I, 25, married, make a combined monthly income of $4,352. My wife and I are both the same age and we’re young.

Neither of us were really taught the importance of money in our lives and we never saw credit cards as debt. We just saw it as a way to buy crap now, pay for it later.

We’ve taken out multiple loans(some for legitimate reasons like huge unexpected stuff that has come up, and I’ll be honest, a few that were down right dumb)

Our rental a month is $1610. At the time, we needed to move immediately and that was the only place near us that could move in that week. We plan on finding a cheaper place when our lease is up in February

After all our monthly bills are paid, we’re paying about $1400 in bills. This is all of our credit cards, loans, actual bills(like WiFi, car insurance, electricity, etc) and after our monthly expenses of about $400 for groceries for the month, we’re at about $800-$900 left over.

We’ve managed to save about $3000 so far. I plan on getting a weekend job to help with costs and pay stuff off.

I know my money going out is absolute crap compared to the money coming in and we screwed ourselves over, but how screwed are we? Is there still time to turn this around?

Hi. I want to seek for you guys opinion.

I’m currently interning at a company and i broke something that belongs to the company. The boss is now telling me that he will -$100 from my salary which is already like 20% of it.

Yes the item that i broke is worth more than $100, but he didn’t even hesitate to say that the deduction will be $100 , seems like a common tactic he used for previous interns that also broke stuffs.

Just wondering what should i do ? and whether is it okay for companies to deduct our salary.

Should i speak to my intern liaison officer about it ?

It sucks to know that all the company cares is about $ and is already paying us slavery salary

Here are what netizens think:

• Wahhh everyone roast you. I’ll praise you instead. You didn’t ask your parents to pay for you!!!! Major achievement unlocked. Probably the next best thing to include in your cv to show some company-assisted accountability.
• Internship is short-term. Just complete the internship and and leave. Don’t let $100 affects your internship evaluation. Not worth it. You might end up regretting if pursuing the matter further.
• Internship ALLOWANCE is called that for a reason, not salary. They pay it out of goodwill, you are there to learn and gain experience, not earn salary as a normal full time job.
• I also break something at my internship, I break my V

Dilemma. Huge one. My boyfriend of two years has decided to be a Chef.

Initially, i was ok until my parents commented that it’s a dirty hands job done by certain people only.

To me personally, a restaurant manager is still ok but being a cook is low-class job Done by “some people” only. I tried to convince myself bf because he has a degree why should he do that kind of job?

But all those pleas fell on dead ears. I feel like I need to save my parent’s faces too. And with that kind of manual labour job, i can forget about having a posh wedding.

Whenever my friends asked me what kind of profession he is in, I would just lie and say that he is doing some business startup, with no concrete plans yet.

Any advice?

Here are what netizens think:

I hope you become so poor and go sweep the streets, he should break up with you.

You are the most trashiest kind of girl in Singapore.

You don’t deserve him. He has one of the most noble careers, and you actually think its low class. You and your family are no class. I hope your house catches fire. I hope he has to be the one to save your ungrateful family. N I hope when you realise how immature you are, he will walk away even if you beg him a million times to take you back.

I’ve never snorted this loudly before. One of the dumbest thing I’ve read honestly.

To begin with, u r not in the league for posh weddings because your lexicon indicates your working class roots. There is no shame in a job well done. I think it is best you guys evaluate your relationship since you obviously cannot fulfill the “for worst, in sickness” part of the vows. Good luck to saving face.

My roommate checked my phone when I was in shower

Long story short, i refused to let her borrow my credit card to buy a computer(around 1500dollars), I made up an excuse saying i don’t have enough money in it( which in fact I do),

i also told my mom via texting that i don’t wanna borrow my card.

I hid my phone in the drawer when I went into shower, but when I was back it was right there on the desk. I didn’t have a password for my phone but now I do.

This has to be the weirdest thing I’ve encountered this year.

