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ONLINE CPF WITHDRAWALS TO BE LIMITED TO $2K FROM 30 NOV ONWARDS

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The Central Provident Fund (CPF) Board has announced the implementation of new security measures aimed at safeguarding CPF members from potential scams, effective from November 30, 2023.

As a key feature of these measures, a default daily online withdrawal limit of $2,000 will be applied to all CPF members aged 55 and above. Members have the flexibility to adjust this limit, ranging from $0 to $200,000, at any time through online channels. However, any increase in the daily withdrawal limit will require Singpass Face Verification (SFV) and a 12-hour cooling period to prevent unauthorized adjustments.

To provide an added layer of security, CPF members who wish to disable online withdrawals can activate the CPF Withdrawal Lock, instantly setting the daily withdrawal limit to $0. In such cases, withdrawals can only be made in person at CPF Service Centres. To reactivate online withdrawals, members must undergo SFV authentication and wait for a 12-hour period.

This new default daily limit for online withdrawals is part of CPF Board’s ongoing efforts to protect CPF savings against fraudulent activities. Existing precautionary measures include SFV as a step-up authentication challenge for certain CPF e-services, ensuring that CPF savings can only be transferred to verified bank accounts belonging to the members. Immediate notifications will be sent to members for any CPF withdrawals, enhancing transparency.

In addition to the withdrawal limits, SFV and the 12-hour cooling period will also be applied to the update of personal account details, including contact information. By the end of December 2023, changes to bank account details will require SFV, and new bank accounts will only be activated after confirmation by the respective banks, a process taking up to two working days.

CPF members will receive SMS or email notifications for any withdrawals, changes to the daily withdrawal limit, or updates to contact or bank account details. The notification process, including the 12-hour cooling period, ensures members have sufficient time to react to any unauthorized adjustments. Notifications regarding contact details updates will be sent to both the old and new mobile numbers or email addresses.

While these security measures may cause some inconvenience, CPF Board emphasizes the importance of prioritizing safety in today’s environment. The Board pledges to continually review these measures, striking a balance between convenience and security. Further details about these precautionary measures can be found on the CPF website from November 30, 2023.

CPF members are urged to stay vigilant and informed about the latest scam tactics. If any member suspects falling prey to a scam involving their CPF savings, immediate contact with CPF Board is advised. Members should also freeze their bank accounts, reset their Singpass password, and set their CPF daily withdrawal limit to $0. A prompt police report is strongly recommended. For assistance, members can contact CPF Board at cpf.gov.sg/contact-us.

CPF’s statement

With effect from 30 November 2023, CPF Board will progressively implement new security measures to better protect CPF members from scams.

Default limit and option to limit online withdrawals

A default online CPF withdrawal limit of $2,000 a day will be applied to all CPF members aged 55 and above.  This default daily limit can be adjusted to any amount, including $0 and up to $200,000, at any time online. Any increases to the daily withdrawal limit however, will be subject to Singpass Face Verification (SFV) and a 12-hour cooling period to prevent unauthorised adjustments.

With the above change, CPF members who wish to disable online withdrawals can easily do so by activating the CPF Withdrawal Lock which instantly sets the daily withdrawal limit to $0. With the lock activated, CPF withdrawals can only be made in person at CPF Service Centres1. To re-enable online withdrawals, members must increase the daily withdrawal limit.  This requires SFV authentication and 12 hours to take effect.

Introducing a default daily limit for online CPF withdrawals is part of CPF Board’s ongoing efforts to safeguard CPF savings against fraudulent withdrawals online. This is on top of our existing precautionary measures, which include SFV as a step-up authentication challenge for certain CPF e-services. In addition, CPF members can be assured that their CPF savings can only be paid to bank accounts that are verified as belonging to them.  They will also be notified immediately of any CPF withdrawals.

Update of personal account details

Besides imposing a daily limit for online CPF withdrawals, SFV and the 12-hour cooling period will also apply when members update their contact details with CPF Board from 30 November 2023.  

By end December 2023, changes to bank account details will also be subject to SFV. New bank accounts will only be activated after the bank confirms that the account belongs to the member.  This will take up to two working days.  Members can view and update their bank account used to receive payouts under CPF schemes2, via the CPF website.

