“I was invited to an event held by my insurance agent friend’s agency.

They were apparently looking to expand their team and had an event, I was introduced to the director who told me that he heard me speak and found that I had a gift of talking.

I was obviously flattered.

I told them that I had no experience at all in the financial industry but they said it was alright, all I need was a local diploma and they would sponsor my exams for the necessary insurance qualifications.

They told me stories about how they were all just like me, little to no clue and that joining the insurance agency changed their lives.

They showed me photos of the fast cars they were driving, the expensive suits and watches they wore and the extravagant parties they threw.

They promised that I could live the same life if I worked hard and joined their team.

And so I agreed and I took the ensuing papers, passing them all.

They put me through intensive training to learn about the products and how to sell them.

My employment was purely commission based so I had no basic salary, I had to find clients or I would have no money.

But the few months that passed, I couldn’t find any insurance clients and made absolutely nothing, still needing to borrow money from my parents to pay my bills.

Another newcomer who joined the insurance agency, a very cute looking girl, managed to get clients easily and easily won the Top Rookie award without even trying.

This insurance and financial industry was made for women, as it’s true that sx sells

Needless to say I felt hopeless and eventually left.

I ended up making more money as an IT analyst, and i feel like i wasted my time in insurance oh god

I am so tired of people staring at my chest

Like the title says. I’m just so damn tired of being gawked at. My family already gave me a hard time growing up because I developed early.

Today, I’m wearing a low cut tank because it’s hot as hell out here. I always feel like I’m doing something wrong by wearing revealing clothes and I’m so fed up with the outward reaction I receive.

There was a man who had his wife sitting right next to him, staring at my chest. Your wife is literally sitting right next to you. Maybe stare at HER tits instead of mine. Thanks.

Edit: He’d been a distance from me as I am walking into work. I walked all the way from my car to the entrance and his gaze never left me.

His eyes were also very wide and he was clearly fixated which made me feel especially uncomfortable. This is what I’m referring to right here.

I’m no stranger to catching looks here and there and I don’t really give a shit tbh. I love to get all dressed up and do my make up because it’s for me and my fiancé who I’m very happy with. But oh my god did this guy give me the creeps.

To all of you being supportive, thank you. And to literally everyone else who have made some pretty nasty comments, idk what to tell you. Say what you will, but I will not make myself uncomfortable in hot weather for any man’s impulsive nature.

I have a beautiful body and I am not ashamed. I fought for this feeling for years and I’m not hiding myself away.

Yeah, I complained about being “annoyed” because it’s annoying wanting to feel cute and wear something that might show a little skin only to be looked at like a piece of meat. How would you feel?

Unspoken Rule: Splitting the Bill for a Colleague’s Bday who I don’t even talk to

As what the title says. Just want to hear opinions on this and would you actually voluntarily opt out if it’s you. My department has this tradition of getting extravagant gifts for colleagues and also go out for unecessary bonding activities which would cost a bomb imo.

Just a lil bit of background, I’m just a temp staff covering for someone on maternity leave. I don’t earn alot and the total cost for me to pay was $109++ for lunch, a gift and also an after work activity. P.s, they didn’t even throw me a welcome lunch when I first entered the company T_T

Netizens’ comments

1. I would opt out for future events if I were you.
   Same same but different – I was invited to an after work event with alcohol. Post event, they split the bill equally, as it was probably the easiest thing to do. I informed the organiser that I did not drink alcohol and will pay my share for the other portion. They were fine with it.
   Do stand your ground if you don’t feel comfortable.
2. In my opinion temp staffs are a different category. Just pay for your what you ordered. That would be my way of handling the bill split.
3. As a temp staff/ intern etc, avoid fraternizing with perm staff.. besides decline to join whatever party this is.. why bother honestly.
4. I would tell them I couldn’t join because I can’t afford it. I think $109++ way too much.
5. If you went it’s an implicit agreement to split the bill. Just opt out and don’t join them next time.
6. Next time just skip the lunch / after event and tell the organizer you want to opt out ah

My father is a hawker and I graduated from the University of Melbourne, one of the most expensive schools in Australia, with a bachelor’s and a master’s degree.

The idea that hawkers do not make a lot of money is just empirically false. Hawkers make great money. Some of them make even more than many high-paying white-collar professionals. I mean, if you worked as a Big-Four auditor, sure you may have “prestige” and a clean air-conditioned working environment, but…

(a) don’t even pretend that you make a lot of money
(b) don’t even pretend that you don’t work as hard as a hawker.

My elder sister works as an auditor at for PWC after completing her degree and she’s been an auditor for 8 years now and she’s still working well past midnight, every day during the peak periods.

