I let my boyfriend when I was 19 take out a cell phone in my name. After a terrible break up I got a phone call about the almost $1k bill he rang up calling Adult lines and allowing his mom to make international calls. When I called him about it he basically told me to eff off. Valuable lesson learned — do not let people take anything out in your name, you’re stuck paying for it no matter how unfair it is.

I was 19 and in love for the first time. I had been dating my boyfriend for about a year, and he wanted to get an iPhone. He had been unable to get his own phone due to his bad history with Singtel, so I decided to let him take out a phone in my name. It was a decision that I came to regret.

Fast forward a few years and we had broken up. I had completely forgotten about the phone and had moved on with my life. Then, one day, I got a phone call from a collections agency. They informed me that my boyfriend had run up an almost $1,000 bill on the phone. Apparently, he had been calling Adult lines and had also allowed his mother to make international calls.

When I called him about it, he basically told me to eff off. He was unapologetic and unrepentant. He said that he had paid for the phone and that it was none of my business what he did with it.

I was furious, but there was nothing I could do except pay the bill. It felt so unfair, but I had learned a valuable lesson: never let people take out anything in your name, because you’ll be the one stuck paying for it.

It took me a long time to pay off the bill, and it left a lasting impression on me. I learned to be very careful about who I allowed to take out things in my name. I also learned that I had to be even more careful if I was in a relationship.

It was an unfortunate experience, but it taught me to be more responsible with my finances.

It’s been over a decade since that happened and I’m still wary of letting anyone take out anything in my name. I’ve learned to be more assertive and to speak up if I’m feeling uncomfortable about a situation. I’ve also learned that sometimes it’s better to say no than to get into a situation you can’t get out of.

I had been walking around town for a couple of hours, and I was getting tired. I thought to myself, “I should find a massage parlor and relax for a bit.” I walked around the corner and saw a sign for a massage parlor. I thought “why not?” and walked in.

Distinct Smell

As I entered the massage parlor, I noticed a distinct smell. It was a sweet smell, but not a pleasant one. It smelled like cheap baby soap. Instantly, I knew what was coming (HEHEHEHEHHEHE).

I asked the woman at the counter what type of massage they offered and she told me they had Thai, deep tissue, and reflexology. I decided to try the Thai massage, and she led me to a room.

The massage was quite relaxing. After a while, I started to feel my eyes getting heavy and I knew I was about to fall asleep. She suddenly stopped and said, “Boss, you want?”

I was a bit confused (Act blur more fun), She proceeded to tell me that the massage parlor I was in was known for providing “special services” to customers.

I asked her what she meant by “special services” and she told me that the massage parlor was offering S services to customers.

It cost an additional $200 for a full service, BUT! Although it is quite pricey but the quality of the skills and her looks was top notch.

Top of the shelve quality!

As she proceeded to do the deed, I closed my eyes and I thought I had gone to heaven and enjoyed the moment.

Soapy up and down my body with her goddess like body. It was money well spent.

But it is really like this, if you smell some cheap baby soap always got ‘special’ one.

I used to be a big fan of instalment payments. I thought I had the power of money at my fingertips and I could buy anything I wanted.

Loaning

Little did I know that I was digging myself into a deep hole of debt.

It started out small. I bought a new phone, a laptop, and a new car. All using instalment payments. I thought I was doing the right thing: I was taking advantage of the lower prices, the convenience of paying over time, and I was taking advantage of the offers that I got.

Little did I know that I was slowly building up a mountain of debt. The longer I kept going with the instalment payments, the more debt I had. I started to get emails and calls from creditors asking for money. I tried to make payments but it was never enough and the interest kept piling up.

I was stuck in a vicious cycle. I was desperately trying to pay off my debt but I just couldn’t keep up with the payments. I was maxing out my credit cards and taking out more loans. It felt like I was never going to get out of this mess.

The final straw was when I got a notice from the bank that I was in default on my loan. That’s when I knew I had to make a change.

I started by cutting back on my expenses. I stopped using my credit cards and I started paying off my debt in full each month. I also started using cash instead of credit and I made sure to only buy things I could afford.