Notifications via SMS or email will be sent to CPF members whenever they make a withdrawal, update the daily withdrawal limit, or update their contact or bank account details. Members must update their contact details online before they can adjust the daily withdrawal limit or update their bank account details.  They will likewise be notified once the changes have taken effect, after the 12-hour cooling period or after their bank account has been verified by the bank. Having a 12-hour cooling period provides members sufficient time to take action to prevent any unauthorised adjustments or updates from taking effect.  Notifications on updates to contact details will be sent to both their old and new mobile number or email address.  

While these precautionary measures may cause some inconvenience for CPF members, we seek their understanding that it is better to be safe than sorry, especially in today’s environment. CPF Board will continually review our measures to achieve a right balance between convenience and security. CPF members can find out more about these precautionary measures via the CPF website from 30 November 2023. For those who require assistance, they can contact us at cpf.gov.sg/contact-us.

We would like to remind CPF members to remain vigilant and stay up to date with the latest scam tactics. If members suspect that they have fallen prey to a scam involving their CPF savings, they should contact CPF Board, in addition to getting their bank to immediately freeze their bank accounts, resetting their Singpass password and setting their CPF daily withdrawal limit to $0. They should also make a Police report immediately.

1 Members can make an appointment to visit any of our Service Centres.

2 This includes CPF withdrawals for members aged 55 and above and monthly payouts.  It does not apply to long-term care payouts (e.g. CareShield Life) where application is made through the Agency for Integrated Care, and Government payments (e.g. GST Voucher).

BEST FRIEND SLEPT WITH GIRL’S BF, TWO RELATIONSHIPS DESTROYED IN 24 HOURS

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So I was in a relationship with this person. It was sort of a low-key relationship (as in not posting on social media sort).

This is because we both are not very active there. But everybody knew we were together. And of course, my best friend knew about it too, every little detail. Also, my best friend and my ex were friends as well.

So I broke up with this guy after mutual understanding but on a bitter note. At that time, my best friend was behaving very distant from me. So a couple of weeks after my breakup, I met her. There was a lot of tension between us, I could feel it. She has never been distant before.

So I straight up asked her if everything was okay between us. She told me that after I broke up with my ex, they both have been sending flirty texts to each other.

They decided to meet in person for a casual hookup. She told me that she was all up for it but at the time of doing it, my ex said no. He backed out. Hence, they didn’t do it. (This was a week after I broke up with him) I mean that really hurt me.

Idk if I can trust my bestfriend. She knew I still had feelings for him and she still went for a hookup. I mean if it was worth it, I would understand. But going behind my back for literally nothing, I cannot understand that. I still tried to forgive her but idk I just couldn’t trust her and we got really distant.

We have this huge group of mutual friends and she told them that she knew nothing about my relationship. She told them that she didn’t know I was in a relationship with him so that’s why she went for a hookup. She totally lied ofcourse.

After hearing this I don’t even wanna talk to her. The worst part is, I don’t think she feels guilty about it.

HOPELESS BURGLAR FELL ASLEEP DURING ROBBERY, WOKE HOMEOWNER UP WITH HIS SNORING

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In the realm of bizarre crimes, a recent incident in Yunnan province, China, has captured the attention of both law enforcement and social media.

A burglar’s ill-fated break-in took an unexpected turn, leaving the unsuspecting intruder facing not just the consequences of his actions but also widespread ridicule online.

He had fallen asleep in the middle of his break-in robbery, and inadvertently woke up the homeowners with his own loud snoring, according to the South China Morning Post.

The Break-In

Under the cover of darkness, the would-be thief seized an opportunity to break into a house in Yunnan province around midnight on November 8. Little did he know that this night would unfold in a way he never anticipated.

As the intruder stealthily entered the premises, he overheard voices coming from the unit, causing a momentary panic. To avoid detection, he decided on an unconventional strategy – waiting patiently until the homeowners retired for the night.

Choosing to bide his time, the burglar settled into a separate room, contemplating his next move. What happened next added a surreal twist to this already peculiar tale.

The snoring bandit

In a bizarre turn of events, the criminal, now concealed in a stranger’s home, succumbed to drowsiness. His decision to rest proved not only surprising but comically ill-timed.

The sneaky infiltrator, perhaps exhausted from his criminal endeavors, lit a cigarette and, against all logic, decided to indulge in an impromptu nap.

