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17 PEOPLE ARRESTED: BANKING-RELATED MALWARE SCAMS

In an island-wide anti-scam enforcement operation conducted between 17 and 28 July 2023, the Commercial Affairs Department (CAD), Criminal Investigation Department (CID) and Police Intelligence Department (PID) arrested nine men and four women, aged between 18 and 35, and four 16-year-old youths, for their suspected involvement in the recent spate of banking-related malware scam cases. Another six men and five women, aged between 18 and 58, are assisting in the investigations.

Since January 2023, the Police have received increasing reports informing that malware was used to compromise Android mobile devices, resulting in unauthorised transactions made from the victims’ bank accounts even though they did not divulge their Internet banking credentials, One-Time-Passwords (OTPs) or Singpass credentials to anyone. In these cases, the victims responded to advertisements (e.g., on cleaning services, pet grooming, food items such as seafood and groceries, etc.) on social media platforms like Facebook and were later instructed by the scammers to download Android Package Kit (or APK) from non-official app-store to facilitate the purchase, leading to malware being installed on the victims’ mobile devices. The scammers then convince the victims via phone calls or text messages to turn on accessibility services on their Android phones. Doing so weakens the phones’ security and allows the scammer to take full control of the phones. This means that the scammers can log every keystroke and steal banking credentials stored in the phones and allows the scammer to remotely log in to the victims’ banking apps, add money mules as payees, raise payment limits and transfer monies out to money mules. The scammers can further delete SMS and email notifications of that bank transfer to cover their tracks.

During the two-week operation, officers from the CAD, CID and PID mounted simultaneous island-wide operations and arrested the 17 persons. Preliminary investigations revealed that eight men and four women, aged between 18 and 35, and the four 16-year-old youths, had allegedly facilitated the scam cases by relinquishing their bank accounts, Internet banking credentials and/or disclosing Singpass credentials for monetary gains. A 26-year-old man is believed to have relinquished his bank accounts to an unknown person to offset his gambling debts.

Police investigations are ongoing. The offence of acquiring benefits from criminal conduct under Section 54(5)(a) of the Corruption, Drug Trafficking and Other Serious Crimes (Confiscation of Benefits) Act 1992, carries an imprisonment of up to 10 years, a fine of up to $500,000, or both. For deceiving the banks into opening bank accounts that were not meant for their own use and relinquishing their bank account login details, they are liable under Section 417 read with Section 109 of the Penal Code 1871 and Section 3(1) of the Computer Misuse Act 1993 respectively. The offence of cheating under Section 417 of the Penal Code 1871 carries an imprisonment term of up to three years, or with a fine, or both, while the offence under Section 3(1) of the Computer Misuse Act 1993 carries a fine of up to $5,000, or an imprisonment term of up to two years, or both. For disclosing their Singpass credentials under Section 8 of the Computer Misuse Act 1993, they are liable to an imprisonment term of up to three years, a fine of up to $10,000, or both.

Advisory Against Downloading of Malicious Apps

The Police would like to remind members of the public that they should not click on suspicious links, scan unknown QR codes, or download mobile apps from third-party websites or unknown sources. These unverified apps may contain malware, which can severely compromise the security of mobile devices. Instead, members of the public are reminded to only download apps from official app stores. Before downloading any app, check the number of downloads and user reviews. Always be wary of any requests for banking credentials or money transfers and attractive offers that sound too good to be true. Lastly, members of the public are advised to turn on security settings, such as disallowing installation of apps from unknown sources, to help protect their devices.

The Police will spare no effort to track down cybercriminals responsible for banking-related malware incidents and will continue to take tough enforcement actions against those who flout the law. To avoid being an accomplice in these crimes, members of the public should always reject seemingly attractive money-making opportunities promising fast and easy pay-outs for the use of their Singpass accounts, bank accounts, or for allowing their personal bank accounts to be used to receive and transfer money for others. The Police would like to remind members of the public that individuals will be held accountable if they are found to be linked to such crimes.

For more information on scams, members of the public can visit www.scamalert.sg or call the Anti-Scam Helpline at 1800-722-6688. Anyone with information on such scams may call the Police Hotline at 1800-255-0000 or submit information online at www.police.gov.sg/iwitness. All information will be kept strictly confidential.

GIRL’S BF ONLY STARTS SHOWING AFFECTION WHEN HE WANTS TO SLEEP WITH HER

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A netizen shared how her boyfriend usually doesn’t give her much affection, he only shows her affection when he wants to sleep with her.

