nsurance agent pay?

Honestly….. how much are you insurance agents paid?!

My agent is my long time friend. He is extremely talented in this line, won many different kinds of awards. Definitely over qualified for this job. I myself also works in finance, but typical employee.

He called me out recently for a lunch and introduced me to someone hiring for a family office, a gig I have been trying to get for a while. After a lunch session, I got it. The pay is also….. extremely generous.

Thats when I found out that my agent was headhunted first. He rejected the offer and thus introduced me for the job.

When I asked him why he rejected, his reason was the low pay. SMLJ?? Just how much is he getting paid as an agent? He refused to answer and just ask me support him once I get the job with pay increment. Which I will la, but damn.

Here are what netizens think:

• The skys the limit la. Their pay is uncapped earnings.. you work hard and/or lucky etc.. you can earn as much as you can sell. Office job is fixed salary so theres a stark difference la. If you are not comfortable doing sales then stick to being an employee.

• Your friend’s personality and character maybe suited for that job. He even happily pass his LoBang to you. Did you receive this job LoBang with gratitude or immediately that jealousy and competitiveness rises… My friend is doing much better than me. Unless you sort these out within yourself, you will not fit into roles which entails a better person. Even if you get role bigger than you can handle and pays well… Can you handle it? How long can it possibly last?

• Sky’s the limit. I was agent before. One UL can net me 6 digit comms. At the point I was transitioning from being a FC to running my own business, I basically closed 2 ULs a year then focus on growing my own business. That 2 ULs can easily get close to 7 figures not including those chapalang shield and PA which gives comm almost perpetually. My shield and PA comms were literally giving me the average grad income already.

• If your skill sets don’t match the pay you’re wanting to get, then it’s time to polish to get to where you want. At the meantime, take the family office job offer while you hone your skills at the same time.

My boss is not my friend

Feel demotivated lately. Even with an excellent bonus and a just ok performance review.

I forgot that my boss thrives on being cultivated with public praise even when he does not remove obstacles in my path (or even adds to my them). I am disappointed that basic stuff that my boss is supposed to do has been “forgotten” and I have to scramble and chase people so it can happen

The most benign reason is that he is probably too swamped to do so. Or he thinks there is no penalty if he doesn’t do it (for who would complain, and I’m more junior than he is). Or that he is taking advantage of people (because sometimes he almost proudly tells me how he takes advantage of people). And maybe I am too naive because I need to play politics better.

Here are what netizens think:

• Am i reading the post wrong? You say you have to work harder than your boss and is unhappy… but yet your performance review is okay but your bonus is very good? You flexing issit? That you are a good worker with deep pockets haha. Definitely not a team player for sure. Wah lao.. thats why he is a boss and you are the staff..what you describe is a norm leh. We are hired to support leh otherwise need staff for what? We slave then they take credit.. one day you will move up and also do the same haha.

• Manager is not hired to do your job, he is hired to coach/train the team and to make strategic plan to steer the team to success.

• Excellent bonus always trumps ‘just ok performance review’. Your boss sux but pay is good? Easy la! Your ‘problem isn’t even a problem’ Remove the boss which should not be hard or move to another company for 25% increase in pay!!

• Workplace politics.. u have to be smart la. If not, will be taken for a ride 4 sure.

Date dresses inappropriately.

Casually seeing this older lady online. Each time she dresses very little. Initially it don’t bother me. She often complain that sg weather is hot so she prefers to not be “covered in rugs”.

Sometimes I noticed people will look at her, maybe because of how little she wore. Sometimes I am also distracted as it was to the point of vulgar. .She’s not that bad as a person to talk to but I wouldn’t say that she’s pretty. I can tell she loves to dress up and spends a lot of money on grooming. She’s not in a good shape as she doesn’t exercise or seem to take care of her health and is in her 40s. I’m in the personal grooming business so I noticed these things.

Chemistry wise I think we are ok? We don’t reply quickly to each other and she seems fine with it. She’s a foodie like me so we talk about food often. She doesn’t seem to mind that I’ve not mentioned her to my friends and family. We never really established our relationship anyway.