The room filled with an unlikely symphony of snoring and the lingering scent of cigarette smoke, creating a surreal atmosphere that went unnoticed until fate intervened.

The Wake-Up Call

Tang, the unsuspecting homeowner, had retired for the night with her young child. Little did she know that an uninvited guest was making himself at home in the next room.

Initially dismissing the loud snoring as a distant neighbor’s, Tang carried on with her night, oblivious to the peculiar situation unfolding just a few feet away.

Curiosity eventually got the better of Tang as she left her bedroom, only to realize that the snores had grown louder, prompting her to investigate the source.

Confrontation and Resolution

To her shock, Tang opened the door to find a male stranger, not only inside her house but sound asleep on the floor. The surreal encounter left Tang bewildered and in need of immediate action.

Swiftly exiting the room, Tang alerted her family and wasted no time calling the police, initiating a resolution to this peculiar break-in.

Law enforcement promptly responded to the call, arriving to apprehend the napping intruder, identified as Yang. This marked the beginning of the legal repercussions for his unconventional burglary attempt.

The Criminal’s Background

Unraveling the layers of this unusual incident led to the revelation of Yang’s criminal history. A prior conviction for theft in 2022 painted a picture of a seasoned criminal.

Despite serving time, Yang resumed his “old profession” shortly after being released in September, highlighting the challenges of rehabilitating individuals with a history of criminal behavior.

As authorities delve into Yang’s case, the incident raises questions about the effectiveness of rehabilitation programs and the complexities of managing repeat offenders.

FULL VIDEO LOADING…

FATHER INSECURE AS HIS SON’S KU KU JIAO IS BIGGER THAN HIS

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I accidentally saw my teenage son’s manhood and it made me feel insecure about myself.

So for context I’m his dad and I’m 36 and he’s 18. My wife asked me to wrangle him and the other kids so I made the rounds.

I had just seen him fully dressed a few minutes ago in his room so without thinking I just opened the door and went back in (I know I should have knocked I wasn’t thinking) and I hear “Dad what the hell!”

And there’s my son, just like the day he was born and I hadn’t seen him without any clothes on since he was little but he’s not little anymore.

At only 18 his manhood is freakishly big. Far bigger than mine. I awkwardly apologized to him and told him dinner was read than left.

Obviously I’ve seen other men’s genitals before. I was on the football team in school and saw other students occasionally including others more endowed than me but this is different.

This is my own son and I didn’t enjoy seeing it. It’s just so huge that it freaked me out but I’m definitely happy for him, I just feel bad for his girlfriend he just started seeing because he might honestly kill her.

GF CONTEMPLATING PLAYING GAMES AS BF IS A HARDCORE GAMER

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A girl asked if she should start gaming so she can get to spend more time with her boyfriend.

Here is the story:

Should I start gaming because my bf likes it?

My boyfriend spends a lot of time gaming, but I am not a gamer at all. He is extremely passionate about it and I know that is good at it too. He is very close with his gaming friends, in fact his ex girlfriend was from the same gaming circle. They are no longer playing together but i cannot help but wonder if I should also start gaming with him.

I sometimes watch him play games and I will get lost on the map lol. He is not asking me to try and he is fine that I am not a gamer. I have other hobbies which I don’t try to get him into it either since I know those are not his interest.

Things have been going on well between us but with our differences in hobbies I don’t know if we will have problems in the future. At the same time I feel that having the space and freedom to do what we like individually is important too. We have been together for only 6 months but we really love each other and have made plans to get married in the next one year. Any advice will be helpful thank you.

Here are what netizens think:

  • It is ok to have different hobbies as long as the hobbies doesn’t consume your life.You can join in just for fun but not necessary
  • I love playing game and my wife love watching drama. She tried playing game with me but she don’t really like it because it’s complicated. So when I play game, she will watch her drama but we still sit beside each other and bond.
  • Let him play in peace every once in a while or after he had helped out.

MAN DRANK BEER & DROVE AGAINST TRAFFIC FOR 12KM, FROM PAYA LEBAR TO AIRPORT, JAILED

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A 27-year-old Singapore Permanent Resident was sentenced to 8 weeks imprisonment and banned from driving for 3 years, after pleading guilty to dangerous driving.

He had drank several beers and drove 12km against the traffic flow along the Pan Island Expressway (PIE), driving from Paya Lebar all the way towards the airport, according to Channel NewsAsia.

