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ARRESTS MADE IN EXTENSIVE BUY-NOW-PAY-LATER SCAM TARGETING DOZENS OF VICTIMS

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The Police have arrested two men, aged 24 and 25, and a 26-year-old woman for their suspected involvement in a series of cheating offences with at least 32 victims. 

Since August 2023, the Police received several reports of job scams involving the use of a Buy-Now-Pay-Later (“BNPL”) service, where victims who responded to social media posts on “fast cash” were requested to register their Singpass with the BNPL service and hand over their account details. The victims’ accounts would then be used to make purchases at electronic stores, with the items subsequently collected for resale. The victims were then assured that the instalment plan would be paid, but were left with outstanding payments amounting to more than $76,000. 

Through follow-up investigations, officers from Bedok Police Division established the identities of the trio and arrested them on 25 and 26 September 2023. 

The 25-year-old man will be charged in court on 28 September 2023 with cheating under Section 420 of the Penal Code 1871, which carries an imprisonment term of up to 10 years and a fine.

Police investigations are ongoing against the woman and 24-year-old man.

The Police take a serious view against any person who may be involved in scams and frauds, and perpetrators will be dealt with in accordance with the law. 

For more information on scams, members of the public can visit scamalert.sg or call the Anti-Scam Hotline at 1800-722-6688. Anyone with information on such scams may call the Police hotline at 1800-255 0000 or submit information online at www.police.gov.sg/iwitness.

3 PEOPLE TO BE CHARGED FOR SELLING SINGPASS AND BANK ACCOUNTS

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Two men and a woman, aged 20 to 25, will be charged in court on 28 September 2023 for their suspected involvement in various offences connected to money mule activities, which include cheating and facilitating unauthorised access to computer materials.

A 25-year-old man and a 20-year-old woman are alleged to have sold their Singpass credentials to criminal syndicates to create new bank accounts. A 21-year-old man is alleged to have sold his bank accounts to criminal syndicates. He had purportedly deceived banks into opening bank accounts before handing over his ATM cards and Internet banking credentials to the criminal syndicates.

The offence of cheating under Section 417 of the Penal Code 1871 carries an imprisonment term of up to three years and a fine. The offence of facilitating unauthorised access to computer material under Section 3(1) of the Computer Misuse Act 1993 carries an imprisonment term of up to two years, a fine or both.

The Police take a serious view of these offences and will not hesitate to take action against individuals who may be involved in scams, and perpetrators will be dealt with in accordance with the law. To avoid being an accomplice to crime, members of the public should always reject seemingly attractive money-making opportunities promising pay-outs for the use of their Singpass account, bank accounts or allow their personal bank account to be used to receive and transfer money for others. The Police would like to remind members of the public that individuals will be held accountable if they are found to be linked to such crimes.

For more information on scams, members of the public can visit scamalert.sg or call the Anti-Scam Helpline at 1800-722-6688. Anyone with information on such scams may call the Police Hotline at 1800-255 0000 or submit information online at www.police.gov.sg/iwitness

GIRL ACT ATAS ONLY DRINK WINE, I GAVE HER VINEGAR WATER WITH FOOD COLOR

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I have a friend, let’s call her Jane, who is the kind of person who believes that her actions determine her social status. She will do anything to act as though she’s higher class than everyone else. She’s the type of person who only drinks wine because she believes that it’s the only “classy” drink.

I was recently at a dinner party with Jane and it was pretty obvious that she was trying to show off. She was constantly talking about how she only drinks wine and she was making sure that everyone noticed. I felt a little sorry for her because it was obvious to everyone that she was trying too hard.

I decided to have a little bit of fun with her.

I knew that she wouldn’t be able to tell the difference between wine and vinegar water, so I filled a glass with vinegar water and added a few drops of food colouring to make it look like wine. I then placed the glass in front of her and watched as she eagerly grabbed it and took a sip.

At first, she was taken aback by the sour taste of the vinegar water. But then she immediately tried to play it off and acted as though she was enjoying it. She even went as far as to say that it was “refreshing” and “unique”.

It was obvious to everyone that she didn’t realize that she had been tricked. She just kept drinking the vinegar water and pretending that it was wine. It was pretty funny to watch, but at the same time, it was a little sad.

It was obvious that Jane was so desperate to act like she was high-class that she was willing to drink something that she didn’t even know the taste of. It made me realize how easily people can be fooled and how we can easily be taken advantage of if we aren’t careful.

It also made me realize how important it is to stay true to ourselves and not try to be something we’re not. We can still act classy without having to drink wine or act like someone we’re not. It’s better to be ourselves and be confident in who we are, rather than trying to act like someone else.