The whole glamour of prancing about on Shenton Way hides a darker reality that while you may look like you’re in the upper rungs of society, the numbers really say otherwise.

There are many one-man businesses that do not need a degree that makes far more than a salaried worker does. I’m not saying every business succeeds. In fact, the majority of them don’t.

What I’m saying is there are die-hard industries where businesses have a very low failure rate that pays their owners good money. People refuse to go into these businesses because of the misguided perception that they are not profitable.

An economics major will tell you this is the exact reason why some hawkers can afford to send their children to university overseas to study for a degree.

Netizens’ comments

1. Last time got one hawker claims that he earns $1.5k a day. Revenue 1.5 k a day possible. Lets say they earn 1/3 of the revenue. That like 500 sgd a day. 15k a month. Yet a lot white collar sinkie earn pathetic 3-4K still look down on them. Imagine white collar nus newly graduated student go eat lunch Yaya papaya to coffeeshop auntie. And that coffeeshop auntie earn more than him.
2. Lets say one bowl of laksa costs $5, and you get about 100 customers per day so that’s $500 per day. times 30 days a month, 15k. lets say rent is about $5k (im just assuming, I don’t know the market rate), and stall helper salary maybe 1.8k, then minus ingredients lets say 2k. Hawkers still can bring in 6.2k, more than some corporate employees.

My son just started at a local Polytechnic this year and within 6 months of enrollment,  I received a call from a parent of his classmate.

The woman on the phone said that she is the mother of so-and-so and claimed that my son had made her daughter pregnant.  Initially, I thought it was a scam call and did not think much about it and I hang up the phone.

But my phone was continuously ringing and I had to call the school to confirm the school said that they have no knowledge of this incident nor did they reveal my mobile number.

I question my son about this phone call and he said that it was complete nonsense and probably a scam the next day a woman came to our house and said that she’s the parent that called yesterday, she was not alone she came with a younger girl which I assumed is the daughter as she looks about my son’s age

I asked my son if he recognize her and he ran into his room to hide (which is tell me the answer). I open the door and let them in and the woman gave me a letter from a doctor stating that her daughter is pregnant. Thankfully my wife is not around or he will be a lot of trouble.

I called my son out of the room and he finally admitted that he did the deed he tried to explain himself saying that it was an accident.

Before taking any further actions I told the woman that we need to make sure that my son is the father of the child but even before that we need to decide if we are keeping the child as a paternity test before giving birth is dangerous for the mother and the child.  And since her daughter is of legal age to make the decision she should be part of the decision making.

However, the woman insisted that she will make the decision I told her it’s either a joint decision or she can get out of my house and I’ll take it that it has nothing to do with me or my son.

The woman angrily leave the house dragging her daughter alone but her daughter had tears in her eyes while looking at my son while he is looking at the floor. 

I told my son as a man sometimes you have to take responsibility and of course, I told him being a father is tiring and it’s not cheap, I told him even now we took a loan for your school fees and we are still paying for it.

The moment one is born the parents have to be not only service loans but also Hospital fees, we have to continue paying until a child can grow up to be a man. I hope he learned something today.

To all the parents out there, if your child has done something terrible make sure that your child is taught about responsibility and that’s the only way they can grow up to be a good adult and a good parent in the future.

I am neither the sister nor the brother, I am just a friend. The brother got into a car accident around 10 years ago, and is paralyzed from chest down.

He has been staying at his sister’s house for the past few years, in the living room of her maisonette, which has a balcony where he can get bathed by his caretaker.

He actually had a HDB, but because his medical supplies are expensive, he wanted to sell the flat. Before selling the flat, he asked his sister, like “you sure I can sell the flat?”. The sister said sure of course you can stay here. So, he sold the flat.

Fast forward just few months after he sold the flat, the sister said he had to leave. She says that because of him, her family doesn’t have a living room anymore, and she has to do her work with a low chair as her table (she does not want to do her work on the dining table because the height of the table does not match her sitting position), she says she has been “looking forward to paint her living room walls”.

Also, because he travels around in a motorized wheelchair, when he comes back to the house, it leaves dirt on the floor that apparently the maid does not clean well. Because of these reasons, she wants him out of the house.

The brother has been unemployed, for obvious reasons. You might ask, then just buy another flat right? Nope. The sister had been in control of his bank account because he trusted her to take care of his finances after receiving his insurance payout, but she has been taking his money for years without him knowing.

It was only this year that he found out. She took 200k+ from him to help pay for a property overseas, and as of now, yet to fully return him. She had also been deducting money as rent and utilities without telling him about it.

She has also been wasting his money, around 20k, on unnecessary things like geomancy. The sister says that the brother has sufficient money in his bank & CPF to buy a flat.