Here is the story”

“So, as the title says my boyfriend of 9 years doesn’t show much affection throughout the day – he will occasionally give me a brief hug, a peck on the cheek and that’s it.

What bothers me, is that he starts to show affection before intercourse, and this isn’t foreplay.

He tries to hug me and kiss me in bed and tries to be cute and this is sometimes a turn-off because I just know he’s doing it to initiate.

I just don’t know if it’s because I know him so well that I’m overthinking it, or this is because it bothers me he’s showing affection right before he wants to sleep with me?

This sometimes makes me turn off completely and reject sleeping with him because it makes me feel used as if he is taking advantage of my liking to this affection.

Please be brutally honest with me, especially if I’m overthinking this and taking this the wrong way.”

Editor’s note: The signs are all there, he’s with you just to sleep with you.

BEWARE OF CHEAP TINGKAT SERVICES ON FB: AVOIDING SCAMS

Beware of Cheap Tingkat Services on FB: Avoiding Scams

In today’s fast-paced world, convenience plays a crucial role in our daily lives. Many people are looking for hassle-free meal options, and that’s where food delivery services come into play. Among these services, the tingkat delivery system has gained popularity due to its affordable and home-cooked meal offerings. However, recent reports have emerged about fraudulent tingkat services operating on social media platforms, particularly Facebook.

Tingkat services offer a convenient way to have freshly cooked meals delivered to your doorstep regularly. However, with the increasing demand for these services, unscrupulous individuals have found an opportunity to deceive unsuspecting customers.

No UEN and Claiming to be a Small Home Business

One of the first red flags of a potential scam is the absence of a Unique Entity Number (UEN). Legitimate businesses are required to have a UEN for tax and identification purposes. Scammers, on the other hand, often claim to be small home businesses exempt from having a UEN. This raises questions about their authenticity and credibility.

Request to Download an APK File for Payment

Instead of offering secure and standard payment methods like PayNow or bank transfers, these fraudulent tingkat services ask customers to download APK files for payment confirmation. APK files are Android application packages, and downloading them can pose significant security risks. It’s essential to avoid downloading any unknown files from unverified sources.

Immediate Blocking of Negative Comments

Another alarming sign is the quick and aggressive response to negative comments on their social media pages. Scammers aim to silence any criticism or doubts raised by blocking users immediately. Genuine businesses value feedback and use it to improve their services, while scammers want to avoid any scrutiny that could expose their deceit.

A netizen who encountered the scammers said:

“Lately there’s alot of cheap tingkat services on FB. Please beware of their cheap menus. They will agree to any request for change of menus, timings etc. When everything is confirmed, instead of using paynow or bank transfer as payment, you will be asked to download an APK file to confirm and make payment. They have no UEN and state they are small home business. If it’s so called small home business, why would they even bother to create an APK file? Please do not download any APK file for payment or confirmation. I made a comment in one of the page reminding not to download any APK files and got blocked immediately. This just confirmed these cheap tingkat services are just scams.”

EX-GF AND HER PARENTS DRAMA HERE AND THERE END UP ALL FOR MONEY

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It’s going to be a long story that I need to get off from my chest and pardon me from all my grammar in case there are any grammar police in the comments section.

I have been with my gf for 4 years since 2019 and there were many ups and downs between us. But today she decided to break up with me because of everything that happened and also because of her parents. Some back story – she has depression and I have been by her side in early 2019 and decided to get together with her because I really care for her. And there was once she attempted by overdosing and I went with her to the hospital and stayed overnight with her. Her parents didn’t even came to visit her immediately and they only came the following morning with policeman and I was arrested and detained for 48 hours because her parents told the police that I was the cause of her to suicide.

It took me 1 year to get her parents to really understand me and I have to endure things like can only sit at the balcony because I am forbidden to go into their living room, I cant use their toilet and have to run to the nearest toilet outside to use before running back to her house balcony. Everything was ok but in 2020 when my gf shared her dreams over dinner table with her mum and elder sister, she got shot down by saying she becoming an accountant will never be rich as an interior designer and that almost made her want to attempt again but it took me a while to calm her down while maintaining my cool in front of her parents.