I’m glad that I was able to share this experience with Jane and hopefully, it will help her to see that she doesn’t need to put on an act in order to be accepted. She can be herself and still be respected and accepted by everyone

GUY LOST HIS FATHER TO AN ACCIDENT, ASKING FOR HELP TO HANDLE GRIEF

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A netizen shared how he recently lost his father to an accident and is experiencing grief for the first time, not knowing how to handle it.

Here is the story

Long story short, lost my father to an accident recently. As I’m only in my 20s, this is my first time feeling what actual grief is like.

We have always been close and I would always make it a point to eat dinner with him, no matter how late it is.

How do you guys handle grief? I understand that there’s always professional help but I would like to hear some other methods on getting over this hurdle. TIA.

Netizens’ comment

  • There are 5 stages of grief. They’re like checkpoints for you to cross. You don’t have to cross it linearly. There will be days where you regress and have to ‘rerun’ this race. There is no special sauce in dealing with grief other than trusting that time will heal your wounds. You have to trust the process. When my grandfather died, I thought about him everyday when I wake up. It felt depressing but as the months rolled by, I thought of him less and less. That’s when I know I’m making progress.

Moving on and dealing with grief doesn’t mean we forget the loved ones that has passed, but rather, accepting the situation for what it is, taking the time to process your emotions and do our best to live a life they would have wanted us to live.

Today you might not be alright, and for awhile that might be the recurring theme. But one day, you’ll be okay. Lots of hugs for you. You’ll be okay. Keep busy in the mean time. As quickly as the negative emotions overwhelm you, as quickly it will recede.

  • I lost my dad in my early 20s too. Even a decade later, I still dream sometimes that he’s alive and we somehow mistook somebody else’s death as his and we all happy after reuniting with him. The dream is always so happy, wake up and feel like shit.

The frequency of such dreams have reduced over the years but still happen occasionally man. Death of a close loved one is tough.

One quote from the marvel series that resonated with me a lot is: “What is grief if not love persevered”. just have to process it and accept it. There’s no other fucking way

MAN LEAVES WOMAN AFTER DEALING WITH HER AND HER BAGGAGE FOR 3 YEARS

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When you enter into a relationship with someone, it’s important to recognize that everyone carries some form of emotional baggage. Whether it’s past relationships, family issues, or personal traumas, these experiences shape who we are.

Here is the story:

Right person, wrong time

We had 3 short years together. I know the love we had for each other was special, we both had never felt this way towards another. But we both had baggage that either of us couldn’t overcome, no matter how hard we tried.

I finally came to terms with it, and gave you the ultimatum. You decided to walk away, and i agreed. It was hard, super hard to walk away from you, from a love that was beyond special, from my twinflame. It was especially hard since we also work in the same company, luckily different offices… so we could avoid each other mostly.

We didn’t contact each other for months. And i moved on first. I found someone else who could accept me, and my baggage. You got to know, and you got angry, implying that you had the intention to find me back again.

My heart breaks that you’re reacting this way. I do understand the hurt and pain you must be feeling, but i feel its unfair coz we broke up cleanly, with no intention to get back together again. I still care deeply for you, even though I’m with someone else. I hope the future is kind to you. And i hope you’ll find someone who’s better suited for you, and loves you more than me, F.

Love,

F.

1. Understanding Their Baggage

The first step in dating someone with baggage is to understand the nature of their emotional burden. It could be a divorce, a difficult breakup, or unresolved family conflicts. Taking the time to listen and empathize with their past experiences is crucial. This lays the foundation for trust and open communication.

2. Patience is Key

Baggage doesn’t disappear overnight. It takes time for individuals to heal and work through their issues. Patience is a virtue in such relationships. Be prepared for moments when your partner may need extra support or space to process their emotions.

3. Open and Honest Communication

Communication is the cornerstone of any healthy relationship. Encourage your partner to share their thoughts and feelings with you. Create a safe space where they can open up without fear of judgment. In turn, express your own needs and concerns openly.

4. Boundaries

Establishing boundaries is essential when dating someone with baggage. Discuss what you’re comfortable with and what you’re not. Respect each other’s boundaries, as this will help prevent misunderstandings and conflicts.

5. Be Supportive

Offer your support but avoid trying to “fix” your partner. Sometimes, they may need a listening ear rather than solutions. Be there to reassure them that you’re by their side, no matter what.

6. Seek Professional Help

In some cases, the emotional baggage may be too heavy to handle alone. Encourage your partner to consider therapy or counseling if needed. Professional help can provide the tools and guidance necessary for healing.

