I am our single income and just found out my partner has gotten $35k into debt. We’ve been together for nearly 10 years now and have lived together for 5, previously being long distance.

Partway into our relationship, my partner was badly injured and lives with daily pain. This had a pretty major impact on daily life as they can’t remain upright for long periods and were previously in quite a physical line of work.

We moved in together after this point and I made it clear that I would be happy to cover all the finances for at least a year or two so that they could have space to work on their physical and mental health, as well as get situated in the new location and hopefully end up in a good position to find part time work that would supplement my income.

Unfortunately it took longer than expected and then the pandemic hit. Now they have long COVID and can barely make it around the house.

I cover food and daily expenses and don’t even really expect them to be able to handle chores any more. They have no available support from family and their own basic living payments are extremely limited, with a very small amount of money coming in.

I let them manage that themselves as sanity money because God knows it’s rough being stuck in bed as well. I know they don’t want to be in this position either.

I’ve been stressed about money for a while, I had a feeling that there was money I couldn’t account for. Things would arrive in the mail and my partner was spending up on fashion, boardgames, and other luxuries for both of us.

When I confronted them about it, they would tell me not to worry so much as they had it under control, or that we deserve nice things sometimes, or that it was ordered a long time ago when money was a bit less tight.

It would bother me but I didn’t want to make a scene about it and I do occasionally really enjoy having someone spoil me with gifts.

I also know I don’t always have the best perception of money and wasn’t sure if they had managed to put together some savings with their own accounts to splurge occasionally.

Recently I brought it up more directly and laid down that I need better visibility of both our spending habits because I was feeling like I pinch pennies at every corner and I hate feeling this imbalance…

And it came out that actually they’ve just been getting deeper into debt this whole time. I don’t know if they were scared to tell me or just genuinely hadn’t acknowledged it was a problem… And it is way, way more than I was thinking it would be.

I was trying to keep us afloat and put aside some money for a future, and now I’m really struggling to picture one for us.

I’m hoping I can ask for some advice about how to talk to them about this – should I go authoritarian and cut up their card and any hope of some limited financial independence from me? Has anyone tackled something like this in their own lives and has learnings they found invaluable?

Hopefully this is the right info. I’ve never posted here before.

As a driver, I have noticed an increasing number of e-bike riders on the roads.

While I understand that this is an increasingly popular form of transport and also because most of the people ride them to do their delivery jobs, I must say that it is also very dangerous.

This is because if both the rider and the driver are not careful, the e-bike rider might end up losing their lives.

Knows that there are rules which forbid e-bike riders to be on the footpaths but thinks that it is dangerous for them on the roads

I know that there are rules which forbid e-bike riders to ride on the footpaths after some incidents in the past which resulted in injuries and even death to some members of the public, but I feel that making e-bike riders ride on the roads is like sending them to the lion’s den.

I believe that e-bike riders should be allowed to ride on the footpaths again, as long as there are some rules and regulations in place. This would ensure that both the rider and the pedestrians on the footpaths are safe.

It would also help reduce the risk of someone getting injured due to a collision between a motor vehicle and an e-bike on the road.

The rules and regulations should be strictly enforced, as any breach could lead to serious consequences. For instance, the speed limit for e-bike riders should be strictly enforced when they are on the footpaths.

They should also not be allowed to ride on the road with other motor vehicles, as this could lead to a dangerous situation.

Another important rule that should be enforced is that e-bike riders should always wear a helmet. This is because it can protect them in the event of a crash.

It is also important that they are always visible to other motorists, as this can help reduce the chances of an accident.

Finally, it is important that e-bike riders are aware of the laws and regulations of the area in which they are riding.

This would help ensure that they are not breaking any laws, and that they are following the rules of the road.

Overall, I believe that allowing e-bike riders to ride on footpaths is a good idea, as long as there are some rules and regulations in place.

This would help reduce the risk of injury or death, and it would also ensure that everyone’s safety is taken into consideration.

Therefore, I believe that this is the best option for e-bike riders.