Netizens’ comments

• HEY… That’s YOUR credit card, that’s YOUR phone. Nobody has any reason to go through private stuff. Your friend could use your phone to pay with your card. BE WARY
  DON’T TRUST AGAIN YOUR FRIEND. Maybe he/she didn’t have the time to hid it again in the drawer, that’s why she left it up in the desk. I’d be extremely cautious around her
  • I would too. I was really caught off guard. i haven’t known her for more than a week. And I didn’t expect she’d just go through my stuff like that. At least I get to know who she is now. I still feel guilty whenever I reject someone (cuz I used to be a big people pleaser, and I still am now sometimes). Now tho I felt really uncomfortable in saying no, i still did it. And I won’t flinch or lower my standards if the same things happen again.
• Your room mate must have balls of steel to ask someone they have only known a week to use their credit. Never ever let anyone borrow your credit card period. On your phone or computer never leave purchase apps logged on. Log in, complete your purchase then log out. And again never let anyone use.

Being unemployed, I have been doing multiple LinkedIn premium courses in hopes that HR can even let me pass the first round of screening with my non-existent GPA in hopes for them to see how hardworking I am and how I can grab random concepts fast (yes i take random courses on about anything).

I have eyed recent developments in all industries and have finally discovered the ultimate industry that will boom in the coming months, years even. But I am not too sure about the required certificate or LinkedIn premium courses I have to take in order to enter the industry.

Can anyhow advise on which certs are required for me to enter the funeral services industry?

Here are what netizens think:

• Actually this industry is damn hard to enter. 95% of the entrants are born into the industry. I spoke to the undertaker for my grandma’s funeral and he told me he did not sleep in a bed until he went NS. It was coffin all the way. On top of that he knows all the prayers for every religion in SG apart from Islam and Judaism. So one week he can hold a catholic wake the next Thai Buddhist followed by Hokkien Taoism procession.

• Sai gong no need cert… chant ur ntu notes to them so that they dun need to study hard in their next life

• Open a new business. Provide revenge service to those who do bad things.

• marketing, even funeral services are competitive

• Death certificate is needed

Hi, so This is my first FT job but I have a 6 months contract as a trainee in the social media field, it being my first full time job in that field (i did a ton of part time but not related, ex:F&B, retail)

Im paid ~2k for a 6month traineeship contract and this month would be my last, im the only social media person in there since the company is still in its early stage for social media presence wise (but they have been around for 18 years) my boss wanted me to stay but once i convert to FT my pay would still stay the same but with CPF therefore my pay is sort of cut.

my boss also wants me to take more initiative as well if i convert to FT, is this fair or is this the route i have to take because I just started in the working industry.

that being said, i have to admit my job is pretty chill (as in i don’t have to rush much deadlines all the time and i work independently), but my boss is sort of old fashioned , micromanages and likes seeing her employees OT and telling me to do stuff 5 mins before i end work (i overheard her meeting w others that she don’t think staff should complain about OT-ing and don’t think they should get time off for coming in early at times for work).

tbh i don’t enjoy the old fashioned way of working like needing to OT on purpose to show that i’m doing work, or actively working out of my job scope.

so please is this smt I should start to understand or endure or is this job culture bad

I 27f was adopted at 9 months, both my biological parents were addicted to drugs and involved in gangs.

I was taken away at birth, my adoptive parents were always open about me being adopted and answered any questions I asked to the best of their knowledge, often they had to say “I honestly don’t know, but we can see what we can find out.”

They even gave me a beautiful scrapbook that my foster family made during the 9 months I was there. And told me that they would help me get into contact with my bio parents if I wanted. I never felt the urge to, my adoptive parents are my parents.

submitted by /u/ZealousCow9510
[link] [comments]

mother body shammed me then i did it back.

so me and my mother were arguing in the car, my mother is overly jealous, and tends to always have negative to say about my relationship with my boyfriend

it has been going on for months and it really upsets me. especially if it’s not true.

during that argument my mom slides in the argument talking about how skinny i am, when the argument wasn’t even about my weight nor my body. it should’ve never been said, by her. i then said it back on how fat she was as well. and now she’s upset lol.

i don’t know if i’m in the wrong here. but my dad is now forcing me to apologize to my mother when she was the one who started it with me.

my dad never holds anything she does accountable. he thinks it’s okay for a parent to disrespect a child, but they want the child to not stand up for themselves. they just want to walk all over us.

