When I married my husband, I felt like the luckiest woman in the world. He had a great job and seemed to earn a decent salary.
We had a nice home, drove nice cars, and even took yearly vacations. I had no reason to doubt his financial stability.
Little did I know, my husband had been living beyond his means. He was deep in debt and had been for some time.
It all started with a few credit cards. He would use them to pay for things that we couldn’t afford and then he would start making minimum payments.
I didn’t think much of it at the time, I assumed he was just being responsible by paying off the bills. But it was much more than that, he was using the cards to buy things that he wanted and then not being able to pay them off.
It wasn’t until I began to notice some unusual things that I started to worry. He was always on the phone talking to someone and there were more bills than usual coming in the mail.
He was also becoming increasingly distant and evasive when I asked him about our finances. I was starting to get suspicious.
One day I decided to look at our bank accounts and I was shocked at what I found. He had taken out several loans and maxed out several credit cards.
He had been living way beyond our means and had no way of paying it all off. We were in serious financial trouble and I had no idea.
I confronted him about it and he finally confessed the truth. He was embarrassed and ashamed and I was angry and hurt. He had deceived me and put us in a terrible position.
On top of owing credit card debts, he also borrowed money from his bosses and owed them massive amounts.
I only found out when people came knocking on our door to ask him for repayment a few times.
I don’t know what to do.