I was an accident child. My parents were very young and still in the dating phase when they conceived me and were unable to take care of me, so they threw me to my grandparents to take care of me.

I never felt wanted or loved by them, and I was always resentful of them for not taking care of me themselves.

My grandparents took care of me meticulously and watched me grow up

Growing up, I felt like a burden to my grandparents and I constantly felt like an afterthought in their lives even though they did not think that way and took care of me like I was their own child.

They gave me their best and took care of me meticulously, making sure that I had a comfortable growing up experience and they were always there to fill the void left by my parents.

I was never able to get close to my parents, since they were always out and about having fun, not caring about me or taking care of me.

Now that I started working, my parents wants to get money from me

Now that I am older, my parents have come back into my life with a motive. They demand money to pay for their monthly expenses, and I am expected to provide them with whatever they need.

I am a grown up lady now and had just started working and I am taking care of my grandparents as well because I owe it to them for what I have today.

It’s hard for me to provide my parents with money when I don’t even have enough for myself.

I feel resentful towards my parents for not taking care of me when I was younger and now expecting me to provide for them financially.

I am constantly reminded of how they neglected me, and it makes me so angry. I feel like I have been taken advantage of and used.

I wish I could just turn my back on them and their demands, but I am too kind hearted to do that. I feel obligated to help them out, even though I don’t have to.

I hate feeling like I’m being taken advantage of, and it makes me so angry.

It’s a constant battle between my heart and my head. I want to do the right thing and take care of my parents, but I also don’t want to be taken advantage of.

It’s a difficult situation and I am not sure what to do.

All I know is that I want to be free from my parents’ demands, but I don’t know how to go about it.

I have been in the property industry for almost a year and while you see many successful property agents out there, it is not as easy and glamorous as you think.

It is harsh and tough world being a property agent, receiving awards are just a wayang show

The real reality of being a property agent is much harsher and only the toughest and those with some money on hand before joining the industry can really make it.

Those awards you see your property agent friends posting on social media are part of a big wayang and it works in a psychological way.

Just think of it, if you see your friends posting these awards from time to time, you subconsciously will remember that he or she is a property agent and when it comes to buying or selling a property, he or she would definitely come into your mind.

Furthermore being a property agent does not guarantee that you are rich and doing well even if you earn a five figure income because it could be you are earning a five figure income for one or two months but the next few months you don’t close any deals and don’t earn anything at all.

It is a 100% commission based job with many expenses, what you earn also takes a few months to come in

As a property agent, I’m paid entirely on commission, which means that my income is far from regular. Some months I make nothing, and other months I make a decent amount of money. It’s a risky job, but I love it.

However, this month was proving to be more stressful than usual. I had done well with sales and was expecting a decent commission cheque to come through, but nothing had arrived. I was beginning to panic.

I had my monthly bills to pay and also needed to fork out my own money to spend on marketing the property I have on hand to sell, but I had no idea how I was going to pay them without an income.

I had borrowed money from my family to cover all these expenses that I have to incur from property as well as my daily expense but I was not confident that I could manage this if it continues to go down this way.

My stress levels were through the roof and I was starting to worry about my future. I was beginning to doubt my decision to become a property agent, as this was not something I had expected when I first started.

I tried to stay positive and focus on the future, but I just couldn’t seem to shake the feeling of dread. I knew I had to put in the hard work and wait for the commission cheque to come through, but I was finding it hard to remain hopeful.

I eventually managed to reach the end of the month, but the commission cheque still hadn’t come through. I was feeling desperate, and I was starting to fear that I would not be able to make ends meet.

I eventually managed to make it through the month, but the experience was incredibly stressful. I had gone through a rollercoaster of emotions and was feeling exhausted from the ordeal.

The reality of being a property agent had sunk in and I was beginning to realise that this was not something I could sustain in the long run. I had made a mistake, and it was a mistake I would have to live with for a long time.

I knew that things could change and that I could still make a success of this job, but I was feeling discouraged and overwhelmed.

I am not discouraging anyone to be a property agent but there are definitely more factors that you can take into consideration before jumping into this industry.