I find myself more willing to talk to her online than meeting her in person. I like her wit and humor. But the moment we meet, it just doesn’t feel the same. I don’t know how to describe it. She dresses in a way that you wouldn’t want to be seen with her by friends?

I know it’s not my business what she wears. But would it be rude of me to ask her to cover up herself a bit more when we meet? How do I put it diplomatically? I would like to respect her more, but I find that I can’t help but judge her for her dressing. She wears shorts so short that it exposed her butt cheeks and cellulite. She doesn’t care that her bra straps or bra is showing out on her low cut tops. I suspect mentality wise, she’s still stuck in her 20s. Not noticing that it was 20 years ago.

Toxic sister in law

Just seeking a place to rant it out. I am a semi deaf woman in my 30s ( deaf in one ear). I am an infant care assistant teacher working in a childcare centre.

I just got married last year and currently staying with my in laws as husband and I are trying to ballot for a HDB flat. We have failed to get the ballot twice.

Tonight I heard my sis in law mentioned about me to my husband after dinner. She told my husband: ” are you sure your wife is working as a teacher? She’s deaf you know? How can a deaf person teach? I don’t believe she’s working as a teacher, most possibly a cleaner at the centre. Cleaners are smelly and disgusting, that suits her better as she’s deaf. I think you married the wrong woman.”

I heard her, calmly I walked out of the bedroom and i told her this: You are a uni graduate from Australia, yet you don’t have the basic manners or humanity. Your parents ( my in laws) wasted their money grooming you. I hope that when you are old, you won’t need a job as a cleaner”.

My husband told her: ” please land yourself a job first before commenting on others. Who I marry is none of your concern as well”

My sil is currently not working and slacking at home.

Just a thought that I want to share. Just because one is a university graduate doesn’t mean he/she can make fun of people whom are handicapped, whom are not well off or working at simple jobs such as food delivery or cleaners.

It’s been half a year since we broke up, but I can’t really find closure. At times, I thought I have moved on, I was happy to finally get you off my chest.

But then one day, I found your sweater in my closet (which I purposely did not return to you), and I turned my aircon temperature down just so I could put it on. It felt like you were holding me again, and all of a sudden, I was back to last December again. I know all the reasons for the break. I know feelings are no longer mutual, and that you no longer feel what I feel. Despite all that, I can’t move on.

If only I could turn back time to when we first met, when things were still new and fresh, and you still believed in me, I would change the way I carried myself. I wouldn’t get angry at you so often, and I would always remind you how much I value you.

But I know these are things ppl say when they no longer can do anything and regret the times they could still do something, and I’ve only realized now that whatever I was worrying about didn’t matter. You were what mattered most to me.

Here are what netizens think:

• Well realistically this is prob one of the many breakups you will experienced in your life before you find the one. Half a year of mourning is enough. Pls learn from past mistakes and move on. Life is a journey of experiences, self discovery and learning. No point dwelling on past mistakes, putting your head down and missing the best scenery ahead. 

• Take time to grief for the loss. Learn something from the past. Live your present mindfully, be a better person than you were yesterday. Have faith that you will be a better partner in the future.

• i hope you will be happy.

When a girl says that the guy has to earn similar or more than her, it is such a turn off.

These are the kind of girls who would leave you when things get tough for you, or when you fail to meet her financial expectation of you, or if you decide that you find more fulfilment in a job that pays lesser than the one you had before (where instead of being happy for you, she leaves because you now earn less).

Never mind the fact that you are loyal and loving to her, but because she already values you with a significant weightage based off what you can offer financially, why would she care?

I’m not stingy and would also want to spoil my future partner too, but I also do not want to be with a girl who is with me because of my earning power, or my potential earning power. This is not just a gold-digger thing, it applies to women who are “not gold-diggers”, but have these kind of “he has to be willing to pay more”, “he has to earn more than me” kind of mentality. It is not like women cannot earn money for themselves, so why the need for this kind of mentality? Why do you feel entitled to his money?