7. Self-Care

Remember to take care of yourself in the relationship. Dating someone with baggage can be emotionally draining at times. Ensure that you have your own support system and engage in self-care practices to maintain your well-being.

8. Evaluate Your Compatibility

While love can conquer many challenges, it’s essential to assess whether your partner’s baggage aligns with your own values and long-term goals. Sometimes, despite the strong connection, compatibility issues may arise.

GIRL GOT SCOLDED BY “FEMINIST” FOR SHAVING HER LEGS, STARTS ARGUING

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I just had an argument with a ‘feminist’ about why I shave my legs and armpits

I’m a young woman who suffers from sensory overload. The best way I can describe it is like having strobe lights being flashed into your eyes whilst being spun around and then being made to walk in a straight line.

It’s that kind of disorientating.

I know it’s not the same for everyone, but that’s my experience. I usually experience SO when there’s lots of noise, but every now and then when my arm and leg hair gets too long, I freak out.

It begins to hurt, first of all, and I get this thing about bugs being inside me. It freaks me out. It’s only happened a few times and I learned when to shave to avoid that feeling.

I recently got into an ‘argument’ with a roommate of mine who refuses to shave. I don’t give a shit, but they care about me and my habits. I was freshly shaven and in the communal area when this roommate comes in.

She looks at my legs and asks why I shave. I tell her I want to (I don’t like telling everyone about my SO unnecessarily). She then went on about ‘well you do it for men, no?’ and all of that.

After enduring a few minutes of this, I turned and said ‘if I don’t shave, I’d literally skin myself alive to get the imaginary bugs out of my skin. get lost.’

I’m so angry AND SHE CALLS HERSELF A FEMINIST.

Netizens’ comments

  • Same for me!! my body hair drives me insane like when it rubs up against your pants! I shave for the same reason, i’d rather not be overstimulated or overwhelmed in my own body constantly!!
  • Nothing to do with a feminist. She’s just full of hate imo. Hope you can change of roommate.

Also sorry to learn about SO and you suffering from it. Ofc carry on shaving if it helps!

  • Some people just hide behind the word feminism to bully women and manipulate the narrative in a way you’re the one in the wrong for doing what’s best for you. They don’t even get what feminism is so don’t even bother with them.

S’POREANS TO GET EXTRA CASH PAYOUT OF UP TO $200 IN DEC, ON TOP OF $600 AP CASH PAYOUT

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In a significant move aimed at supporting its citizens, the Singaporean government has introduced a comprehensive Cost-of-Living (COL) support package, which is set to benefit approximately 2.5 million adult Singaporeans.

This one-off cash payout of up to $200, totalling S$1.1 billion, is scheduled to roll out in December 2023.

Additionally, all Singaporean households will receive S$200 in Community Development Council (CDC) vouchers, allowing them to make purchases at participating heartland merchants, hawkers, and supermarkets.

This is on top of the cash payout of up to $600 which is part of the existing Assurance Package (AP) cash payout.

Understanding the COL Package

The COL package, recently unveiled by Finance Minister Lawrence Wong on September 28, 2023, is designed to address the pressing issue of inflation that affects the everyday lives of Singaporeans. It includes a multi-pronged approach to alleviate financial stress and provide much-needed relief.

Enhancements to Assurance Package
Assurance Package (AP) Cash Special Payment· Additional payment of up to $200 cash for 2.5 million eligible adult Singaporeans
· This one-off special payment will be disbursed in December 2023, together with the existing AP Cash component.
· In total, eligible adult Singaporeans will receive up to $800 cash in December 2023.
· This will provide more support to lower- and middle-income adult Singaporeans.

