Trust your gut, always, even if it feels rude.

I was at a wedding being held at a hotel. I wanted to go back to my room, so I got on the elevator. A man jumped in with me at the last moment and got my attention.

I pretended not to notice. When I got to my floor, I got off, and he got off with me and walked behind me in the same direction.

I thought “Oh, don’t be silly, he is just a guest like you are”. When I got to my room, he paused, walked past me and stopped at the door next to mine, watching me.

I finally realized he probably was planning to push me into my room when I opened the door. Instead of fishing out my key, I knocked on the door and waited.

He also waited, pretending to fumble for a key. I knocked again, said “GEORGE? Are you still in there?”. I sighed and went back toward the elevator, and the man followed me back.

The doors opened, he got in, and I quickly backed out before the doors closed on him.

I reported him to the front desk. I think my quick thinking saved my life or at least saved me from being assaulted.

Trust your instincts. Always, always trust them.

I never thought I’d be able to say this. 5 years, $10,000+ in debt. Payday loans. unpaid contracts that became owed.

Throwing away piled up letters in the 100’s.

Not only have I overcome smoking addictions, and bad habits. I’m beyond out of debt, I can finally quit my job.

No full time work for a while, TIME to look for something I would like to do more. TIME to create new friendships, travel (soon, I hope) and do more stuff again.

I can reclaim my life, and become myself again. I can finally live without having to worry every waking minute of the day.

I’m at peace, and I could only do it because I lost someone who I now want to reach out to, but it’s not so simple.

Lifeworks in mysterious ways. The best thing is I was able to support some people I know by helping them through the month so far.

I wrote this letter to share with all Singaporeans out there who are struggling, sometimes life is more than just working every day. Everyone is so realistic that most people are unhappy no matter how much money they earn.

I know we are all wired or programmed to go to school at a certain age, then sooner or later work and finally getting pushed for marriage and grandchildren etc.

This actually inhibits our level of creativity and sometimes our happiness.

Sometimes, it’s important to take a step back and ask yourself what is the meaning of life or really makes you happy. If you’re chasing a dream of buying luxury just to show off you will never be happy no matter how much you earn.

The most excuse I heard is “cause I like it”. Most of the time it’s a lie and the worse thing is their lying to themselves.

So I am gay and I le other girls like me… I’m here in this country where gay rights are almost non existent and that also means no marriage rights yet! Most of my family is homophobic so I don’t tell them much about my life, I’ve come out to my parents but they didn’t take it well so I’ve stopped telling them anything

Now whenever there is any kind of family function every relative and every person in the party will make it a point to come and ask me what is my plans for marriage, I ask them why they so concerned and they be like I’m the youngest girl in the family it’s time you are 27 bla bla bla… for few instances I just changed the topic, but now it’s getting really annoying, now my answers are typically I don’t wanna get married, or why should I be married or I just ask them the pros of getting married and the last one I love when they struggle to find a proper answer

Anyways at a recent function one of my cousins (is like in her later 30s) asked me why I’m not deciding to get married, and if something is wrong with me (I kid you not she asked me this) and I asked her what does she mean by something being wrong with me… she said she recently saw my FB post where I was talking about gay rights and she thinks that I plan to “change my sides of interest” …. all I replied was how bad would it be if that happened? She said “you know you’re going to hell right if you change your sides” … oh my that was trigger point so i replied “oh ya! You’d know all about sins and going to hell, cause you’ve done a couple of them yourself (got pregnant before marriage .. not that I believe in all this but I was in a real Tit for Tat mood)

She got furious, stormed out went and complained to my parents about what a jerk I was and my parents and entire family have been calling me names!!!!

But how is it my fault when someone is like deliberately trying to trigger me!

I recently had one of the most absurd experiences I’ve ever had as a job applicant. I applied for a job that only paid a measly $2,800 a month. I was already sceptical about the salary, but I decided to give the company a chance and see what was up.

Little did I know that this would become one of the most ridiculous job interviews of my life. After I applied for the position, the company asked me to come in for an interview. This is not uncommon, so I thought nothing of it.

But then, things got strange. After my first interview, the company asked me to come in for a second interview. I was a bit taken aback but I figured that some companies like to be thorough in their hiring process.

But then, the company asked me to come in for a third interview. At this point, I was starting to get concerned. I had already spent a few hours of my time interviewing and I wondered what more they wanted to ask me.

It turns out, the company wanted me to come in for a third interview in order to “get to know me better”. I was a bit taken aback by this request. I mean, what more did they need to know about me? I had already shared a lot of information about myself during the previous two interviews.

At this point, I was feeling frustrated. I had already invested a lot of time in this process and the company was only offering a paltry salary. I was starting to think that this was a waste of my time.

However, I decided to go through with the third interview. It was a long and tedious process and I was starting to feel overwhelmed. After I finished the third interview, I was ready to leave and never look back.

But then, the company asked me to come in for one final interview. This was the last straw. I could not believe that a company was asking me to go through four rounds of interviews for a job that only paid $2,800 a month.

This is a ridiculous request and I am not alone in feeling this way. Many people who have gone through similar experiences have expressed the same sentiment. Companies should not expect applicants to go through multiple rounds of interviews for a job that pays such a low salary.

It is absurd to ask someone to spend so much time interviewing for a job that pays so little. Companies should be more considerate of the time and effort that job applicants put into the process and should offer a salary that is commensurate with the effort.

In the end, I decided to turn down the job. It was just not worth it to me to spend so much time and energy for a job that paid such a low salary. Companies should be more reasonable when it comes to the amount of effort they expect applicants to invest.