If a guy earns $100 a month because he is irresponsible and does not want to work much, then sure, that is valid, and is also unattractive to guys when girls are like that. But if he’s an upright man who is responsible and works for an honest living, treats you well and has good values, but yet you want to leave him because he earns less than what you personally want from a man, then you’re a huge red flag. Guy should avoid you.

And things like “he may earn less than me now but he must be driven and ambitious, so next time he can earn more to hit my expectations”, are also red flags. Are you with him because you like him for who he is, or are you with him under the condition that he has to earn more in future?

Money is important, but how much do you value money over the value of the person that you are with that you claim to love and care for? Do you stick through thick and thin, or do you lack loyalty and would leave him for someone who earns more?

Same for guys, if a guy says the girl has to earn similar or more than him and stuff like that in order for him to stay with her, it is also a red flag. No double standards here.

Do you think men or women care more about looks? In actuality, while society tends to say that men care more about looks, it is maybe not the case, and also could be because women just get away with wanting physical and superficial attributes more than men do, where men could get criticized for having standards.

When you ask a man what height would he be okay with, many men wouldn’t even care if the woman is taller than him, even though, yes it does play a part in how much the man would be attracted to her, but a man tends to be more accepting of a taller women than a woman is towards a shorter man.

When you ask a woman what height would she be okay with, women tend to more likely be not acceptable of a man who is shorter than her, even if the man is just 1cm shorter. They may say “as long as he is taller than me I’m okay”. But sometimes if you ask further, it turns out that it meant more like “as long as he is taller than me, and is at least 165-170cm”, even though the girl herself is just 150-155cm tall.

When the physique is in question, men seem to love a variety of body types, thin, chubby, curvy, fit, and more. As long as she is not underweight or overweight (which wouldn’t be as healthy too), then can la acceptable to the man, still hot.

But when it comes to women, if you as the man do not exercise much, and neither does she, but she is on the upper end of the scale (though not overweight yet), and you are on the lower end of the scale (though not underweight yet) for your respective heights, she could be heavier than you simply because she has more fats, while you on the other hand with an asian man build, do not put on much fats naturally. But yet, while you think she is hot and not affected by her being heavier than you, she may wish you would exercise more and put on more muscle so that you can be heavier than her, even though she herself don’t even exercise much, and she is the one who is on the heavier side respective to her own height, and you are not even at an unhealthy weight yourself too.

Furthermore, while both men and women tend to value the important personality and character values and traits, women still want other superficial things such as the man needing to have similar educational levels, what is his salary like, can he afford a nice car, will he buy an expensive wedding ring for her.

While men on the other hand don’t even care as much if you as the woman earn less, works as pizzahut cashier, or if the woman has lower educational levels.

I think women seem to be the more superficial one overall, when compared to men. What do you guys think? This is just a part of my view and of course what I say does not represent all men and women, feel free to share your thoughts!

Hi there! I’m a 23yo male this year and I have recently started working after graduation in a pretty well paying job.

Things are looking up for me and I also have a hunch that my girlfriend is going to propose soon because she has been probing me alot about ring preferences alot in the recent months.

TBH she doesn’t really have any red flags and has alot of green flags: she’s kind, caring, family-oriented and motherly. S is also very good and it helps that we both have high libido. Career-wise she is also doing very well too. I genuinely do see a future with her and want to start a family with her.

HOWEVER theres just 1 thing… she is 10 years older than me and we’ve been dating for about 10 years as well. And if you did the math… Well yeah, I think you’d get it. It kinda was child grooming? I’ll admit we starting having sex really early on into the relationship (less than a year) and we have been active throughout. We also haven’t been using any protection but in her defence, it was a mutual decision.

Honestly I’m torn after doing some self-reflection.On one hand, i really love her and want to have a family. On the other I find it hard to come to peace with the past. I find it kinda messed up.

I’m afraid that others will know about the past and whether it will affect my ability to be a good father to my children. I would say yes in a heart beat if she asked me for marriage a few months ago but now I’m not sure. Please advise this troubled boy!

Here are what netizens think:

• Marry the Jiejie don’t need think so much
• Is this a joke?
• Both OG and this is consider as child-grooming.