“Auntie, i want asam with padlock.” WHAT???
A netizen was having his at a coffeeshop. While digging in, he heard a “ding” sound from the spoon. Is this the secret ingredient to their delicious assam?
The netizen reported to the food seller, the auntie apologize and refund the meal. She also said if he feel sick she will pay for his medical expenses.
This is from a bank friend of mine about door to door delivery scam, please take a bit of time to read it: This scam is actually very cleverly worked out that you will not suspect of anything wrong.
The accompanying is a record of the episode.
Wednesday a week prior, I had a telephone call from somebody saying that he was from an organization called: “Express Couriers,” He inquired as to whether I would have been home in light of the fact that there was a bundle for me that required a mark .
The guest said that the conveyance would touch base at my home in about 60 minutes. Beyond any doubt enough, around a hour later, a formally dressed conveyance man turned up with a bundle and a jug of wine. I was exceptionally astonished subsequent to there was no uncommon event, and I surely didn’t expect anything like it. Interested, I asked as to who the sender seemed to be.
The dispatch answered, “I don’t have a clue, I’m just conveying the bundle.”
Obviously, he said the sender would need to give you a shock and a card would be sent independently… , it happened that my birthday was headed additionally, so we thought could be from a far off companion. There was additionally a relegation note with the blessing.
He then went ahead to clarify that on the grounds that the blessing contained liquor, there was a $7.50 “conveyance/check charge,” giving proof that he had really conveyed the bundle to a grown-up (of lawful drinking age), and not simply left it on the doorstep where it could be stolen or taken by anybody, particularly a minor.
Last Wednesday evening, LRT broke down due to a power failure.
Free bus rides was provided to commuters
As Of 1pm Today 1SGD=3RM AGAIN! FASTER GO CHANGE!!Currency of Singapore dollar VS Malaysia RM has became 1 is to 3 again!
Share with your friends that go Malaysia regularly. Enough Said
The question is not how much but rather “how to?”. In Singapore, lifestyle standards and demand for quality health is always on the rise. Basic necessities to high end luxury lifestyle items increase in price is growing at a faster rate than one can imagine.
A standard normal equation would be monthly income minus monthly expenses.
I beg to disagree. Unforeseen circumstances might affect the final figure greatly. This could ranging from having a habit of buying a drink everyday after work, events like birthdays or weddings to attend and also life emergencies where one would need to pay high medical bills
Let’s say you make SGD$2000 per month working at Raffles Place.
You stay at the Jurong East.
After CPF, you’re left with $1600. Taking train to work will cost $1.54 one way and $3.08 two way.
$3.08 multiple by 20 work days = transport cost of $61.60
Make your own breakfast
Box of cereal $3.20+ Milk $2.10 = 7 breakfast * 4 = $21.20
Lunch at work go to the cheapest hawker $5* 20 work days = $100
At this point you will left with $1417.20
Phone bills $50
Dinner average $4 at jurong area * 20 work days =$80
Utilities $200
Internet subscription $39
At this point you will left with $1048.20 before counting Saturday and Sundays.
Let’s say you were to cook every Saturday and Sunday for all 3 meals, going to the supermarket will only cost about $20 or less for simple meals enough for 6 meals.
$20 per weekend * 4 = $80
You will be left with $968.20.
If you decide to live life simple without going out and enjoying with friends you could save this amount but it’s not possible…
Going out with friends for a drink or dinner regularly will easily deduct this amount by 50%. Basically this is a personal choice. Drinking alcohol is not cheap in Singapore.
You will be left with $484.10.
How much can i save in a year?
Figure A. If you decide to spend the 50% mention earlier= $5809.20
Figure B. If you decide to save the 50% mention earlier = $11618.40
How much can i save in 10 years?
Let’s say you get half month bonus yearly and an increment of 5% salary yearly.
Figure C= $5809 + half month bonus + 5% = $6899.45
Calculation base on Figure C.
