More regulation is needed in the insurance industry

In my group of friends, there are 2 of them working as insurance agents, they are both in the same company but not working together.

I chose to buy all my policies from one of them because he is newer and I wanted to support him. The other friend has been working as an agent for much longer and seems so successful so I felt he doesn’t need my business.

Said senior agent did approach me before but I rejected him. But all is good, and we have moved past it.

The newer agent recently quit less than 2 years in this line. Now some random stranger agent is assigned for my policies. I asked my senior agent friend, from the same company, if he would take over all my policies because I don’t want to work with a stranger.

To be surprised, he rejected. Got agent reject client meh?! I asked why and his response was coz he doesn’t earn anything and still needs to do the work. Still has the cheek to claim that he is 100% honest because we are friends.

Can I complain to MAS and to the insurance company?

Such unprofessionalism. Refusing to take care of a client just because there is no commission to be earned, just because his sales is huat huat. Is this what insurance companies are teaching their agents? I asked for my friend because I dont want a newbie agent to service me.

Here are what netizens think:

• I think I need insurance from the cancer I got from reading this.

• Lol you sound super self-centred and entitled. If you’d thought so highly of this guy, you would have chosen to work with him in the first place.

• First 3 years got commission. After that near to zero. So no point servicing a client that u not earning commission. First 2 years ur “newer friend” already earned the commission.

I don’t come from a rich family background.

When i go out i would normally choose the cheapest to okay priced item to eat and drink.

For this reason I don’t have anymore friends that invite me out with them because they know I won’t be able to afford stuff at the places they go to.

Last night i found out from a mutual friend that some of them were making fun of me not being able to afford branded goods like them buying hermes or popular brand phones which made me think, why do they hate me just cause im not rich like them?

How does it affect them?

Is it because they would look poor if they hang out with a poor girl? Embarrassed to have a meal with someone who has a $10 budget per meal? Because i use a Huawei phone? Use fake shoes from shopee?

I keep thinking what i did wrong for my friends to hate me to this point where they are making fun of me behind my back. Its okay if you don’t want to invite me out. But don’t make fun of me for not being able to live a comfortable life like you. It hurts.

Does it matter how I spend my money and What I wear?

The world seems to be so superficial always comparing on measly items. I am happy for who I am but I just don’t get how people could treat someone badly just because of personal life choices.

I don’t think I want to be a mom, but my family insists on it.

I (27F) don’t think I want to have children. There just seems to be more cons than pros. I always hear of how stressful motherhood is. I don’t trust that I can handle it.

Having to take care of a human for 18 years seems like too much.

Plus I’m not sure if I can even protect them from all the dangers in this world. I’d be absolutely devastated if anything happened to this person.

Even if they’re an adult. I’ll never be able to stop worrying about them, which is really irking me.

Being without children seems way more freeing. I can basically go and do what I want. If I ever get married, I can spend time with my husband without worrying over the kids.

Our Life will be significantly better. We can make more money since kids are very expensive. Just seems more peaceful and ideal for me.

But my mom keeps telling me it’s my duty to have children. I might change my mind, but I hate how she’s trying to decide for me.

Im 31yo, female, and recently started a new job. (Well, a few months ago).

Its a 5 guys office, plus the boss. The boss is one of those guys who think has a natural charm that ladies would instantly fall for, but he looks like a thumb, and has a lot of dumb confidence for making inappropriate comments, even when talking to me about work issues.

I keep him at arms length, and I’m very professional with my workmates.

Some days ago i was chasing after some workmate, because was procrastinating about sending me a document. I went to him to make him send it, and he said “Ok”. Took his phone, opened the messages’ app, and sent me the file, but looking at it, I noticed that he saved my number as “sibei easy”.

I asked him about it, confused, and looked at me, shocked, eyes wide opened. Just said “Im sorry”. I didn’t let him go, and interrogating him until he confessed that the boss always calls me “sibei easy”.

I am outgoing but I don’t sleep around.

To be clear, im naturally curve, got it from mom, but I dont look like a “sibei easy” girl, yes, I had trust issues about it, and worked very hard to like my body. I despise the thought of being compared to a easy kind of girl.

