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Monday, October 3, 2022
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HUSBAND LOST $150K IN STOCKS, WIFE LOST $45K TO JOB SCAMS & GIVING UP ON LIFE

I think i am depressed.

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I have made many bad financial decisions since i started working in 2011. Recently i fall into a job scam and lost about $45000, and that is the last straw. Since then, i haven’t been myself.

I decided to do a tabulation, and all in all, for the past 11 years or so, i have lost at least $200 000 (bad investment, stocks, forex, scam etc). My husband also lost quite a bit of money in the stock market (about $150 000). All these are very painful experience as i do not earn much (Started with 2k+ per month, and now hitting 5k+ per month). My husband left his job previously and is not working for the past few years as he is pursuing further studies. We have no children and we stay in a HDB.

Based on my single income, we can still manage a decent living. However, every time i think about the financial loss we had, it will bring chills. We could have paid off our housing loan or have enjoyed more with our earnings rather than saving them away and “investing” it, with now ended with nothing. It is years of hard work and very thrifty lifestyle. Although i have some emergency, i can’t help but to feel very “poor” and insecure.

I don’t know what i should do. I seems to have lost myself and don’t have the passion to do anything. Other than working and going home, i don’t even feel like stepping out of the house. Since i am clearing my leave recently, i have been staying home for the past one week, doing nothing and just watching drama brainlessly, sleeping at 4am and waking up after 11am. I didn’t even feel like step out of the house or talk to anyone. I have a list of things that i wanted to do but i just don’t feel like it.

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Is this normal? What can i do to recover?

Here are what netizens think:

  • The advice telling you to cheer up and be glad you don’t have a chronic illness instead is misplaced. If we just remembered we could be living with pirates in Somalia, then all mental health issues would be cured.
  • Dwelling on the money you lost isn’t going to bring it back. I think the more important lesson is what you have learned from those losses.
  • how did you manage to save so much w ur income
  • Ive lost some money due to scam also n end up with bank loans. Many would judge and say that im stupid and stuffs, but i dont get it into my head. No point dwelling the lost cause, instead keep on moving forward by planning how to recoup ur savings¬†and stop doing anything that woukd risk ur hard earned salary. Hope ur husband gets a job soon cuz it will definately help both of u in future. Pick urself up and start planning.¬†
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