It was hard at first, but I kept pushing through. I made a budget and stuck to it. I started tracking my expenses and I prioritized my debt payments.

Slowly but surely, I started to make progress. I paid off my loans and credit cards and slowly but surely my debt started to shrink.

Alot of shops out there offer installment plans and it makes it look easy to afford, but end up all die.

Should i leave this company sooner?

So i’m from KL, recently graduated and been in this company for like 4 months now and i just can’t handle the daily HORRIBLE commute of 4 hours going between jb and my office.

Everyday i wake up at 4.30am and question myself why i’m living like this why it has to suck so much. i’m in IT tech support but can’t work from home cuz the company’s traditional mindset of “if i don’t see u it means u not working”.

i have already given resignation last day on 4th may but damn now it seems so long away and i feel like going earlier at april.

My offer letter states 1 months notice but i gave 2 because HR told me something about tax residents get lower tax rate and i need to be working at least 183 days as per IRA law.

So i wanna leave earlier but can’t before 183 days, which sucks and i feel like i’m wasting time with this company and feeling so stuck and trapped.

Any advice or anything?

Netizens’ comments

• 2 x 4 hours commute (both ways I assume) for 8 hours wasted per day is equal to another full-time job. Unless you are being paid double what you can get near your home, it’s not worth it.
  I don’t think tech support earns that much, so honestly it isn’t even worth it. Might as well work 2 part time jobs in Msia in the same time and you’ll probably earn more.
  • (OP) its a 2 hour each way so 4 hours total per day but yea it’s tiring af really feel like crying lol
    And i’m being paid 2300 basic + attendance bonus another 300 but company is taking my money (kickbacks) so i also reported them to MOM secretly haha
    But what i fear is the tax thingy supposedly will be taxed at 15% flat rate if i leave before 183 days does anyone have any experience or heard anything like this? cuz i don’t trust HR.
    This is the only thing making me hesitate from leaving. April i can go already actually because i would have already served my 1 months notice then.

I’ve been working in siam dius for over five years now and I’ve seen it all. From the wealthy businessmen who come in with their entourage, to the guys who are just out looking for a good time. No matter who they are, they all have one thing in common. They’re all easy to cheat.

For context, I’m half Thai and half Chinese, and I grew up in Singapore. Even during my secondary school days, because of my huge chest, the other guys would often stare at me and most of them would do whatever it took to make me happy and get my attention.

When I went into poly, it dawned on my that my bewbs were like superpowers, I could control men by wearing low-cut tops in school. I’m not ashamed to say that for a whole semester, I didn’t spend a single cent on food in school because I had a bunch of male schoolmates who would offer to buy me lunch to get my attention.

I worked a little in a corporate job after my uni studies but quit because I realised that working in a siam diu could earn more than twice or thrice my office salary. I also had a friend I met from drinking who introduced me.

I have tried to cheat all kinds of men from all over the world, but Singaporean men are the most susceptible to being taken advantage of.

Let me explain. Singaporean men love to show off their wealth. They enjoy buying expensive drinks and gifts for the women they’re with. But they also want something in return, and that’s usually the woman’s cleavage.

In contrast, I spent a few weeks in Taiwan and the men there are not so easily swayed, as compared to the chaos that goes on inside siam dius.

When a woman shows her cleavage, it’s an instant turn-on for most men. They become attracted to the woman, and they’re willing to spend money on her in order to keep her attention. It’s a simple equation, and it’s one that I’ve seen play out time and time again in the scene.

You know the recent news about the woman from the JB siam diu who had a man hand $300k flower on her? I know her personally.

I’ve seen it happen countless times. The men come in, they see a woman with her cleavage on display, and they immediately start to get excited. They’ll buy her drinks, give her gifts, and even offer to pay for her services after hours. A little jiggling here and there and your money is as good as mine.

At the end of the day, it’s all about money. Women who are willing to use their cleavage as a weapon can get away with a lot. They can manipulate men into thinking they’re interested in them, when in reality, they just want their money. It’s a dangerous game, and we are winning all the way to the bank.