Year Year Deposits Year Interest Total Deposits Total Interest Balance
| Year | Year Deposits | Year Interest | Total Deposits | Total Interest | Balance |
| 1 | $6,609.20 | $519.90 | $13,218.40 | $519.90 | $13,738.30 |
| 2 | $6,609.20 | $884.64 | $19,827.60 | $1,404.54 | $21,232.14 |
| 3 | $6,609.20 | $1,268.04 | $26,436.80 | $2,672.58 | $29,109.38 |
| 4 | $6,609.20 | $1,671.05 | $33,046.00 | $4,343.63 | $37,389.63 |
| 5 | $6,609.20 | $2,094.69 | $39,655.20 | $6,438.32 | $46,093.52 |
| 6 | $6,609.20 | $2,539.99 | $46,264.40 | $8,978.32 | $55,242.72 |
| 7 | $6,609.20 | $3,008.08 | $52,873.60 | $11,986.40 | $64,860.00 |
| 8 | $6,609.20 | $3,500.12 | $59,482.80 | $15,486.53 | $74,969.33 |
| 9 | $6,609.20 | $4,017.34 | $66,092.00 | $19,503.86 | $85,595.86 |
| 10 | $6,609.20 | $4,561.01 | $72,701.20 | $24,064.87 | $96,766.07 |
You got sick on a work day and require a hospital visit. But the illness you have might not be fully eligible to cover using your’re your medisave to pay for your medical bills.
We will use the figure of saving $10,000 a year to calculate.
Giving birth: At least $5,000
Falling Down and needing a knee repair: $8,000
Falling sick and MC thrice a year : $150
How about medication fee? uh-oh. Almost all the savings could be gone. But most would think that they wont be that unlucky. That is why i call this unforeseen financial expenditure.
There is this method I came up with known as PAH. Prepare for unforeseen emergencies, account for social events and habitual behaviour.
Let’s use the previous income and expenses equation to calculate and see how we can apply PAHÂ method to have overall control of personal finances. I’m not suggesting financial freedom because this relies greatly on personal discipline to really control you’re personal behavior.
Prepare For Unforeseen EmergenciesYou might already know the answer for this. The answer is getting a insurance plan. Health insurance come in many forms, I might not be the subject expert to explain about different kinds of insurance. But I sure can explain the importance of insurance. Many might think they getting an insurance is just an additional cost and less money to save per month. Medical insurance comes in many forms which provide from minimal coverage to premium coverage, of course this would differ from different prices.
Why if I can only afford a low end health plan?My verdict is getting a cheap insurance plan is still better than having no insurance plan. Minimal coverage is better than no coverage. Most would not even entertain insurance agents or insurance event booths. The question is are you financially prepared to pay for a surgery or a treatment procedure that might cost thousands of dollars? If you cant afford a basic insurance plan, then its time to upgrade your skills or find a better job to increase your salary. Alternatively, you can..(Refer to Habitual behavior).
Account for Social EventsMost of us understand that entertaining friends is somehow a inescapable request. But one must always set the priority between Money and Lifestyle. I cant tell you to avoid all your friends hide at home and save up all the money, this is completely wrong.
The correct way to balance is by calculating the benefits and return of bonding and building a relationship.
Friend A always ask you for money because he needs them for his unhealthy lifestyle choices.
Your ROI (return of investment for this friend would be probably next to nothing).
But again, will this friend be successful in the future and provide you with different routes to business or career opportunities? The answer is YOU. You have to be the one to decide who are good or bad. There is no proper all 100% proof course in this world that can help you identify who would be successful or not. This have to go by experience, one might fail to recognize a good or bad friend in life. But along the way in the future it will be easy to identify.
Again  the answer is no. You have to make your own choice.
Habitual BehaviorOne should always adjust his lifestyle base on possible financial stability and not because of following what other’s do.
Example: My friend has 10 branded bags, i should not lose out. I should also get some branded stuff
It will completely make no sense if one would follow other examples just based on pride. To be honest, how much is pride worth? How much is 1g of pride worth? This is a human weakness where one follow have to follow others to be part of a gang or status. Im not saying a person should live his or her live without pride. What im saying is…..
There is only one fine line between pride and being stupid – Singapore uncensored.