I talked to my boss when he came into the office, and asked about the nickname. He just said “Because you potray yourself as that?”, I told him to stop it, because I don’t feel safe, he just said “why are you so angry? Its a compliment” I said its not and stormed out.

I went to HR to do a formal complaint, the HR lady said that she’ll process the complaint, but that it was worthless, because “Boss is just like that”. I told her that I dont like my boss’ attitude, and need a warrant to stop.

Since then, my boss stopped talking to me, and my workmates say that I’m way too dramatic, and dont know how to take a compliment, they also complained that don’t feel safe around me, because they dont know if I will twist their words somehow.

my Boyfriend (26m) said he’d break up with me if I (22f) got my hair cut

Hi all, So the other night my boyfriend and I were talking about style and fashion. I asked him what he thought of short hair (slightly above or above the shoulder).

He said that it was a deal breaker and that he would probably break up with me if I got my hair cut that short. This surprised me since we’ve been dating for 1.5 years and it’s just a hair cut. I have been thinking about getting my haircut shorter since the ends are dead and unhealthy. I had told him this too.

I then asked him to explain more. He said that it was not “his preference” and “I’d look like a guy” if I got my hair cut above my shoulders and it’d take too long for my hair to grow to an “acceptable” length and he doesn’t want to wait.

He then went on went to asking me why I wanted to do it. I told him my reasoning again, and he got mad saying”It’s not like you have cancer and have to cut your hair.” This rubbed me the wrong way, I mean, it’s just a hair cut. I told him I felt this was really superficial and that I still wanted to get it cut. He then said that I was just doing it to cause problems since I “knew he didn’t like it ,” and I’m directly doing something he doesn’t like.

I thought this was really controlling and it triggered a lot of self esteem issues because he kept saying how I wouldn’t be attractive if I cut my hair. I explained to him how I already don’t feel attractive and I wanted to cut my hair to try to mend that.

It also made me question the relationship since something like a hair cut would be enough for him to break up. I left that night sad and he was frustrated at me, and said that I always pick fights.

I want to talk with him more about this, but I’m not sure what to say or even if it’s a good idea to continue this conversation. Should I just drop it?

I’ll preface by saying that Me (27) and my boyfriend (30) have been together for 3 years an a half.

I’ve been jumping from one job to another while he has been unemployed due to health issues that affected his performance at work.

Usually, I’m the one handling bills, groceries, etc. I use my credit card to make any purchase I want.

Last week, My boyfriend out of nowhere asked for my credit card. I asked why since I’m the one who handles payments and supermarket trips.

He told me he wanted to buy some food and I agreed to let him take it but told him to return it later.

He got back later and when I asked about my credit card, he was like “what credit card?”. I thought he was joking so I told him to just give it back. He said he’d just keep it with him.

I asked why and he said so he could start handling paying for stuff on my behalf. I felt uncomfortable I said I’d rather not burden him with this stuff and asked him to hand over the credit card. He refused and said that “he’ll just keep it” since it doesn’t have that much money anyway. I was livid. I tried to argue but he told me to “just trust him” and let him keep it and swore he won’t spend a penny from it.

Next morning I went and canceled it, then registered a new one. He must’ve tried to use it because he called and was confused asking why the credit card was not valid anymore. I told him it was because I canceled it and registered a new one.

He lost it and started scolding me saying he couldn’t believe I had this level of petty and kept on about how I don’t trust him with my finances. and how financially abusive I have become lately. I hung up on him.

The argument continued at home and he called me paranoid and unreasonable and all that. Then he started cold-shouldering me and sulking about it for days. I do feel like I hurt his feelings and showed an amount of distrust towards him.

I have a habit of eating every last bit of food on my plate due to growing up poor.

Basically the title. Ever since I was young, I’ve had a habit of not letting food go to waste to the point where I not only eat every last bit of food I have for that particular dish, but a lot of times I lick it clean to the point where it looks like no one served food on it yet (obviously, I still wash the dish but you get the point).