Sure, but if he buys a flat, he really wouldn’t have enough money to sustain his life, given that he is unemployed. He needs to buy food, medical supplies, money for caretaker…

It would literally deplete all his savings. He has also been unable to rent a flat, either under HDB or elsewhere. HDB, because he is ineligible due to the regulations.

Homeowners, upon hearing that he is disabled, don’t want to rent to him. Even if he were so lucky to be able to rent outside, it would be expensive, same as the reasons stated few sentences above. Take note, she actually has an unoccupied room on the second floor of the maisonette because her daughter had moved out after getting married.

I felt that if she wanted to, she could make the room a living room for themselves since they are physically able to climb to the second floor. She can get a table in that room that matches her height since that’s so important to her. I really don’t understand how one can be so cruel to chase a disabled sibling out of the house.

To me, the problem all started when she guaranteed him a place to stay and letting him sell his house. Who would have thought that she would suddenly backtrack on her words? After all, they are siblings, why is she so cruel? I want to know if any of you reading this have another perspective to help me understand why she thinks it is okay to do all this. Also, if anyone could see if there are any actions he could possibly take legally in this situation.

I was always confident in drinking and never ever thought of protecting myself cause all my guy friends always drunk first before.

But I met a guy through a mutual friend and I finally understand the meaning of “there is always someone better”. I confidently challenged the guy to drink and told him that if I get drunk first he could touch me anywhere. So to judge who drunks first are the first to vomit.

Little did I know that he was able to drink like a monster, After 10 jugs of beer I finally vomit, as the place has a shared toilet everyone in the pub could hear me vomit.

When I came out he smirks at me and I have no choice but to admit defeat. He told me to sit on him and he started touching as he pleases. For the first time, I know how a KTV girl feels like. Even though I did not like it I decided to honour the bet.

He touched me for 5 mins and said that he was leaving. I kind of felt disappointed as I was turned on after he touches me. He said there is always next time and he left. I was thinking did he touch for the sake of touching or was he attracted to me, I kinda felt sad that he stopped so soon as if I’m not attractive enough

I sit there with my other friends and felt ashamed and I left shortly after.

I know a lot of people sure think that I am stupid but I learned my lesson.

Netizens’ comments

1. There is this saying in Chinese, there will always be a taller mountain. So no matter how well you think you are good at something (in this case, drinking alcohol), there will always be someone out there better than you. So don’t geh kiang.

The back end and front end of the bank is very different, I used to work in the back end and doing support was a special kind of ‘hell’.

Although in the contract it is stated I work 9-6 but most of the time (I would say about 70%) I work 9 – 10, 11 or even 12 am. Im not working in the support you thinking of, not the phone service.

My job was to edit and update the details of VIPs of the bank. The amount of work is insane and we have to change it in a timely manner to ensure customer satisfaction.

Every movement in the bank system is tracked, from one transaction to the other, from one click to the other. It’s all timed by the system to judge our performance.

Actions/Time = performance level

If I fall below the acceptable grade my manager will come and F me. The system is used as part of a grading system of the employee which can affect bonuses, increments and even promotions.

The daily stress level is very high as I need to maintain a high-level score and this score is not visible to me, it’s like an invisible forcing us to work like cows in a field.

Sure, the overall public perception of working in a bank seems to be rich and powerful but the truth is the people in suits that are looking cool are the 1% top earners of the company.

Most of us are not doing that well.

Netizens’ comments

1. Any work can be fun if you have an interesting challenge and good teammates; any work can be misery if you don’t.
2. The problem with the people is that nobody is satisfied with his job how good it may be. The grass is greener the other side.
3. Any work becomes easy when you are able to concentrate on one specific task. The more the number of fields of work, the lesser will be the focus that you can give to a particular work.

I am a 33 years old working mum of 2 sons, 4 and 2 years old. My husband is 30 this year but he is very lazy.

I met my husband through a common friend 5 years back when he just returned from studies in the UK. We hit off pretty well as he’s witty and humorous plus he secured a very good career in an MNC company and decent family. I’m comfortable with him taking the lead and planning for everything so I usually don’t have any inputs for his decision despite him always asking me for it.

I got my legs swept off by him and agreed to marry him after 1.5 years of relationship. But things start to change much after marriage. He became very lazy whenever I asked him to do stuffs.

Like when I asked him many times to get a driving license, he said that he never actually needed one as he has someone to chauffeur him around and taking PHV or cab is cheaper than owning a car in Singapore unlike UK. I was pretty upset when he said that as a car would be convenient for checkups for my gynae visits and meeting up with my friends. 

He does not help out much in housework except for washing of clothes, windows cleaning and fans as there are much more things to do apart from these. He will usually lounge around or sneak off to go for exercise once he is completed with those chores while I need to look after the kids. I told him there are many other chores to do but he always said that he will do later but never did.