Netizens’ comments

Body shaming in general is wrong and two wrongs don’t make a right… with that said your parents are highly hypocritical and need a rude awakening. It’s not right for her(your mother, a grown adult) to needlessly pick fights and shame you and your dad needs to hold her accountable for what she said. He should be trying to coerce you both into apologizing and treat each other with respect not reinforcing her bad behavior.

I celebrated my birthday with my boyfriend last week, and to be honest it was a really lovely celebration. He bought me a purse of my favourite brand and I really love the design, although I didn’t give him any hint or show him that my purse is no longer in good condition.

Also, he treated me to a fancy hotel buffet dinner and we spent one romantic night together in that hotel too. Everything went pretty well, and I felt so grateful to have such a lovely boyfriend until yesterday I went into rage mode.

It pissed me off to the point that I really considered breaking up with him and unfriending my bestie.

I found out that one night during the CB period, he actually went over to my female bestie’s room. Let’s call her A.

This is pretty much our dialogue when I confronted him:

Me: Why did you go over to A’s room?

Bf: I went there just to get more information from her so that I know what to get you for your birthday.

Me: Ok but why did you go at night? Why not during the day? (yes I know, S doesn’t happen only at night).

Bf: It’s risky to go over to her room during the day cos the residential staff were working, and I can only go over when you’re asleep, if not I wouldn’t be able to talk or text you if I was at her place during the day.

Me: Why can’t you just text her? Why must you go over to her place to talk? Why can’t talk over the phone?

Bf: Stunned for a few seconds …… bcos it’s difficult to talk over the phone and it’s better if she can show me what you like on the spot.

Me: There is such a thing called the internet, and she can clearly send you the link to show you right?

Bf: Ya I know, but there will be a lot of communication interruption if we don’t meet face to face and talk about it.

Me: So how long did you need to discuss about my birthday pressie?

Bf: I’m not sure, but not that long la, about 1-2 hours.

Me: So you went to A’s place after our goodnight text for just 1-2 hours?

Bf: Ya.

Me: Can you explain to me why your Grab receipt stated that your ride back home was at 10:30 am? That’s like more than 1-2 hours.

Bf: I mean ya it was a short discussion, but we also got to eat some food, she cooked for me, and since it was too late and I was tired, so she said why not just stayover for another few more hours and go home in the morning instead.

Me: But why did you tell me that you were only there for 1-2 hours in the first place? You didn’t tell me that you slept at her place!

Bf: I thought you were asking me how long we took to discuss your pressie, not how long I was there.

Speaking of the Grab receipt, I have a habit of recording my expenses, so I just wanted to record down our cab fares, so he let me open his email to check our Grab receipts, and just so coincident I found out that this trip doesn’t look familiar to me.

I highly doubted that nothing happened between him and A. My bestie A is single and she does ONS and has fwb every now and then. As a bestie, I also shared with her my S life with my boyfriend and how good his ability is compared to my exes and how many rounds he can deliver in a single night.

A was quite surprised and she seemed to admire me at some point. Since both of them have high drive, don’t you think they might have S that night?

Please drop some helpful comments and advice. I really need to know if I should break up with him.

I was queuing up to buy toto when I notice 1 aunty walk to the counter, and just purchase her ticket.

The person behind her said nothing. While observing her, another aunty stood infront of me and just casually say she was infront of me.

Me being dumb, I told her I was in front and the queue is at the back. She insisted that she was in front of me. I stood my ground and told her I was here all along.

However the old uncle behind me allow her to stand infront of him without making any noise.

Is it norm to cut queue and is it taboo to make any noise. Nobody seem to say anything when their queue was cut.

Ps: The queue wasn’t long at all.

Netizens’ comments

• When they make you believe all old people deserve your respect, this happens
• You need to hit the aunty where it hurts. Just tell her, you buy faster also doesn’t mean you are gonna win. She confirm butt hurt by your comment.
• Typical boomer mindset, “I am older than you, therefore I am always right and I can do whatever I want. And if you call me out for it, you’re the problem”.
• Why even queue up to buy TOTO when there’s SingaporePool’s online website and app? You seriously believe in the whole “go to an auspicious SingaporePools outlet to buy TOTO sure strike” folklore?