Dealing with debt can be a harrowing experience, especially when it involves a close friend who owes you a substantial sum of money. In this article, we will explore a scenario where a friend borrowed $60,000 back in June 2020, and the repayment has been sporadic, causing frustration and strained relationships. The borrower’s recent decision to block communication on WhatsApp has left you pondering your options. Is it time to seek professional assistance to recover your money? We’ll discuss whether hiring a lawyer or opting for a debt collector is the best course of action.

The Borrowing Dilemma

How to recover $60,000 from friend

A close friend borrowed $60k from me back in June 2020 and he has been returning me in small payments like $500 every one two months. I am running out of patience waiting for him to pay me back plus recently he blocked me on whatsapp. That’s the last straw and so I want to engage a professional to collect the debt back. Getting a lawyer will cost me up to $15k as this would be considered a civil case so I want to check if going to a legal debit collector is cheaper? Any good recommendations or experiences which anyone can share with me would be deeply appreciated?

Here are what netizens think:

• $500 every 1-2months continually is actually quite decent tbh. Understand that you want your money back asap but have you asked him how was his financial situation like? I wouldn’t push a friend who is already in financial hardship that hard, and drive him or her up the wall. No wonder he’s blocked you.

• If there is no legal contract, what you need are competent debt collectors, not lawyers. 50/50 split.

• Lol few hundred also hard to get back.. let alone 60k

“Jane” and I have been together about 2 years and we are in our late 20s. She’s in the process of getting her diploma and She works at a hospital in the meantime.

I work in finance and have a pretty steady job that I like. We’ve lived together the past year and split things 50/50, along with having our own separate accounts. During Covid, Jane lost a bunch of shifts and was having a hard time paying for school along with the bills.

Her laptop broke and she couldn’t do school without it. She asked for help and I told her I didn’t like loaning money out, but I knew she needed these things. So I stepped up and paid for a new laptop, a few bill.

She knew this was a loan and she would need to pay it back. I’m very fiscally organized and have little funds set up for things (vacation fund, going-out fund, golfing fund etc). I decided to use my golf fund for this but explained to Jane that I planned on getting new clubs this year and needed to be paid back by the start of golf season.

To establish a timeline, I paid for her things in august and was expecting to be paid by February as that was when golf season starts around here.

It wasn’t an absurd amount of money, less than $1,500.

Well she’s hardly paid anything back. At first she made a couple “payments”. But this would just be her giving me $15 in cash and saying “use this towards my debt”. I started an excel sheet to track anything she gave me so I knew how much she still owed.

She found this to be offensive saying it was like I was “babysitting” her. I said that it wasn’t to be rude but just to track it so there wasn’t any arguments about it. I’ve sat her down multiple times to say that I needed to see some bigger more consistent payments being made because I needed to custom order my clubs and that takes months. And that I couldn’t order my clubs until I knew I had enough in my fund to pay for them.

She kept saying that she understood and that she would make the payments. She made a few larger payments but is still a grand short. What really ticks me off is Jane still goes out to eat all the time, goes shopping, buys things for our house.

But whenever I mention the debt she changes the subject saying “she’s working on it”. I finally snapped last weekend and told Jane I’m putting her on a payment plan. That I would break down the rest of her debt into weekly payments and would request the amount every week till I’m paid back.

And that I would have to use another fund to pay for the clubs as I can’t wait any longer to order them.

Am I wrong?

My wife is going on a girls trip with her friends.

It is a mystery trip so most of the group will not know what resort/island until they arrive at the airport. I’m a little worried the resort may be swimsuit optional(at least topless in designated areas).

My main concern is many of the women are not in great marriages. Some are totally on the rocks. Also, most of the other ladies are quite overweight (obese).  My wife on the other hand is very beautiful and has a nice body. I’m afraid they will want to go topless because their husbands don’t show them any attention and would not care if they did. 

The problem is my wife WILL get attention from men. My wife and I have great nightly “activity” but I have always been the initiator. She doesn’t show much interest.

For me, it is a source of sadness. I’m afraid I will be hurt/jealous if she joins in on the fun as she will be looked at basically not wearing anything on the top by other men and may like it.

I know technically she would not actually cheat on me with another man but I am not eliminating any possibilities. Sometimes it could be going with the flow as the rest of her friends are some would be described as “The seafood seller’s oyster rotten already and giving it out for free”. If you know what I mean.

But I am still very nervous about this possible scenario. If she does goes topless and see/talk to other men, (or maybe see other men).

Does anyone think I have a right to be upset? Would this be considered cheating? 

A girl shared how her friend asked her to pretend to be a gold digger on his Instagram but she rejected him.

here is the story:

My friend Aloy posted this fake story on Instagram:

I drove my Tesla and asked a chiobu if she would get a drink with me with me. She said “Noooooooo, I have a boyfriend.” I said fine, and got in my car. She said “Never mind, I was joking, I’m single! Can I get in? I don’t have plans right now, let’s go!” I said “no way, gold digger” and drove away.

I don’t support posting lies on social media, but whatever. None of my business, right?

Someone said it didn’t really happen, and Aloy said he had video proof. So now he is trying to get me to pretend to be a gold digger to help him act it out. His dad has a Tesla we can use.

All of Aloy’s female friends have been in pictures with him on social media, so apparently I’m his only choice.

But I don’t want to. He’s saying that I’m a terrible friend and should just do it. I said no way in hell. Now he’s mad at me, and is giving me the cold shoulder.

Aloy is more part of my friend group than my friend. He says we’re friends when he needs something. I don’t really hang out with him, but my friends invite him when we hang out as a group.