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Sunday, January 19, 2025
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PARENTS PLAN OUT FOR CHILD’S RETIREMENT WHILE HE IS IN UNI, HE STILL KPKB

Hope everyone is doing well !

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I just have some thoughts about the future and hope to gain some advice. Currently left 2yrs of uni and as an only child (F) with parents age in the 60s range, i cant seem to stop thinking what will happen in the near future. I am very fortunate that my parents have planned out their retirements and are financially independent to be prepared for their old age.

However, it seems far-fetched but i cant seem to be able to understand how i am going to be carry out my duties as their only daughter when one of them passes. In recent years i could see how their health is deteriorating, despite their healthy lifestyle and along with my grandparents passing on, just the thought of one of them not being present is really terrifying and i don’t think I will ever be ready to be emotionally supporting either of them. How does typical praying rituals goes, how will we proceed on in our life, all these concerns seems to be really distant but yet it always lingers whenever i see an elderly, funeral proceedings, even a child. I just can seem to get these thoughts away or to feel reassured. Do i go and see a therapist? Talk to my parents? Friends? I have no idea and it does seems unfilial to carry out conversations and thoughts like this when my parents are clearly still present.

I would like to apologise in advance to those whom lost their loved ones way earlier in life and i hope that what i have mentioned does not too sound to condescending, it is truly not my intention.

Here are what netizens think:

  • Your parents definitely have planned for themselves, why do you have to worry for nothing. Like me in my 60s, single, I planned for myself. I went for both knees replacement by myself and take care of myself. Everything is possible if you are prepared, but of course there are things happen beyond your control so if it happened, I will look for options and work on the best workable optio.. this is life
  • No one can give you practical advice here because this sort of thing is something you have to wing your way through. Speaking from personal experience here. The only real admin issue you need to get them to settle before they conk is getting them to draw up wills. Do it asap.
  • Not sure how your parents are like, but you might be surprised. It might be your remaining parent supporting you rather than you supporting them. Speaking from experience.

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