There was one moment I remember distinctly where one of the aunties at one of the family gatherings I attended was so impressed that I finished everything on my plate, her literal words to my dad were, “wow, he ate every last morsel…”

At the time I didn’t know what the word morsel was until I googled it afterwards, but that was the moment I realized I had this habit.

I didn’t make the connection till today about how this habit might have been formed from my family’s circumstances growing up. My family and I grew up pretty poor. Corned-beef cabbage, spam, Vienna sausage, shoyu, rice, and eggs were all considered delicacies in our home. I didn’t even know we were poor until I saw what the other kids were bringing to school for their home lunch.

There were days where we barely had food and my parents sacrificed their meals in order to keep us from going hungry. At a young age, I knew enough to know that they were doing that so we could survive. After seeing that it makes sense now that I was the only kid that ate his vegetables. I was the only kid who cleaned his plate leaving no crumbs.

I remember all the times where people would throw away food that they could have eaten and that made me angry for some reason. Today I realize that the reason was that I knew what it was like to be unsure if we’d have food to eat that night and that developed a pet peeve of seeing others waste food.

I realized all of this when I looked in one of my take out containers that had a steak meal that I finished earlier and it looked like it hadn’t even been any food in there because I cleaned that plate up spotless.

I don’t know if this is considered a trauma response or what… I’m still learning about all my weird little intricacies I have as an adult that grew out of my childhood. But I guess that’s something I just wanted to get off my chest.

This took place at a family dinner, me, uncle, grandad, aunt, her 2 female kids, gran all present.

I’m very different from the rest of my family, most notably being the only one who isn’t at all racist, going to university, and being worth by far the most ($350k, lucky with bitcoin) at 21.

Anyway, I’m dating a Thai girl at the moment, really sweet but my family very clearly has a problem with it.

Grandmother brought the subject up for the millionth time saying a load of stereotypes e.g. eat dogs, manipulative. Repeatedly told her I don’t care, and didn’t get her to shut up but no severe reaction.

Gran then brought up the “she’s only after your money” line, something which is frankly downright dumb when I don’t tell anyone, live a normal student lifestyle, and international students notoriously get charged stupid amounts of money.

My Thai girlfriend is 10 times richer than the average Singaporean.

Pointed this all out to her, she STILL would not shut up.

A minute later she randomly says “China (she’s not even china) girls are attracted to money, be careful”. By this point I was really losing it and told her “All women are attracted to money hence why I don’t tell anyone, what is your point?

So sick of hearing your braindead crap”. I was expecting this to get her to shut up, it ended up provoking everyone at the table. Uncle/grandad found it funny but aunt got up and downright started screaming at me I was being disrespectful and to get out. Said she’s overeacting and then her daughters join in calling me a sexist, told them all to go fuck themselves and walked out.

Yeah what I said wasn’t particularly politically correct, but I absolutely swear that was an overreaction on their part. I was calm despite being irritated with their constant racism/remarks towards gf, I say one vaguely offensive thing and they blow up. AITA here?

For this post I’ll call my friend Julia. She passed away five years ago. She was my first and best friend growing up. Our families are close so we have been friends since we were babies.

There was no romantic feelings ever. Just a best friend/sister. She died from a car accident. Saddest moment in my life was hearing that news.

I have a lot of tattoos on both of my arms and back. I got her name tattooed with a heart around it and a date.

I’ve been dating my current girlfriend for the last two years and it’s great. I love her a lot. We really work as a couple.

She asked me why I have a “Julia” with a heart tattooed on me and I understand why that would be off-putting.

Like if she had “Steve” in a heart I would be curious as well. I told her about it and she thought it was sweet but over time I can tell whenever I take off my shirt and she sees that Julia tattoo it irks her.

I told her that she was just my friend but she is upset. She seems really put off by this and I don’t know how to explain.

Any time I tell her about how deep our friendship was she gets more upset. I want to mend this problem but it also has me worried about future relationships now.

Is this going to be a deal breaker in the future? Julia was my best friend and it was never romantic. She would make handcrafted necklaces and jewelry and I have one of them hanging from my mirror in my car and I don’t think that is weird.

My girlfriend is very understanding usually so her reacting this way is new to me. It’s making me wonder if doing this is a bad thing