a loan on, it’s not like he needed the newest Xbox or PS5.