28 Sep PR Final
CDC Vouchers· Additional $200 of CDC Vouchers for every Singaporean household in 2024. This will bring the total amount of CDC Vouchers to $500 for every Singaporean household in 2024
· The additional CDC vouchers will be allocated equally: $100 for spending at participating heartland merchants and hawkers, and $100 for spending at participating supermarkets.
· The 2024 CDC Vouchers should be claimed digitally at go.gov.sg/cdcv from 3 January 2024 onwards. The vouchers can be claimed any time during their validity period. Those requiring further assistance can approach their nearest Community Centre/Club (CC).
· The vouchers will expire in end-2024.
Additional Service & Conservancy Charges (S&CC) Rebate· Additional one-off 0.5-month of S&CC rebate for 950,000 Singaporean HDB households
· This will be disbursed in January 2024, together with the regular S&CC rebates.
· This will, on average, fully offset the S&CC increase in the first year of increases for 1- to 4-room HDB flats and about 85% for larger HDB flats.
Additional U-Save Rebates to cushion impact of increases in carbon tax and water price· Additional $20 per quarter of U-Save rebates from January 2024 to December 2025, or a total of $80 per year for 2 years, for 950,000 Singaporean HDB households
· These rebates will be disbursed together with the regular U-Save rebates and will cushion the impact of the increases in carbon tax and water price in 2024 and 2025.
· Over 2024–2025, the additional U-Save rebates will, on average, fully offset the increase in utility bills for 1- to 2-room HDB flats, about 80% of the increase in utility bills for 3- to 4-room HDB flats, and about 65% of the increase in utility bills for larger flats.
Public Transport-Related Measures
Public Transport
Subsidies
· Additional subsidies of about $300 million in 2024 to cover the deferred fare adjustment quantum of 15.6% that will be carried over to future fare review exercises as announced by the Public Transport Council on 18 September 2023
· This additional subsidy helps to moderate the fare increase and pay for higher costs of providing public transport services due to the continued increase in energy prices in 2022, core inflation, and strong wage growth.
Public Transport
Vouchers (PTVs)
· PTVs worth $50 each for resident households with monthly household income per person of not more than $1,600
· The PTVs, which will be disbursed from end-December 2023, can be used to top up fare cards or buy Monthly Travel / Concession Passes.

MAN SAYS THAT HE INTENDS TO DIVORCE HIS WIFE ON THEIR SON’S BIRTHDAY

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A netizen shared how he is planning to divorce his wife on the 5th birthday of their son.

Here is the story:

Tomorrow is my son’s fifth birthday and i am going to give divorce papers to my wife.

This pandemic has destroyed my relationship. Her company fired her senior and she was promoted. From then on, my sweet and caring wife became a demanding and volatile freak.

She became a perfectionist and would yell at every little thing which isn’t done according to her. She started spending most of her time at her office.

When i tried to communicate with her about our relationship, she involved both of our family in this mess and i was labled as being jealous of my wife’s growth and wants to sabotage her.

Only thing which have kept me sane is my little one. And by my knowing of her, she wouldn’t let me have any custody of child.

Now when my son will turn 5, I will finally file for divorce and custody. But honestly, I am still in love with my wife and maybe it can open her eyes and save our relationship.

Netizen comments

My mother gave me a letter to give my dad on the day of my high school graduation asking for a divorce. I didn’t realize how messed up that was until I became a parent.

Instead of celebrating my own accomplishment… I was worried about stuff between my parents… that was my normal.

Don’t let this day be about you.

IF THE MEN CAN DO IT, SO CAN WE – S’PORE WOMAN’S FOOTBALL TEAM KENA WHACK 10-0 BY NORTH KOREA

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The Singapore Women’s football team got smacked 7-0 by North Korea three days ago at the Asian Games, before getting whacked 10-0 again by the same team three days later – all in all, they shipped in a total of 17 goals and scored none in the span of three days against the same team.

A Disheartening Start: 7-0 Drubbing

The Lionesses kicked off their Asian Games campaign with a tough match against North Korea. Unfortunately, the result was far from ideal, with Singapore losing 7-0. The defeat undoubtedly set the tone for the remainder of their tournament run.

The Rematch: A Double-Digit Nightmare

Just three days later, Singapore found themselves facing North Korea once again. This time, the outcome was even more devastating. The Lionesses suffered a humiliating 10-0 loss, with North Korean striker Kim Kyongyong scoring an astonishing five goals. The lopsided scoreline sealed Singapore’s fate in the tournament.

The Lionesses’ dismal performance did not go unnoticed, and the Football Association of Singapore’s Facebook page was flooded with reactions and comments.

Netizens’ comments

  1. Is this our senior national team or some U23/U18 team? I’m trying my best to justify our heaviest defeat here 
    • it’s the senior team but this roster does include a number of u19 players and we are missing some seasoned veterans for this competition, and some that just returned from injury. No excuses but still not an ideal squad to be sending for Asian Games
  2. How can we help our local football? Do we spend 30-45mins playing with the kids at home? Or do we send them to Academy and let the coaches do their job?
  3. Oh well. Sometime even good teams will kena thrashing. I’m sure they tried their best. Just lack of experience.
  4. What is this. Firstly you girls show us defensive football. Secondly easily let them cross and head. What is this seriously 10 against 7 also they manage to score
  5. The question is not what is on the score board, the team has to be cleared what is on their head. Is this a free tour or a fight for sports spirit?
  6. Well, back to the kitchen.

