My boyfriend is addicted to various financial products, especially stocks, options, and worst cryptocurrency.

Every night he’ll spend hours watching on the markets and trade. We had arguments a few times. He insists that cryptocurrency is the future trend, like everyone is trading these meaningless coins, and NFT stuff is cool and everyone is buying, blablabla can be used in the Meta world in the future.

I hate these cryptocurrencies because it’s a violation of general economics and financial systems, and most importantly, it’s illegal, and it has NO actual value at all. He has been playing with stocks and options for a few months already, along with his friend. I’m okay with him paying proper attention to the stock and options market, and winning or losing on that won’t be too much to afford.

I’m also kind of okay with him being a supporter of cryptocurrency because it’s ok to just recognize an emerging thing. But I have a very strong objection to investing in cryptocurrency, and I’m scared that my boyfriend will end up buying these coins and naively think he’ll earn some extra money for that. He’s been talking about the coins for a few weeks already, and I really don’t want him to be a victim of that market. I’ve tried to convince him not to touch it.

He promised but he doesn’t seem like has changed his mind. What should I do… I’m really scared he’ll get hurt.

Here are what netizens think:

• Don’t offend him too much, treat him nicer. When he becomes a millionaire, he might share some with you. Cash is trash in this period of hyper inflation. Personally i prefer stocks and now there is a firesale, great time to load up. As long as he manages his allocations and risk properly, avoid the rubbish coins n tokens, nothing wrong with crypto.In fact I think it is closest to the most pure form of free market economics. Since there is no real fundamentals like earnings, the price is purely based on supply and demand supported by network effects. Unlike tulips there is utility value in the blockchain so it can’t go to 0.What’s legal is not always good. Look at the massive hole the US fed has dug for itself. Massive inflation created by the abuse of ‘legal’ policies such as QE, massive stimulus, etc.

• Kindly go read up on Blockchain Technology and Smart Contract before you start blabbering that cryptocurrency is illegal and has no actual value.If U have no knowledge on the stock market and start investing in it, most probably U will be losing money in time to come. It’s the same with crypto trading.If crypto is illegal, our DBS and OCBC won’t be trying to set up their Crypto Exchange.So for those who have lost money on crypto, kindly gain a whole lot of knowledge first before stepping in.

My boyfriend and I have been together for over a year. A few months ago we moved in with one another. My partner earns a lot more than me but got himself into a lot of debt when we broke up briefly prior to moving in together by going on a drinking spree (if it matters I was the one who left him, for different reasons). When we got back together and agreed to move in with each other he was adamant that we take a fancy apartment, which I thought was a waste of money. We ended up taking something cheaper, but even when just paying for myself, the cost is still double monthly what I was paying for in my old apartment (for him it’s cut his living costs by half).

In the midst of things – my partner has been very stressed about money. It’s become all he talks about. I sympathise with this as he does work hard so he’s not a ‘bum’. He spends most his time indoors, depressed and drinking cheap wine. Accordingly, I’ve ended up paying all of our bills (including food and all other expenses), and I’ve been transferring big chunks of money weekly to help him pay off his debts. He always says he’ll pay me back some of it on payday and that he’ll look for a better-paid job but never does. I’ve lost a lot of my savings supporting him this way and I can’t afford it long term as I’m not a big earner myself.

The other day, I went out with friends and he proceeded to ignore me for three days straight afterwards – as in every time I tried to approach him he told me to F off & wouldn’t speak with me. I have attachment issues and ended up getting (admittedly) very upset and angry and yesterday I screamed that he just uses me as a cash cow. He went mental and ended up sending me a list of 20 things he hates about me (some very personal, and quite frivolous, like the fact I’m from a low-class background) and said that he’s moving out.

My friends say I’m in the right but I can’t help but feel I was nasty in saying this, especially because he’s been so honest about how his financial situation is impacting his mental health. 

Tired of being yanked around by companies. Discouraged by job search

I’m a fresh grad seeking my first FT job for the past 8 months and while I knew it’d be tough and exhausting, I feel like employers also don’t respect your time at all.

1. Last min rescheduled interview on me two times, told me they love Donald Trump during the interview unprompted (…huh) then said 2500 is too much to pay me
2. Asked for a case study presentation before the interview then offered a “personal assistant” role instead of marketing exec, and said I could “negotiate” any job scope I wanted to put on my resume
3. Big MNC told me I was through to the next stages of their grad program then ghosted me when I checked back in about the interview date
4. Sprung a 1.5 hour “test” on me during the interview and talked about how they could teach me “the art of marketing”
5. Hostile and constantly checking nails during interview, insisted on seeing my personal Instagram then declined when I offered to show her my portfolio instead
6. Offered an internship instead of a FT role after 3 rounds of interviews and a presentation – was supposed to meet them today to discuss this but they suddenly rescheduled all the way to next week

I’m at the end of my rope. It’s been 8 fruitless months and it’s only looking worse for the rest of the year, I’ve been told job openings are scarce during this period as people stay on to collect their bonus. I’ve tried very hard early in the year to avoid this but to no avail.

I graduated with a biz degree from NUS, have 3 prior internships, have checked my resume and interview skills with career advisors, have gone to job fairs and my expected salary is 3000. But it feels like all that work is for nothing. I’ve never felt lower in my life and I don’t know what I’m supposed to do now.

Anybody else had experience with aggressive insurance agents at MRT stations?

I was at Kovan MRT this evening walking towards the gantry to tap in when I saw a insurance ‘booth’ so I faster gehsiao take out phone to avoid eye contact, as I was reaching the gantry I thought I was safe but this lady literally jumped in front of me and blocked me from tapping in to offer me a $1 coupon.

I had my earbuds on so I smiled back and put my hand up to signal ‘no thanks’ politely but she continued to block me and kept shoving the coupon in my face.

I was rushing for time and really didn’t have the energy to deal with what was going on so I RAN to another gantry.

Guess what, she also RAN to follow me and continued to block me with her entire body while reaching her hand out to stop me from tapping in.

I was starting to get irritated so I just death stared her back and I think after like 5 seconds she got the hint and walked away.

Anybody else had similar experiences before?

Netizens’ comments

1. I just pretend I’m deaf and start inventing sign languages on the spot, using my fingers to weave all the Naruto hand signs and they leave me alone.
2. For me I pretend I’m on the phone with my doctor and say out loud “my disease is contagious?!” and then i pretend to cough really loud and they will walk away.
3. I just tell them i’m a convicted rapist.
4. I usually make up a new language and start speaking gibberish and they will give up because of the “language barrier”.
5. I had similar experiences at Tampines bus interchange years ago. Not sure what product or service the guy was selling, but once I realized he was a promoter, I tried to siam. He followed me. So I literally ran to escape from him. He ran after me until I hid behind a pillar and he lost me. Siao…
6. Once at Clarke Quay mrt, I had a chick kept following me. I had to verbally say ‘please stop following or else I’ll call the police’ and she gave a ‘okay’ look at the goddamn escalator up to Clarke Quay Central. That’s a good 5 to 10 metres away from the booth beside the gantry.
   Like how desperate are you for money
7. Female insurance agents mainly target young gullible men, thinking their looks can sell you shit. They also like to target young adults who, after years of ‘courtesy’ indoctrination in schools, cannot seem to get out of uncomfortable situations without sounding impolite.