When it comes to the world of insurance, there are a lot of people who are attracted to the hope and promise of making money.

Insurance bosses always tell the recruits that they are suitable for the job

My friend who is an insurance team boss tells me that they always get new recruits to join by telling them that they are suitable for the job, but in actual fact they only want the extra headcount because one more person working for them means one more person to earn the commission from.

I have known my friend for quite a few years, and he has always been upfront about his intentions with the insurance business.

He was always honest about the fact that he was in it for the money, and that he was looking for people to join him so that he can get a share in their insurance commission.

It was never a secret that he was looking for new recruits to increase his insurance team size, and he was always open about the fact that he was going to make more money if he had more people working for him.

One more person means more chances of commission

At first, I was a bit taken aback by this approach, but then I realized that it was quite common in the insurance industry.

The more people a team has, the more commission they can earn, so it makes sense that they would want to recruit as many people as possible.

I also understand that my friend was looking for people who fit the job, but he was also looking to increase the size of the team and he said that it didn’t really matter if they are good in selling any insurance policies because one more person means one more chance of getting more commission.

He also said that he has to paint the best picture for them to see and he said that it would be too off-putting for them if he were direct with them.

He said that nobody wants to feel like they are being taken advantage of, so he preferred to tell them that they were suitable for the job instead.

He said that it was a way of “selling” the job to them without making them feel like they were being taken advantage of.

Living in a HDB has its benefits and drawbacks. On one hand, I get to be close to amenities and entertainment, and I also have a great view of the city from my window.

On the other hand, I don’t have much privacy and I’m often subjected to the noise of my neighbours.

Recently, I keep hearing ‘Yes Baby’ at night till I cannot sleep

I’ve been living in the same HDB for over a year now, and I’ve become quite used to the noise of my neighbours. From the occasional loud music to their arguments and children’s crying, I’ve heard it all.

But recently, I’ve been subjected to a different kind of noise that’s been keeping me up at night – the sound of my neighbour shouting “Yes, baby” in the middle of the night.

It started about a month ago, and it has been happening almost every night since. It’s always the same – my neighbour and their partner start going at it and then the shouting starts. It’s loud, and it’s not just a few “Yes, baby”s here and there.

It’s long and drawn out, and it’s always the same. And it’s keeping me up at night.

At first, I tried to ignore it and just put some headphones on to block out the noise. But even that didn’t work.

Tried talking to my neighbours but they really just pretend like nothing happened

I tried to talk to my neighbours indirectly when I see them in the lift by asking him ‘how was last night?’ but they would just smile and act blur.

I know that it’s their private time and I don’t want to intrude on that, but the noise is seriously keeping me up at night and I don’t know what to do. I’ve even considered asking the authorities to step in, but I’m worried that it would be too intrusive.

I don’t want to be the person who complains about the noise every night, but I’m not sure what else to do. I’m obviously not going to be able to move out, so that’s not an option. I’ve considered buying some soundproofing to put up on my walls, but I’m not sure if that would even work.

At this point, I’m at a bit of a loss. I don’t want to disturb their private time, but I also don’t want to be kept up at night by the sound of my neighbour shouting “Yes, baby”.

I guess I’ll just have to wait and see if the noise dies down on its own, or if I have to take matters into my own hands.

I recently experienced a very unfortunate situation with a “hit and run” F&B business.

These people aim to get people to invest then once they get the money they let the investors die

What I meant by this was that a group of people who worked together would try to start a business and find investors to invest together and then once they got the money and profited from it they would throw the business to die and move on to the next.

I was almost once conned into it but thankfully my sixth sense warned me from investing with this group of people who were introduced to me by a friend.

My friend unfortunately was unlucky to have lost quite a bit of money.

Here is a recount of what happened according to my friend who was scammed

The people who had started the business were only in it for the money. They had found a lot of investors and managed to quote a hefty price for the investment. They had promised us all a good return on our money, but when it came time for the returns, they disappeared.

It was only then that I realized that the people had started the business with no intention of making it successful. They had simply seen an opportunity to make a quick buck and had taken advantage of it.

I was devastated by the experience and felt like I had been taken advantage of. I had been so sure that the business was going to be successful and had invested a lot of money into it. Now I had nothing to show for it.

I have since learned my lesson and have become much more cautious when it comes to investing. I now do extensive research before investing in any business, and I make sure to check the background of the people running the company. I also make sure to read all the paperwork thoroughly before signing any contracts.

I would also like to warn other potential investors of the dangers of investing in a hit and run business, be it in F&B or any other fields.

There are many people out there who will try to take advantage of you and your money and thus it is important to know how to spot the signs of such ‘investments’.

If it is possible, definitely do a background check of these people and see if they had any other failed businesses elsewhere.