The verdict spend in what your capable of not what other’s are capable of. Prioritize is “need” rather than “want”. Know where you stand and plan for your life in your own way. Not what others tell you!
Thank you for reading!
Many are sceptical of the new way of getting a taxi from a regular car. Let’s review and find out more about Uber
With recent events and past experiences, a number of maid employers that got murdered is something we all should be aware of. Here is an account of maid related events in Singapore.
This is just a simple search made on Google. I definitely left out most of it! Almost every year someone has to pay to hire the indon maids with money if they’re lucky. Most paid with their lives!
Should we hire Indonesian maids? You be the judge!
(image from stomp)
A boy got injured after being chased by a Boar last sunday.
Remember the recent Wild boar sighting on the road at Edgefield Plains(Punggol). It is believed to be the same boar that injure the boy.
The victim was taken to a children’s hospital via an ambulance. The injury of the boy was not serious and he is currently at home resting.
AVA also known as Agri-Food & Veterinary Authority of Singapore are currently investigating the recent sightings of wild animals at that area.
Residents at punggol, please stay away from the animal and do not attempt to feed or pet the wild boar. Why? did i not say WILD? boar.
Zhang Jin Wei, 19, was irate that his 14-year-former sweetheart had spent the night at the place of another kid, Jiang Ze Xin. A meeting was orchestrated to settle the debate.
Be that as it may, Jin Wei wound up being hospitalized after the meeting went amiss. A 28-year-old man was likewise harmed in the showdown.
As indicated by the Shin Min Daily News, Jin Wei met Ze Xin, 18, at a badminton court close Block 115 Teck Whye Lane on Sunday (May 29) evening.
“I needed to clear up matters however before I could even talk, I was whipped by Ze Xin and his dad,” Jin Wei told the Chinese night day by day.
“I am still appended (to the 14-year-old young lady). She ought not have gone to Ze Xin’s home and spend a night there.”
The senior Jiang, who went with his child to the meeting, was furnished with a bamboo post which he used to beat Jin Wei and the 28-year-old man, Yang Zi Yi.
Ze Xin’s ex, Miss Huang, 19, told Shin Min Daily News that Ze Xin had been going behind her back with the 14-year-old young lady.
Prior to the episode, they had dated for six months. Amid that time, she got pregnant.
“I at first anticipated a fetus removal, yet Ze Xin guaranteed me that he will assume liability. Our families even met to talk about marriage arrangements,” Miss Huang told Shin Min Daily News.
“Be that as it may, when I was five-months pregnant, he declined to assume liability. I later found that he undermined me twice, and one of them is the 14-year-old young lady.”
The 14-year-old young lady was dating both Ze Xin and Jin Wei.
“My 28-year-old companion was at the scene. He thought something was awry and attempted to stop the battle, yet Ze Xin and his dad mixed up him as helping the other party and he was beaten all the while,” included Miss Huang in the report.
Yang Zi Yi, 28, who was likewise hospitalized, told Shin Min Daily News: “I ventured forward to stop the battle.
“All of a sudden, the Ze Xin’s dad remarked on my tattoos and began hitting me with a bamboo shaft for around three times,” the tattoo craftsman said.
“My nose was dying. Indeed, even now, regardless I feel unwell. Both of my elbows and head harms.”
Zi Yi added that he purposes to sue Ze Xin.
Neighbors told Shin Min Daily News that Ze Xin’s mom called the police after she learnt of the battle including her significant other and child, and the police were on-scene in 15 minutes.
Ze Xin and his dad then fled the scene, leaving the bamboo shaft on the floor.
Jin Wei was warded in the healing center for one night for his wounded left eye, and got eight join to one side eyelid.
A SCDF representative told Shin Min Daily News that two men were sent to the healing facility for facial wounds.
The police additionally affirmed with the Chinese night day by day that a 18-year-old man was captured on charges of deliberately bringing about appalling hurt.
Amos Yee beaten Up Part 2. An ang moh try to stop the gangster but the ah beng dont want to stop. His ah lian girl friend watch them fight.
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