 

17 Y.O AMONG 7 PEOPLE CHARGED FOR MONEY LAUNDERING ACTIVITIES

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Seven persons, aged 17 to 46, will be charged in court on 27 September 2023 for their suspected involvement in money laundering activities linked to banking-related phishing scam cases involving malware, which resulted in losses from victims’ bank accounts.

Between 3 June 2023 and 24 August 2023, the Police received several reports informing that malware was used to compromise Android mobile devices, resulting in unauthorised transactions made from the victims’ bank accounts, even when they had not divulged their Internet banking credentials, One-Time-Passwords (OTPs) or Singpass credentials to anyone. In these cases, the victims responded to advertisements (e.g. on cleaning services, pet grooming, food items such as mooncake, durian, seafood, groceries, etc.) via Whatsapp and Facebook. They were then instructed by the scammers to download Android Package Kit (or APK) from non-official app stores to facilitate the purchase, which led to malware being installed on the victims’ mobile devices.

The scammers would convince the victims via phone calls or text messages to turn on accessibility services on their Android phones and by doing so, phones’ security would be weakened, and scammers would be able to take full control of the phones. Scammers could then log every keystroke, steal banking credentials stored on the phones to remotely access the victims’ banking apps, add money mules as payees, raise payment limits and transfer monies out to money mules. The scammers could further delete SMS and email notifications of the bank transactions to cover their tracks.
Through follow up investigations, officers from the Commercial Affairs Department arrested the seven persons. Investigations revealed that the seven persons are suspected to be involved in the following cases of money laundering. The cases are:

  1. In March 2023, a 26-year-old man responded to an online advertisement on Telegram which offered him fast cash, and later agreed to disclose his three Internet banking credentials to an unknown person who had offered him at least $1,200 monthly in return for renting out his bank accounts. His bank accounts were subsequently used to launder proceeds of crime;
  2. In June 2023, two teenagers, aged 17 and 18, agreed to disclose their Internet banking credentials to unknown persons after responding to an online investment scheme and fast cash opportunity separately. Their bank accounts were then used to launder criminal proceeds;
  3. In June 2023, a 46-year-old man responded to an online job advertisement which offered him a sign-up bonus in return for using his two bank accounts. Two new bank accounts were later opened without his knowledge. His bank accounts were subsequently used to launder proceeds of crime;
  4. In July 2023, a 21-year-old man responded to an online advertisement on Telegram which offered him fast cash, and later agreed to disclose his Internet banking credentials and personal information to an unknown person. Three other bank accounts were later opened without his knowledge. His bank accounts were then used to launder criminal proceeds;
  5. In August 2023, a 22-year-old man responded to an online advertisement on Telegram which offered him fast cash, and later agreed to disclose his Singpass credentials to an unknown person. His Singpass credentials were subsequently misused to open a bank account which was then used to launder criminal proceeds; and
  6. In August 2023, a 18-year-old teenager handed over his Internet banking credentials and ATM card to an unknown person who had offered him cash in return for usinghis bank account. His bank account was subsequently used to launder proceeds of crime. 

For disclosing Singpass credentials, the offence under Section 8(2)(a) of the Computer Misuse Act 1993 carries an imprisonment term not exceeding three years or a fine not exceeding $10,000, or both, for a first-time offender.

For conspiring to cheat the bank into opening the bank account, the offence under Section 417 read with Section 109 of the Penal Code 1871 carries an imprisonment term not exceeding three years, a fine, or both. For abetting unknown persons to secure unauthorised access to the bank’s computer system, the offence under Section 3(1) read with Section 12 and Section 14 of the Computer Misuse Act 1993 carries a fine not exceeding $5,000, an imprisonment term not exceeding two years, or both, for a first-time offender.

The Police take a serious view of these offences and will not hesitate to take action against individuals who may be involved in scams, and perpetrators will be dealt with in accordance with the law. To avoid being an accomplice in these crimes, members of the public should always reject seemingly attractive money-making opportunities promising fast and easy pay-outs for the use of their Singpass accounts, bank accounts, or allow their personal bank accounts to be used to receive and transfer money for others. The Police would like to remind members of the public that individuals will be held accountable if they are found to be linked to such crimes.

For more information on scams, members of the public can visit www.scamalert.sg or call the Anti-Scam Helpline at 1800-722-6688. Anyone with information on such scams may call the Police Hotline at 1800-255-0000 or submit information online at www.police.gov.sg/iwitness. All information will be kept strictly confidential.