My sister’s financial situation is incredibly challenging, beyond any reasonable understanding.

To be honest, my sister’s life is quite chaotic. I can’t think of a single family member who likes her husband, and she became pregnant with him at the age of 18, which led her to drop out of school.

However, I’ve always believed in the principle of not meddling in someone else’s affairs if it doesn’t directly concern me. That was my mindset until our parents guilt-tripped me into assisting her with managing her finances, mainly because I work in the field of financial technology, and they are clueless about what it truly involves.

Over the past two weeks, I’ve been dedicating my time to helping my sister and her husband navigate their challenging financial circumstances. She is currently working part-time, putting in just 8 hours a week, while her husband earns a modest income of around $1,800 as a cleaner.

They are under a mortgage for a home they cannot afford, have 2 kinds with a third on the way, and neither of them seems to have any motivation to try and find better jobs to pay off their loans despite this being a worker’s economy at the moment.

Despite all this though, until 2 days ago I thought they could at least pull their heads above water. The only debts that they told me they had were the mortgage and a single credit card.

I helped them a few hours over the weekends but noticed that something was not adding up at all. They refused to show me raw bank statements, giving me rough estimates for outgoing charges or edited statements to “help me understand their account better.”

I knew they were both lying to me and I told them last Saturday I’m done helping them unless they’re honest with me. Sister finally fessed up and told me they were hiding debts and loans from me because “she was embarrassed” and “didn’t want mom and dad to know how bad it was.”

I was annoyed but told her to give me EVERYTHING and let me look over it this week alone to come in this weekend with an actual strategy to help out.

Folks, dumb and dumber are roughly 115 thousand dollars in debt between them. This does not include their mortgage and loans after loans.

Some of the highlights include:

• 6 maxed-out credit cards
• a handful of debts I cannot figure out where they got them from
• a car loan that they can’t afford
• other miscellaneous loans

I don’t know how in gods good name these two have survived this long. They bleed over a thousand dollars a month just paying the minimums on all this and have been living off credit cards for probably a long time.

My brother-in-law asked me if I had taken a look at what they sent me last night. He said he was excited to hear my “silver bullet strategy” while I downed shot after shot of whisky reading this nightmare they’ve involved me in.

There is no silver bullet, these two are doomed. I’m not going over Saturday. I’m gonna tell them to find a bankruptcy lawyer and hope they survive whatever process comes from that.

Not my monkey, not my circus.

I grew up in a very strict family never had any interaction with other females in school or outside, and I dealt with my sadness by overeating.

Eventually I made it into unvicersity but I became fat and ugly, and I felt hopeless about my virginity so I just decided to lose it to a prostitute.

It felt really good and I wanted more, because I saw no need to improve myself and pay for dates only to get ghosted, I can just hire a prostitute and cut out all the unnecessary bullsht and get laid straight away.

It was how my addition began.

6 years later and I’ve slept with at least 250 women, at one point I was seeing at least 2 or 3 a week, one at a nearby massage parlor and then whoever was available.

Of those 250ish I’d say at least half were without a condom (hated the feel of them and the normal ones were a bit too tight) and I always finished inside. I’d get tested every 3 months and it still amazes me that I never caught anything.

After about 6 years I had a regular that I’d usually see once a week, we’d always over-run our time and chat away afterwards.

She’d describe the house and business she was building back home, how she sends most of her money back to her family and that her plan was to only do this work for another year or so before going back home permanently.

She’d always ask why a nice guy like me didn’t have a girlfriend, I’d point to my belly and we’d laugh. Perhaps it was out of pity, but we began to hang out and she’d never ask for payment. We’d go back to her home and just hang, play games and have a drink.

I began to develop feelings perhaps, or realized that what I wanted wasn’t intercourse necessarily but a relationship. We talked about it and I decided to stop seeing her, I cancelled all my accounts and decided to work on myself.

8 years later and I’ve lost all the weight, become somewhat attractive and got married to a woman I met at a bookshop. We talked about past relationships and I told her I’d only ever been with 2 women. I’ve opened my heart to her and she knows all my secrets, but this is something I’ll take to my grave.