His working hours are pretty hectic as he will usually reached office by 8.30am and will only reached home by 8pm. As I finished work earlier, I will usually picked up my kids from childcare and buy dinner, which is quite tiring when my cab doesn’t arrived on time or when the food delivery doesn’t come early and need to tend to hungry kids. Travelling can be pretty tiring even via taxis.

I always tell him to cab home but he likes to travel by MRT as it helps to save cost. Cabbing home can reduce an hr of travelling time which he can help me to tend to kids when i’m tired and he’s earning a high 6 digit figure per annual, I can’t figure out why he is so petty on money when I’m only earning  1/3 of his salary. Although he pays for all the cab rides and food but I just want him to share the load of actual parenting. I felt so overwhelm by the fatigue that I actually quit my job to take care of the kids when my 2nd kid was born.

I told my husband that he should spent more time to take care of the household but he often use work or a need to exercise as an excuse. I don’t understand why he needs to choose the timing to go for exercise. For weekdays, he has free time from 11pm onwards, but he can choose to go straight after work. For weekends, it’s even worse, he can opt for timing like 1 to 3pm where the kids are usually sleeping or 10pm onwards but he choose timing like 6am in the morning or 5pm in the evening when the kids are awake or going to be awake.

Things start to have a strange turn of events when he mentioned that he wants to quit his job and spend time. I felt very happy and relieve when he said that. But the downside is that, he told me that I may have to look for a job as he could have difficulty finding a job that has work life balance and decent salary.

I was happy and disappointed at the same time, but I guess that’s life. So I agreed and he quit his job and he’s taking care of the kids at home while I went back to the workforce after 2 years of being a housewife. Things are doing great for me as the workplace is good and the pay is much higher than my previous job, but not for my husband.

He has difficulty finding a manager entry level job as he is over qualified, having armed with an Imperial College degree and INSEAD MBA, he has difficulty finding a job that support work life balance and decent salary when he is willing to take up to a 75% pay cut.

Despite being at home, I find that the status of the house cleanlines is not up to my standard when I can find small peck of dust on the window grill when I do my spot check and he still has the tired feel when he doesn’t even need to work. I don’t understand why can’t he take care of the house when I’m earning the dough. When confronted, he said that he is making pretty good money while being a day trader and suggested that we should get a maid to do the menial work while both of us earn the money but I don’t like strangers to stay with us.

I also urged him to be more active on job hunting as we have expenses to pay for. I need his contributions for my parent housing loan and our utility and my cab expenses. Luckily our 5 room is fully paid thanks to his investment. He’s pretty lazy as his day trading can fetch about 5k for good months and 3k for bad month and has a emergency savings for 10 years without working, but it can be embarrasing for a guy to be unemployed for long time.

I asked my friends for advise but their responds are pretty mixed and I’m also dried up for solutions, which is why I would like to sought for more options to get my husband to help out more.

I used to think that buying a sports car is very important because it’s not only a symbol of money it is a symbol of authority and by owning a sports car I thought I could be an authoritative figure showing to people that I’m rich and powerful and I’m a man that stands out among other men out there

But unfortunately getting a loan is easy paying back a loan is difficult I was confident of to buy the car after getting a raise last month my boss increase my salary from $4,000 to $6,000 

After I found out about my increase. I went to sgCarMart to look for a new car, Before this, I was driving a simple Kia but I could manage my monthly instalments easily and I will still have some money to spare. I saw a listing for Mercedes-Benz SLK so I decided that it’s time and I want something sporty. But this was the dumbest decision of my life I bought an SLK the only have less than two years of COE left, to be exact about 1 year 6 months.

The car cost almost $95,000 and I made a down payment of almost $30,000, the instalment of the car was almost $3,800 as I took a maximum 70% loan. During the first two weeks of driving the car, I was so proud, my colleagues praise me for the cool car and I started to have more female friends asking me out for dinner but they obviously are gold diggers the flocked to me like pigeons.

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But on the third week of owning the car, the car started to break down and the person who sold the car said that he’s not responsible as the car is no longer under his name he said that as the car has more than 3 owners, no one would dare give me a warranty for the car.

So I had no choice but to tow it to a workshop and the mechanic told me that the cost to repair the car will be around $6,000 I was shocked! As the repair fee is my full 1-month salary.

 I had no choice but to take up another loan for the car. Meaning now I have to pay back two loans instead of 1. So now every month I have to pay the bank a loan amount of $3,800 and another $600 to the workshop.

My fiance found out about it and called off the wedding and she felt that she did not need up a guy that could not manage expenses and I will be even worse if I become a father one day

 what should I do should I sell the car but i will lose more money.