Events Leading to the Offense:

The offender, 27-year-old Singapore permanent resident, consumed multiple glasses of beer with friends at Golden Mile Tower on May 30, 2022.

Despite feeling sleepy and having consumed alcohol, he decided to drive home in his Mitsubishi Outlander at around 3:45 am.

Around 4 am, he entered the Pan Island Expressway (PIE) against the flow of traffic, covering about 12 km towards East Coast Parkway (ECP).

He drove at speeds ranging from 41 km/h to 91 km/h, passing over 40 vehicles, including cars, motorcycles, vans, and lorries.

Other road users had to take evasive action to avoid collisions.

Police alerted

A member of the public reported the incident to the police.

He was subsequently arrested at his workplace the next day, with breath tests showing readings below the stipulated breath alcohol limit.

Despite not being charged with drink driving, the prosecution sought a significant jail term and driving ban due to the potential harm caused.

Prosecution’s stance

The prosecution emphasized the seriousness of the driver’s decision to drive after drinking, highlighting the high risk of harm.

They argued that he had failed to take steps to mitigate risks, such as slowing down or pulling over, even after realizing he was driving against traffic.

Defence

The accused’s lawyers claimed he was not intoxicated and had no prior convictions or traffic violations.

They argued that confusion and panic, exacerbated by his eye condition (keratoconus), led him to drive the wrong way.

The defense contended that their client had stayed in a fast lane because he believed vehicles in that lane would travel at a slower speed.

Judgment

The judge agreed with the prosecution, stating that the risk of harm was exceptionally high.

She rejected the defense’s contention about the accused’s lane choice and emphasized the dangerous nature of his driving for almost an hour.

He eventually received a sentence of eight weeks’ jail and a three-year driving ban, although he intends to appeal against the sentence and is currently out on bail pending the appeal.

WOMAN CAN’T FORGIVE HERSELF FOR HER DOG’S DEATH EVEN AFTER 30 YEARS

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I can’t forgive myself for my dog’s death. Its been nearly 30 years

Monty was a great dog. He was my best friend in a time when I was socially crippled with extreme shyness.

I loved him but I didn’t take care of him as well as I should have.

I could have done more research into what kinds of food would have been more healthy. I could have trimmed his hair more often in our really hot summers. I could have used better quality soup on him which left his fur lifeless and dull when it could have been beautiful and shiny. I should have been even more attentive in his old age when he got depressed

Here’s what I say to console myself. I lived in a pre-internet world where dogs are not appreciated. As a result there weren’t really much opportunities for any kind of research.

There were very few veterinarians and those that existed were lacking in resources. I myself had to act as a nurse in at least 2 cases where the vet had to operate on my dog’s ears.

I had no idea what kind of food or products were good for a dog. As a result I’ve never been able to shake the realization that he was malnourished and he often covered in ticks that I had to spend ages removing one by one.

Most of all, I was a kid and had to do most of this on my own.

None of that seems to work. There was always more I could have done. When he became sick in his old age and because of his health issues I should have paid even more attention to him.

BF WANT TO BE HOUSE HUSBAND AND NUA AFTER GETTING BTO, GF WANT U-TURN

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My boyfriend and I have been together for 2 years. We recently successfully applied for a BTO. We are both 25 years old and work in the civil service ( we are in difference sectors).

Recently, we have been talking and he did randomly mention that in the future, probably he could be the one at home looking after the children and house, doing some trading as a source of income, while I would go out and work.

I am not sure if this is feasible as I am doubtful if he stays home all the time, he would become a lazy person (he is a pretty nua person, even during weekends on our dates we would just stay home and lie on the sofa watching shows) and would not be someone who is motivated or have a goal if he does not have a job. I am also unsure if the kind of trading he is talking about is able to help contribute to the family and am concerned about me as a female being the sole breadwinner and providing for the family.

I am not sure if this is a red flag in the relationship, showing that my bf is an unmotivated and lazy guy? Any one out there has similar experiences please do share with me and also all your perspectives.

Here are what netizens think:

If you are not comfortable with this then it’s a red flag. He has already verbalized his potential intentions. Better clear this topic in greater detail with him soon as you can.

If your daughter is seeing such a man and is about to marry him, would you give her your blessing?