I always did the full-screen tests and before we started dating we both got tested for her peace of mind, nothing has ever appeared. I always used a fake name, a burner phone and I look significantly different now.

What prompted me to make this post is that I decided to look up the regular girl I used to see, not out of a need to cheat but curiosity. She’s still working sadly and I decided not to reach out. With this though, at least my secret is out.

I don’t want to care for my autistic brother when my parents die. He just turned 18 and my parents are starting to make plans. I can’t bring myself to tell them.

I have pretty much been told since I was a young child that I’d be in charge of caring for my younger brother when I’m older.

My parents have always been very against putting him in a home but he can’t live independently. My mom’s dream is that I’ll live in a big enough house where he can live, so he’ll have some independence but I’ll still be there.

Also, I wanna travel and raise my own kids, she just wants me to take my brother along for all of this.

Growing up, I was expected to sacrifice whatever I needed to in order to make my brother happy. There was one time when he wanted to wear my shirt because it was purple, I didn’t wanna trade shirts because his was too small and didn’t cover me properly.

I was in that awkward puberty phase of wearing training bras and was worried people would see it if I put on (his) white shirt. My mom made us switch shirts, and I cried the rest of the time we were out because my stomach and training bra were both visible.

That’s just the tip of the iceberg.

He just turned 18, and my parents want to start making formal arrangements.

I don’t want to take care of my brother. I spent my teen years resenting him, I just want to have a life that isn’t dependent on what he can and can’t do; I did that for 18 years and it was hell.

I don’t know how to tell my family. My parents have supported me financially while I’ve gone through school. I can’t afford for them to take their money back right now.

They would kill me now if I suggested putting him in a home. I feel stuck and I have absolutely no idea what to do.

Extremely pissed off whenever I hear my bf complain about his manager. He works in telesales and his boss is a selfish and toxic woman who wouldn’t even allow her team to get off work on time.

The contract states 9am to 6pm but try leaving at 6pm? She will call you and immediately speak with a hostile tone asking you how much sales you hit the day and why you left early. He can make 300 calls a day and still be scolded when he leaves at 6pm.

They are not required to work on Sat, they can if they want to, but if he doesn’t turn up, his manager will call him AGAIN and ask him “then your sales target how to hit?!” I’ve heard her tone of speaking over the speaker so many times I have the urge to storm her office and slap her.

When my bf wanted to take leave for his vaccination cos there were only weekday slots left, the first thing she asked was “if you take leave then the sales how?” when he said “but vaccination lei” she replied “your sales numbers lei?” wtf?? I heard that his colleague wanted to take leave for her wedding but the manager didn’t allow too, the lady ended up resigning immediately. Whenever he wanted to take leave or mc, his manager will say something or scold him, not allowing him to take. Isn’t he entitled to his leave?

Once, he didn’t make calls for 1 hour because he was busy calculating stuff and noting down customer details for processing and his manager whatsapped the group chat to humiliate him and ask him what was he doing, even looped him and the higher-ups in an email thread to ask him what was he doing in that 1 hour.

Oh not just that, he even has to clock what time he goes to the toilet and what time he comes back.

What kind of toxic manager is this? I thought it was the company at first, but turns out only his manager is like this, other sales teams can leave on time and don’t have to head back on sat.

Imagine you having to rely on your team for your own livelihood but you treat them like dogs, what kind of human does this?

If I could expose her name and company I would send it to all the media outlets in Singapore, but sadly, I can’t because Idw to harm my bf.

Any HR persons or people well-versed in the employment practices know if such behaviour is considered illegal? I actually think there are many loopholes and grey areas so even if I report, MOM can’t do anything. I really wanna report her and get her fired.

Here are what employees think:

• Every employee has rights to complain if any practices is not according to company policy. Working extra hrs or days doesnt mean u have extra sales. Time to find other job
  
• Telesales are in demand, very difficult to hire. Pls ask him to resign, its easy to find other jobs
  
• 1. Plan to resign

2. Get your bf team to all resign at once (without prior notice).. leave her hanging, alone and confused. (BLOCK HER)

3. Her superiors will begin to question and evaluate her.. and this will be the beginning of her downfall ( her reputation as well)

4. The longer she works there, the more she looks like a fool among the team leaders

Speaking from experience, and yes this is the best revenge. All the best..

