A story was seen online about a couple discussing and planning on the suitable time to apply for a build to order (BTO) flat.
For readers who have been living in a cave and does not know the term BTO, it is actually an exercise conducted by the Housing & Development Board (HDB) for the public to ballot for houses in up and coming housing projects.
Most couples who are dating with the intention of marriage tends to submit their applications for BTOs, with applications going at $10 a pop.
In the case of this couple, the girl is 23 years old and a year younger than her boyfriend who is 24 years old.
The girl has been working for close to three years and her boyfriend still has about one and a half years more to go before ending his National Service obligations.
Here is the story (quoted)
“I am a 23 F, have been working full time for 3+ years.
My boyfriend (24yo) still have about 1.5 yrs till his ORD. As we have been together for almost 4 years, I felt that we are at the suitable age to apply for BTO and we had enough money to pay the downpayment.
Hence, I discussed this topic with him.
However, he told that he want to wait till at least he has at least a year of stable income. Which means that we will have to wait for at least 2.5years.
I feel that this 2.5 years will be a waste of my time especially when we will have to wait for at least 5-6 years for the BTO.
Am I the unreasonable one?”
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