Literally always broke. I get paid, it goes to bills, then I have about $50 bucks in my account. Is this how it’ll be in the adult life? (19m)
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I work at a call center but it doesn’t matter where I work. I’m not gonna lie, I’m always ordering food but it’s because I hardly have food at my home but this is in general.
Once I get paid, always around $1.2k after CPF. It goes to bills and saving account. then out of nowhere there’s debt that just shows up.
I wanna move out of my parent’s place and move in with a roommate in the future but I don’t even know how I’d even pay $900 in rent monthly.
I wanna move out so bad but I can’t afford to even sustain myself, how to survive?
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Netizens’ comments
- You need to make a budget and stop ordering take out, to start.
- No. You’ll get older. You’ll gain experience. You’ll save money. Learn how to use that money and you’ll do fine.
- Start making small changes. Even if you just opt to eat one more cheap meal at home in lieu of takeout each week, you can use that extra money to pay down credit card debt.
Also, start saving just to get in the habit. Even if it’s only $1 per paycheck, you need to get used to having savings as part of your budget. Over time, as your income grows and your debt shrinks, you’ll be able to save more. - Everyone is giving good advice on budgets and jobs and what not but I think the bigger issue is that you don’t know how to do things for yourself. Like a learned helplessness. So regardless of your budget, learn how to money manage. Learn how to cook. How to rely on yourself and not others. It’s easier said than done and it’ll take time but you have time. 20 year old rarely if ever have it all figured out.
You could make 100/ hour or 100/ month, if you don’t know how to live within your means, it’ll never be enough.