When my wife and I first bought our house, I was so excited about our future together in our new home.
I had grand plans for how I wanted to renovate the kitchen, the bathrooms and the living room.
I was so enthusiastic, it was impossible for my wife to resist my vision.
However, when I started looking into the cost of renovating the house, I realized how expensive it would be. We had saved some money for a down payment and to cover the basic expenses of the house, but the renovations were going to cost a lot more than I had anticipated.
I was determined to make our house our dream home, and so I decided to take out a loan to cover the cost.
When I told my wife about the loan, she was less than pleased.
She looked down on me, as if I had done something wrong and betrayed her trust. She said that I had acted impulsively and should have thought it through more carefully. She also said that I was irresponsible and that I was making a bad decision by taking out a loan.
I was taken aback by her reaction. I had thought she would be proud of me for wanting to make our house a home. I had thought she would see the loan as an investment in our future and be excited about the renovations.
Instead, she saw it as a sign of failure, as if I had let her down by not being able to afford the renovations.
It took me a long time to understand why my wife was so upset. I realized that she had been so focused on saving money for the house that she hadn’t taken the time to think about the future. She was scared of the possibility that the loan would be too much for us to handle and that it would put us in a difficult financial situation.
I explained to her that the renovations would make our house more valuable, which would be beneficial to both of us. I also promised her that I would be responsible with the loan and that I would make sure to pay it off as quickly as possible.
But in the end she look down on me and said: “This kind of thing also need loan? You better start earning more.”