Side track her sister is an interior designer and she is always borrowing money from my gf which pisses me off because when my gf doesn’t have enough to lend her, the sister would tell her mum and she will get scolded badly for being useless. Her sister is also married to an Ang Moh banker and stays in a bungalow, have 3 dogs and a helper and 1 son and the irony is she always have to borrow money. Another irony is her sister could stay overnight with her then bf and not give a shit about her mum and her sister could easily get away with not paying her university school fees and not get scolded by her parents, but I have to made sure I was a good guy before my gf could stay over at my house.

I hate her sister because she keeps telling my gf to find Ang Moh or find sugar daddy so she can have money, saying i am useless and not earning as much as her husband. And her mum keeps telling my gf to find someone around her age like her classmates and all, i am only slightly older than my gf who have graduated and in the workforce. All this overwhelming thoughts went into her mind and depressive state which one day in 2022 she decided to take a break from our relationship and dated someone else but she was not happy because the guy abused her, forcing her to do things against her will. Her mum did not want to help her break up, so I stepped in and told off the guy and her mum, and this incident cause her mum and dad to have bad impression of me. We have to hide our relationship moving forward and it appears to be very taxing for her and just today she said it to me and said her parents will never be accepting us and growing older, she feel that she wants to have her parents validation and blessings as compared to 4 years ago when she just wanted to heck care them. I don’t get it, her parents don’t even give her allowance, don’t even pay for her medical bills when she see doctor and psychologists, don’t even give her money and ask her to keep buying things from Shopee or buying food home, don’t even care about her and only scold her for being useless when she can’t lend her sister money, to date she have already lend her sister 3k.

Even if she gets awards from school, the parents don’t even bat an eyelid. Yet today she says she don’t see a future in the relationship and wants to break up. I really don’t know what to do now, as much as I hate her parents and want to bring her out from that shit hole, suddenly she drop me a bomb saying that.

GF EXPECTS BF TO SPEND TIME WITH HER FAMILY, BUT DON’T WANT SPEND TIME WITH HIS

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Is it a red flag if you gf doesnt seem to be interested in spending time with your family but expects you to spend time with their family? Family is a big thing to both of us.

I’ve been spending alot of time with her family driving them out, joining them for birthday celebrations, dinner etc. My family doesn’t do much of these events but whenever I ask her to join us she would always say “I let you know again maybe I wanna spend time with my family ” when in fact she has been spending a lot of time with them on weekdays (she doesn’t go out much) and Sundays.

I feel like she’s being so selfish.

Here are what netizens think:

  • Just level up to her. Don’t force her to come. But instead you force yrself not to be involved with her family activities too much . If she make a scene you said I have family too. Rub it in.
  • Yes it is indeed a red flag. Observe other aspects of her behavior and see whether it is consistent. Then decide if you should continue with the relationship.
  • I won’t call it a red flag. Did you even tell her that you think she’s selfish for spending all her free time with her family and none for yours? Sometimes people need to be blatantly told in the face to know what’s on your mind. Its only a red flag if she wants everything that evolves the relationship to be her way or the high way. Find a middle ground for this as this will dictate the future of your relationship should you ever marry her.
  • If your values don’t align, then nicely break it off and find someone else whose values align with yours.
  • It’s normal lol. Ur family is urs. Her family is hers and urs. U can find new gf and it end up the same 99% of the time.

MAN WEARS 10CM PADDED SHOE, SCARE GF FINDS OUT ON STAYCATION

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Hi, I’m looking for some advice.

I’m going on my first staycation with my new girlfriend this weekend. We’ve been together for about 2 months and this is the first time we will be intimate. All throughout my life, I’ve worn highly padded shoes. I’m in between 160-170cm, but I’ve been doing this so long that I know how to make my height look like a large 180cm. I know my girlfriend likes it because she’s complimented me a couple of times. This weekend, however, I’m afraid that my girlfriend will be disappointed when our shoes finally come off. I really like this girl and don’t want to upset or lose her. What should I do?

Here are what netizens think:

  • How did u make urself 10cm taller? Please teach me senpai.
  • “I’m afraid that my girlfriend will be disappointed when our shoes finally come off”,Now that’s the first time I’m hearing that.
  • Build up ur bank account to impress her. I’m 173 cm tall in actual. But when girls see my bank account, they view me up like a 174 cm.
  • Nice spoof and twist. Instead of the usual concern about willy length, you chose height. Lol. Your between 160-170cm and with the highly padded shoes that makes your look like a large 180cm. You wearing HEELS? I think you should just tiptoe throughout the staycation.
  • I’m curious how does the padded shoes looks like. Can make 170cm become 180cm? Or make 160cm to 180cm?? Wow I’m dying in anything higher than 7cm heels.
  • Next time dont lie about yourself. Now u put urself into this situation. Just come clean with her, maybe she understands ur honesty after ur lie.gd luck
  • Don’t worry about your height. Going for staycation, your height no longer the most important one. You got 20cm “little brother” can ady
  • No point worrying about something which may not be a concern. You GF could be between 140-150cm wearing a 20cm padded heels. Whatever it is, you will still be enjoying the 20cm gap. Happy couple.