I’m married with 3 kids and all the normal stress that comes with work, bills and having a low income. It’s been months since my wife and I last got intimate.

Between the kids, work and general stress neither of us have really had the time or urge.

But…

On Saturday my Mum is having the kids for the night. We’ve booked a hotel in the centre of town so we can go out for a meal and drinks then head back to the hotel.

We’re both so excited to have some actual adult time. We’ve both been super eager since we’ve booked and it’s like we’re both just trying to keep a lid on it until we can just go wild on Saturday.

She has no idea that I’ve gone and ordered some viagra and a little toy, and I’m going to bang her brains out all night.

As God is my witness I will give her the best night she’s ever had! I love my wife so much and she’s smoking hot and I WILL BANG HER BRAINS OUT!

That is all

Netizens’ comments

• Bro, you should be writing cards for Hallmark.

• Damn, that was a beautiful poem homie.

I gave a guy a sloppy bj at a party/gathering with alcohol and people could hear (f19)

So at the weekend I went to a gathering with my friends and I met a boy there. We started talking and then as the night went on we got really close.

I was really drunk and he had his arms around me so I started grinding on him, then after that we sneaked off and made out for ages on a sofa.

We went back out for a while still being super touchy with one another. It was late at this point and I decided I was going to stay over, and around 4am it started to die down so we went to the guest room.

We found a sofa to sleep on and I lay beside him on it. He turned off the lights and we started making out again.

There was a room beside us with double doors and people on the other side who I assumed were passed out so we started getting touchy again.

He asked me to blow him so I did, we tried to keep the noise down but we were in that drunk state where you’re trying to but don’t have any awareness.

I was giggling and stuff, and he was moaning while I finished him off. The kissing sounds from me blowing him were probably really noticeable too.

I discovered in the morning that sound travels pretty clearly through the doors as they don’t shut fully. My friend who was one of the people who slept in the room beside us said she couldn’t sleep and so could hear everything. Talk about embarrassing.

It was really embarrassing because there were people I was talking to just a few hours before in the other room, who heard the sounds that we were making inside the room.

Is it common for colleagues to always just be talking about work during lunch?

So I have a group of colleagues I always go to lunch with but most of the time their topics of convo always revolve around their work.

Now this wouldnt be as bad a problem, except they are all in the same department while I’m in a different department. (My department only consists of me and my supervisor whom I dont lunch with for obvious reasons)

And yes I do try to be curious and engage in their convo sometimes but it gets tiring when I always end up being left out. Also is it even normal for colleagues to be talking about work in lunch? I thought lunch should be a time to relax and chit chat about non-work related stuff.

Netizens’ comments

1. Yesterday I went geylang to piak some chicken, I don’t think I can talk about it with my colleagues over lunch leh
2. you put yourself in their shoes — they have work things to talk about, and they think it is a good idea to speak about it over lunch, but they shouldn’t do it because you are there?
   and yes, people do talk about non-work stuff over lunch. but sometimes we want to bounce ideas/solve problems too.
3. Think it’s either don’t talk about work at all (want to really rest), or talk about work only (don’t want to share too much about personal life). Both are valid. If you don’t enjoy their topics, either change topic, or if it doesn’t work, find other ppl to go lunch with.
   I don’t have a lunch group anymore, just find individual ppl to go for lunch with catch up 1:1. Can be ppl from office or other friends. See if you wanna make use of lunch for networking or to chill with friend. Sometimes I just eat alone esp when it’s a rushed day or I feel tapped out.
4. idk if my colleagues can engage in a conversation about my belly dance lesson yesterday. 
5. I think quite common but personally I dislike it. I prefer my lunch to be a real break with no talks about work. Hence I tend to lunch alone most of the time.
6. You go start something interesting lor. Sometimes good to learn what other departments facing so you can do your own jod better also

Funny Experiences in NS that you can remember till today

What’s one funny experience in NS that is very memorable?

