1. You serve NS and are put under a 10 years reservist and IPPT cycle that can stretch into your 40s while you have to juggle family and work commitments at the same time.

But I ain’t too sure how are you going to live till your 40s without national defence. Let alone talk about family or work.

2. After NS you come out to work and fall in love,married and start up a family.

At least you have a job and congrats on finding love.

3. A wedding cost a lot so most Singaporeans married in their late 20s,mid 30s or even later.

The last I remembered (fine, I checked their website lol) it only costs a couple $15 to register their marriage which works out to be $7.50 each.  #Godutch #Genderequality right?

(Though I have to say the ROM website needs some upgrading. Who still uses Internet Explorer these days?!)

Throwing a fancy wedding dinner at a fancy 5-star hotel is a choice – your choice really.

4. Now we come to the house.
Upon successfully balloting for the house one need to wait at least 3 years for it or you can buy from open market or private developers where price will be even much higher.

It’s starting to sound annoying but it’s true – nobody said it’s compulsory to get a house of your own.

There are people who live with their parents or in-laws.

5. Once you get your keys your entire CPF OA will be depleted totally and the rest of the mortgage balance will be paid by your monthly CPF every month for a maximum of up to over a decade or 25 years max.

Then imagine, what if all these happened without CPF? Are you gonna pay with cold hard cash?

6. During this time every month of your CPF will not be able to save and accumulate CPF interests because you need to use it to settle house loan.

Technically not true. If you earn more than what you are paying, you will have savings. The rule here is not to bite off more than what you can chew.  And yes, you still earn interest on the balance.

7. So 25 years finally finish and your house is fully paid up but by then you will be 55 or into your 60s already.

Congrats! You are still alive. Count your blessings.

8. You want to rest and retire but you can’t because your CPF OA account is empty and CPF minimum sum of 161k is set in place to prevent you from cashing out your CPF in full to use to finance your retirement.

It’s your retirement, and your savings shouldn’t just be your CPF. If you didn’t buy those branded goods, travelled to different countries, or drank those alcohol. Sorry, I assumed. Facts? You have enough money to have an internet connection, which means you have enough to have a phone, or a computer. You have a fully-paid for home to live in and it’s not like you are sleeping under a flyover.

9. So in your 50s or 60s you still need to work until you die or at least for another 10 to 20 years in order to build up your CPF OA account.

If you don’t work until you die, it just means that you will be sitting at home, surfing Facebook and complaining until you die. Matter of preference, I guess.

10. By the time you can really rest you will be in your 70s or 80s already.

Most will have meet their maker by that age already. Lol How to look forward to retirement bliss?

70 – 80? Do you know the life expectancy of people in Nigeria is 52 years? That probably explains the popular Nigerian prince scam.

11. Also the health could be failing or no one is willing to employ the elderly Singaporeans and what are they going to survive on?

It was announced in our Budget 2017 that employers will get wage subsidies if they voluntarily rehire older workers above the re-employment age of 67, as well as those workers who would have already turned 65 before the re-employment age is raised in July this year. So yup, you do have a choice at staying employed even when you’re old, if you want to.

12.In the end their CPF Medisave accounts got wipe out and they either rent their flats out to sustain themselves or sell back their flats and lease to downgrade in order to survive in their dying years.

Downgrading for cash doesn’t sound that bad if you ask me. Especially if you don’t need all that space anymore – smaller area to clean too.

13.If anyone can still say Singaporeans are living a blessed life then I clap for you.

Thank you for your claps.

source: http://www.unscrambled.sg/2017/02/27/this-guy-just-summarised-every-singaporeans-life/

National Service (NS) is something that most able-bodied Singaporean male has to go through. It’s a time when boys are challenged and molded into men. It’s also a time when relationships are tested. I’ve heard of girls leaving their boyfriends because the poor boy doesn’t have enough time for dates or that they don’t have enough money to spend on their girlfriends. I don’t understand that but then, my experiences with having a relationship while the boy is in NS, is slightly different.

During the first year of my then-boyfriend’s NS stint, I was doing my degree in Australia. We had weekly phone calls and text messages. Since he was an army clerk, he got to go home everyday, so we had a few IM chats as well.

The second year of his NS stint, I was back and I’d started working. We had dates on the weekend and some times on the week days. It was nice, except for the part where he complains about the NS stuff. I didn’t understand why he was so pissed off at doing NS but since I wasn’t the one in his shoes, I just kept my mouth shut.

Because the then-boyfriend hate NS, I thought that all men had the same thought. Until I met Dude. Dude enjoyed his NS. He had fun and didn’t regret any part of it. It was refreshing to hear someone who said that it was his duty to serve the country, instead of how much he hated NS and wished that the government would abolish it.

Dude also introduced to me the ‘reservist widow’ experience. I’ve never had to go through that before as the then-boyfriend’s Pass E ensured that he didn’t have to do reservist at all. The two weeks that Dude was away for reservist felt like the longest 2 weeks in my life. I can understand why some of the ladies lament their men’s absence during their reservist. As much as I hate it that he’s away for reservist, it’s only for a week or two. Besides, it’s his duty. I’m just glad that it’s once a year.

That’s just my experiences with NS and reservist. What are yours?