BF PRE-PACKS GF’S STUFF BEFORE SHE GO CLUBBING, END UP SHE KENA “R”, KICKS HER OUT

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SA. Need to ask everyone’s opinion here. Also long story but please do read.

So a guy (Let’s call him Matt) and his gf (Let’s call her Jenn) lives together. They’ve been doing good together, until one day, they argue about going to a night club. Let’s just say Matt doesn’t want Jenn to go to a night club cause he’s worried about her safety.

But Jenn insist, saying she’ll be just fine. Matt still wouldn’t allow it. So they argued a lot. Jenn however, always find a way to go to the club. Either by lying about her location, made excuses, or simply just wait for Matt to fall asleep early. Everytime Matt found out, he’ll get mad cause he’s so worried about her. Jenn however, continued to do this like more than 10 times, and got caught by Matt at least 7 times.

Matt is very forgiving, but even he has a limit. The only thing he doesn’t want Jenn to do is to go to a night club. That’s it. Nothing else. But Jenn didn’t care. Matt told her, that if she goes there again, one more time, the relationship is over. Jenn, thinking it’s just another chance, simply just go out anyways. She doesn’t care anymore.

Unfortunately for that night, after hours in the night club, she got R and SA by a guy there. She called Matt, crying, told him everything that happened. Matt immediately drove and picked her up, went to the hospital and police station immediately to make reports and gather all those evidence. Took hours,

but thankfully, the evidence gathered are clear, and the police said for now, they can go home while they go make an arrest on the suspect. It was very late night at that point.

Matt, however, drove Jenn back to her parents’ house. Jenn feeling confused and asked why. Matt said that he’s sorry about everything that happened to her and it’s not her fault, however, he’s a man of his word. He said that he did warned her that if she goes to the club one more time, the relationship is over. Regardless of what happens, even if she’s safe and nothing bad happen, the relationship is still over. Matt did say that if she needed help about the case, he’ll help. But that doesn’t mean he and Jenn are together.

He already packed every Jenn’s belongings from his house the moment she walked out to go to the club. All of it is in the car, and he carried it for her to her parents’. Jenn, crying and begging, asking him not to leave her and said she won’t do it again. Matt however, said that he has his limit too. And he said why does it need for this horrible thing to happen then only she’ll listen. Before he leaves, he told her again, that he’s sorry about what happened, and that if she needed any help with the case, he’ll help. But that’s it.

So, the question is, is Matt wrong for doing what he did in the end?

MAN SAYS DATING SCENE BECOME LIKE SEEKING JOB: HEIGHT, DEGREE AND LOOKS

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The dating scene has gotten progressively worse with the increasing connectedness of the world as a whole (ironic, I know!), where the average female is now able to gain access to a far larger pool of potential romantic partners.

Why settle for a diploma graduate when you are receiving attention from degree holders?

Why would you agree to go on a date using public transport, when you can get driven around by a car owner instead?

Why date a 1.7m tall average-build man, when you can look up to a 1.85m tall muscular handsome man?

That’s the thing, it is ridiculous to not fish around and monkey-branch for better job opportunities, much like a potential offer from Janestreet/Blackrock and Google/Meta will always make you snub an offer even from Govtech. The same holds true for dating options, since a younger impressionable lady will quite literally be inundated with suitors.

By no means am I calling for some social reform, or that women should lower their dating expectations and agree to go out with any Tom, Dick or Harry. I, along with my closest peers, believe, and are all working on ourselves, so that we may become better individuals, developing holistically.

But I can see my own privilege/opportunities/background. Education, finances, health, appearances, family, occupation wise, we are all above-average and stand a reasonable chance in terms of securing a healthy relationship.

I am willing and able to improve, because I can.

Not everyone is willing to, or even able to.

I can see primary school batch mates jailed for crimes.

I can see secondary school batch mates bouncing around from one dead-end job to another.