He can stay home and care for kids and even nua (if the children needs an wants are all met, which is impossible one) provided, he can bring in around $4k every month through trading. If he can, then just let him stay at home and do trading.

9 Y.O XMM ALLEGEDLY BEATEN UP BY S’PORE TUITION TEACHER, KENA METAL ROD TO THE FACE

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In a shocking incident reported by Shin Min Daily News, 39-year-old Zhou Min, a Chinese national residing in Singapore, discovered bruises on her 9-year-old daughter. The cause? Alleged physical punishment meted out by a home-based tutor.

The woman had come to Singapore earlier this year with her husband to begin working at a Traditional Chinese Medicine (TCM) clinic, and she later brought her 9-year-old daughter to Singapore with plans to enrol her into a primary school.

A friend then recommended a home based tutor to help prepare the girl for the school placement exams, and Zhou then registered her daughter for the class.

The Tutor’s Methods

The tutor, a woman in her 60s, conducted English and Mathematics classes for the 9-year-old at her condominium in Ang Mo Kio.

The girl attended lessons every Wednesday to Sunday, from 9 am till noon, under the tutor’s guidance.

Allegations of Physical Punishment

The tutor’s methods reportedly included slapping, pinching arms, chest, and legs, and even using a clothes hanger and a metal rod for punishment.

While the parents were aware of the tutor’s disciplinary measures, they claim not to have realized the severity until the discovery of bruises.

The shocking details revealed by the daughter brought to light the previously underestimated severity of the tutor’s actions.

The girl shared that the teacher would punish her because of her perceived weak vocabulary, slapping and pinching her on her chest, arms and legs, as well as hitting her with a clothes hanger.

She also added that the teacher also used a 1-metre long metal rod to hit her in the face until her teeth was in pain.

Decision to Take Action

Prompted by her daughter’s distressing account, Zhou Min took immediate action, lodging a police report and discontinuing classes with the tutor.

Zhou Min took the matter to the police, initiating an investigation into the tutor’s alleged actions. The daughter also underwent a thorough check-up to assess the extent of the physical harm inflicted.

The police confirmed the receipt of the report and are actively investigating the case.

In response to the revelations, Zhou Min also promptly stopped her daughter’s classes with the tutor as of November 4th.

KINGS OF THE ROAD HOGGING 2 LANES ON SELETAR ROAD, BEATS RED LIGHT & DGAF

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In the early morning of November 18th, a seemingly routine commute turned into a social media spectacle. A group of 13 cyclists took to Seletar North Link, capturing attention by occupying not one but two lanes.

The drama unfolded as they boldly ignored the beckoning red traffic lights, sparking a wave of backlash and raising questions about road etiquette.

Kings of the Road

Seletar North Link, a typically tranquil road, witnessed this spectacle at 7:45 am. The incident’s timing during rush hour intensified its impact on both commuters and pedestrians.

A significant number of 13 cyclists participated, inadvertently causing a disruption with their sheer presence as they took over two of the three lanes on the road.

A striking element of the incident was the blatant disregard for traffic signals, with the cyclists pedaling on despite the red light warning.

A pedestrian who was trying to cross the road at the time, was seen raising his hands disapprovingly at the errant cyclists.

LTA’s rules on road cycling

  1. Always ride as close as practicable to the far left edge of roads, and allow traffic to overtake you safely
  2. Cycle in a single file on single-lane roads and during bus lane operational hours1
  3. Switch on front white and rear red light2 in the dark
  4. Always use bicycle lanes when available3, and do not use any other part of the roadway
  5. [From 1 Jan 2022] Keep to a maximum length of 5 bicycles when riding in groups, which means a maximum of 5 cyclists if riding in single file, or 10 cyclists if riding two abreast4,5

Netizens’ comments

  1. They will say beating red light is safer for them in this case. They always got 1001 excuses to justify their actions.
  2. Should send more enforcement officer to catch them, fine and confiscated their bike like last time catching those pma electric bike If seen them on the pavement or on the road and there is really improvements seen.
    Did it once and can did it twice.
  3. These are by far the most annoying ppl in my EVERYDAY life.. 24/7 cyclist on the road at Seletar West Camp road. Bus stops as their R&R spots, my company as a viewing/instagram spots for sunset /sunrise and close up to our aircraft..