Netizens’ comments

1. The guy who wanted to assert dominance by vaping in front of a sgt but ended up getting the whole platoon SBU-ed.
   • man sabo-ing the whole platoon just to make ownself look like the top gun… he must’ve been hated after that
2. In BMT some guy from my section had difficulty in wearing his boots so he ask our sgt to help. Sgt didn’t want to but he seemed like a lost cause so ended up helping to fit in his boots and laced it up. At the end of it he said: why the fuck I sign on sia
3. Hear say from my Admin or Ops spec, a Signaller NSF I knew in my COY (Seletar East) was forced to sign 14 days SOL by OC (can’t rmb details exactly, happen 12+ years ago in late 2010 or early 2011) for illegally bringing a fishing rod to fish at the old wet gap where M3G vehicles practice their amphibious training.
   Very chill guy, extremely passionate about fishing as a hobby.
4. Okay, not that funny but something I will remember for life.
   I was a 3SG doing night guard duty as guard commander one of the weekdays. Typical stuff, do a lot of times liao.
   The MP spec on duty in the day handed over to me and said that there was a trainee who was on SOL, so he needed to come over to sign on this form every 2 hours. For my camp, it was like 6pm, 8pm, 10pm, then next signature is 6am. This was to make sure he was still in camp. The SOL guy was quite problematic, iirc he was like excuse boots and excuse sunlight or something.
   Everything was okay, did the usual stuff with the guards, staff parade, and was quite chill. Suddenly at around 1am, the sentry who was watching the gate suddenly comms me on the walkie talkie say ‘eh sgt, got someone trying to crawl under the gate’.
   I come out of the guard room, and I see the SOL guy (wearing number 4 pants and slippers) leopard-crawling from inside the main gate to the outside (this was the gate we open to let vehicles in, and the gate was big and low).
   I immediately shouted at him and chased him outside the camp. He tried to run after he came out of the gate, and I caught up to him cause he was running in slippers and he tripped. I dragged him back and was quite pissed at him, and he just looked up at me sheepishly and said ‘sorry sgt’.
   I told him to go back to his bunk and thought it was the end. A while later, one of the guards came to me and said ‘sgt, there’s someone sleeping on our beds’. I immediately knew it was him, and I confronted him. He gave some lame excuse about his bunk saying how he can’t sleep there etc. I told him that if he continues I would alert higher command and tell them to charge him cause the guards’ bunk was for guards on duty. He tried to delay and drag things out but I was so fking tired and pissed so I legit just shouted at him to get him to leave.
   Next day, I did report it to the MP and the DO. The MP just lol-ed at me, saying it’s not his first time (lol wtf)
5. We used to have a terrible toilet that clogged pretty often. The platoon had a dedicated mop used to clear as a plunger to clear the clog.
   One day during area cleaning, the blur guy took this mop and mopped the entire area. The whole area smelled like toxic sewage for the awhile.
6. my in my platoon brought speaker and turned it on, another friend saw and asked if he could connect to it and play song. guy said ok so my friend connected and immediately played 369 on full blast, took the speaker, ran outside bunk and started blasting it to the whole battalion. csm was in his office and he heard it so he turned out the whole company to look for him.

I propose to my boyfriend, and he said no

We have two children and we live together. Anyways, my boyfriend and I have been together for a LONG time! Marriage has always been a plan of ours.

My boyfriend always made excuses like “we already have kids, we already stay together, what we need to get married for”….

Marriage has always been important to me and I’ve explained to him why (I will not state why here because I don’t want this to turn into a debate because people hate marriage and also because it’s really not anyone’s business of my own personal reasoning for why I want something).

Ok so my boyfriend keeps making more excuses saying it’s not the right time and I decided to just ask him to marry me.

So I did ask him and he freaked out and said “naw naw hell naw don’t do that” and I asked him what is he talking about and he basically felt emasculated because I asked him to marry me and he said when he’s ready he as the man will do it.

He said that me proposing to him made him feel feminine and told me not to do it again.

I feel stupid too. I vented to my friends and family about this and they called me dumb for proposing to a guy and that I should have never done that and apparently that just made me look thirsty af proposing to him and that no real woman or respectable woman takes away a proposal from a man because that’s a man job. SO NOW my self-esteem is in the toilet, and now I am very embarrassed.

I’m still struggling with this I feel like a clown playing house with a man that’ll never marry me. I feel so lied too