I can see JC batch mates grappling with body image problems.

I can see army batch mates struggle with communicating.

I can see university batch mates mired in financial issues.

I can see internship batch mates develop health complications.

I can see my graduating class trapped in terrible jobs with low pay.

I can see colleagues manipulated in terrible familial relationships.

Notice how after you come to the end of the list, you naturally just think ‘I only want someone normal who made it through all of that. It is not too much to ask of, is it?’

This is considering that confounders such as car/house ownership, savings, investments, hobbies, etc are not even included.

As time goes on, the majority of men will have already been given up by the majority of women.

And at some point, these men will give up.

It is not unreasonable to want to date the best possible man.

I really have no idea how to solve this, since personally, I would probably struggle with settling down when there is almost always better candidates in your inbox.

It’s just unfortunate that the end result is huge amounts of unmatched individuals, both men and women. A large proportion of attached women will also feel like they settled for a backup option that is nowhere near their main choice, while a large proportion of attached men will feel trapped with an unsatisfiable partner.

I don’t think the politicians have a way to sort this out either.

It’s funny, especially with the current affairs playing out like that. HAHA

GIRL REVEALS HER CHILDHOOD TRAUMA, HER TEACHER BROUGHT HER INTO A DARK ROOM

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I have a confession to make, something that I have felt ashamed of for the longest time and I hope that sharing it will help me in some way..

In my early teen days, I was groomed and assaulted by my teacher. When the incident happened, all I knew was I felt terrorized in his presence. It wasn’t until I was a few years older that I fully understood what he did to me. He would often bring me into a dark room under the pretense of speaking to me about my academics during lunch hours. To intimidate the heck of me so that I wouldn’t dare to talk to anyone about it. Another occasion was during one of my exams, he deliberately tried to caress my chest (back then, tiny punchy chest) by reaching his hand through my chest and then pointing to the paper on the mistakes I made using his role as the supervising examiner. He would also insist on offering free private tuition, and when I declined, he would threaten me with my failing grades, that he would speak to my parent, etc. During the coaching session, he would pull my seat next to him and rest his hand next to my butt and press against it on the chair. There were many other events that have caused me so much trauma.

I have never spoken to anyone about this, as it is a dark, traumatizing, and painful childhood for me. But looking back, I’ve realised how this has affected my current state of mind, that I find it challenging to have intimacy moment with the opposite gender and there are many trust issues that I need to overcome myself. Writing this, I could still recall the entire incident vividly with fear.. and realise that even with many years that have passed, I’m still profoundly affected and in pain. What should I do? How do I get past this…..

Editor notes: If he is still alive,confront him, you can still make a police report. Is never too late to seek justice.

600KG OF ILLEGALLY IMPORTED FOOD FROM THAILAND SEIZED BY SFA

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The Singapore Food Agency (SFA) seized over 600kg of illegally imported food from Thailand, following raids conducted on 12 Jul 2023 at various food retail establishments across Singapore.

During raids conducted at eight food retail establishments across Singapore, SFA officers detected the sale of illegally imported processed and raw meat from Thailand at six of them. These include pork, chicken, beef, duck and fish products.
Three of the food retail establishments were also found to be operating without a valid licence.

SFA is following up with further investigations.

Illegally imported food products of unknown sources can pose a food safety risk. In Singapore, food imports must meet SFA’s requirements. Food can only be imported by licensed importers, and every consignment must be declared and accompanied with a valid import permit. In addition, meat and its products can only
be imported from accredited sources in approved countries that comply with Singapore’s food safety requirements.

Offenders found in possession of meat and seafood products for the purpose of selling, which were imported without a valid import permit shall be liable on conviction to a fine of not exceeding $50,000 and/or imprisonment of up to two years. In the case of a subsequent conviction, offenders shall be liable to a fine not exceeding $100,000 and/or imprisonment of up to three years.

Operation of unlicensed food establishments also poses a food safety risk.

In Singapore, all food establishments must be licensed and are required to meet SFA’s requirements and food safety standards. Offenders who operate food establishments without a valid licence shall be liable on conviction to a fine not
exceeding $10,000. In the case of a subsequent conviction, offenders shall be liable on conviction to a fine not exceeding $20,000 and/or imprisonment of up to three months.

Members of the public with information on such illegal activities are requested to provide feedback via our online feedback form (www.sfa.gov.sg/feedback) with details for our follow-up investigations. All information will be kept strictly confidential.