Anyone felt quarter life crisis?

Especially the males, we wasted 2 precious years of our lives serving and having our plans put on hold, most of us will be graduating at the time non-NS serving people are starting to grow their career…

I keep wondering why am I still in college at 24, like seriously what am I doing in college in my mid 20s getting a Bachelors?

My foreign and female local peers are already getting experiences and the bag/getting Masters while I’m wasting it on being an undergrad because I got pulled back 2 years for being born with an XY chromosome on this island. I just feel dejected.

Girls can also comment their 2 cents as well my NS struggles does not invalidate your QLC/opinions/advice, as long as you live in this rock ball you’ll bound to have a crisis at some point in time.

Netizens’ comments

• Meh. Life is how you make it.
  At 24, i was working a dead end job, earning 1.5k.
  At 25, i decided to study A levels with no prior jc background.
  At 30, i graduated from NUS.
  Do i feel time was wasted? No because i had to take the time to grow up and find what i wanted to do.
  Currently employed and enjoying life and married.
  If you have the “woe is me” attitude, then everything is a waste.
  I also spent 2 years serving ns. Not once did i feel i wasted my time. I just had to take a longer route.
• As someone that just passed mid life, seriously, a lot of things can happen in 10 years, so don’t worry too much about it. If you are concerned about income, those friends that made more at 25 are not the same ones that are making more at 40.
  Sometimes people stumble into a good job, or someone tried to start their business and failed, some people stagnate in their careers over time.
  Life is unpredictable to say the least, Macdonalds and KFC was started by people much older. Life is also more a marathon rather than a race. And everyone dies, so try to enjoy the trip even if things don’t go the way we want.
• Hello, i’m a woman (hope its ok for me to comment though i got lucky i dont need to do ns), just want to say that when you look back in your 30s, ns will probably be a blip in your life. My husband is 31 and I’m 2 years younger. We both graduated from uni around same time, and he’s making double my salary due to industry plus well he’s really really good at what he does. He’s completed 6 rounds of reservist so there’s not many more to go. Career wise he’s doing much better than his female peers who graduated 2 years earlier. Hope this gives you hope that ns won’t ruin your life.

Who else here hates pigeons?

Went to the MRT station to buy ice kopi just now, was happily sipping my ice kopi on the way back when I felt a warm splotch hit the back of my neck.

I swiftly turned around and looked up, and there it was, on a lamp post, its beady eyes staring at me, seemingly mocking me for being the fool that I was.

I’ve never wished to murder something in cold blood as much as I did in that singular moment. After a few moments of cursing in multiple languages, I accepted my L and inspected the damage.

Even though the poop landed on the back of my neck, it managed to splash onto the front of my shirt, a corner of my phone, and to my utter despair, the 1/4 empty $3.80 cup of Ice Kopi I just bought for myself.

I phoned my dad to ask him to turn on the shower heater and proceeded to continue my walk home looking like a clown after a bad performance.

Netizens’ comments

• Pigeons are my enemies. I’m on the road all day on my bike and for some fucking reason, pigeons love to fly towards you rather than away
  I’ve smacked my face onto pigeons a few times but they were all minor because I slow down when I see them.
• If there are known bird feeders in your estate, please take photos and report using the OneService app. Even if you don’t catch the feeding in action, at least show huge flocks of birds feeding, or the amount of poop on the footpath etc.
• Pigeons are the bane of my life. Maybe I’m just unlucky or pigeons hate me but I’ve been the recipient of their droppings numerous times.

Do you envy any of your friends with rich parents / both with a silver spoon?

Curious. Some claim that this group of people don’t know what is hard work and have not gone through any form of hardships since everything is given and laid out on a silver platter to them.

Some say these group of people are pampered and everything they have is because of their parents efforts. They get to go on fully paid exchange overseas, buy designer bags monthly, a brand new BMW for their birthday present etc.

One poly classmate of ours have her own chauffeur who will open car doors for her. Another colleague at my workplace casually told us he didn’t opt for BTO as he was gifted a 2.3mil fully paid condo as a wedding gift by his dad. Another friend’s parents fully paid her wedding at Andaz recently which amounted up to 55k.

On the other hand there are ordinary folks like us, who have to save and budget our salary every month. We work our ass off only to have a take home salary of 3k and after factoring the bills and allowance, we’re down to 1k ish.

We can’t casually say we wanna take a gap year to open a cafe or start my own passion project as that will mean 1 years worth of salary is gone to waste.

Also, it’ll take us years to save up for housing and wedding, and some of our parents or siblings depend on us for their daily expense. This group however will somehow despise those with richer parents, and understandably why.

Personally I don’t envy them per se, but I envy the freedom that they have knowing they have that financial safety net.

They are free to pursue their actual interest and if it fails, they have a strong backing to catch them. Two sides to the coin tho, I’ve also learned to persevere through adversities and have a stronger mentality towards challenges.

Then again, I mean come on, if your dad tells you ,” Son, here’s your Merc GLA180 and the keys to your condo at Marina One” , I’m sure most of us will take it hahaha.

My wife and I were stupid kids when we first started out. We just paid off $30,000 worth of credit card debt. I don’t regret the experience.

Story: I left the nest at 18 and moved in with my girlfriend at the time (I’m now 24: We’re married.) She was in school. Her mother was mostly supporting her through uni, but cut off funding once I moved in because she “didn’t want to support [me] too.” (I had a job.)

Things slowly spiralled out of control. By the time I was 21 we had a car loan and $30,000 worth of credit card debt. There was a point where she was missing periods because of the stress of work, school and debt collectors. There was a point when the bank threatened to take us to court. We owed them about $5,000.

There are a few things that I can point to and say we bought during the craze. Two computers, a printer, our wedding rings. A lot of it went to useless crap and eating out. We were both equally irresponsible.

We eventually admitted we needed help. We went for some free consulting on credit management. They helped a lot. I buckled down and researched the eff out of personal finance. We became extremely frugal. Every extra penny went toward paying off our slave masters.

As of 7/9/22 we have:

• Zero credit card debt. One card actually owes us $40 because we accidentally overpaid.
• Zero student loans.
• Only one car loan (with a very reasonable interest rate)
• 1 uni education with another on the way (she accomplished an accounting / education double major during the crisis)
• 1.75 awesome jobs (hers + two of my part time jobs)
• A financial safety net for disaster

I regret not having that $30,000+ in a savings account, but I know that wouldn’t have happened without the valuable lesson we learned. It sucked, but I think the experience was a valuable one and I wouldn’t trade it for anything.

I am a teacher and despite the recent pay increment, I still looking to leave to do private tutoring by the end of the year.

As a teacher, I typically work 12 hour shift a day. Usually, I am in school before 7 am and I will leave the earliest at 5 pm.

Only on rare days am I able to leave before 4 pm. Classes end by early afternoon, but the end of classes is the only time that we have to start our real work of marking students work, meetings, lesson planning and coaching weaker students.

So you can imagine that on days we have CCAs or remedial lessons, we will have a backlog that we will need to clear the next day. As you all know in government jobs, you will surely get arrowed to do some event planning or some other bo liao things once in a while which eats into more of your work time.

At night would be the time when concerned parents would start asking you questions about their child’s development in school and will highlight to you any problems that their child will have. So when is the time that we teachers can have for our family or ourselves?

Weekends you might say. But no, weekends are the only time that you have to catch up on your backlog over the past week before a new week dumps you with a new load of shit.

I have been asked by a few students’ parents so far to teach their children privately; some are willing to pay me up to $150 per hour. In 2 hours, that’s $300, more than what I earn in a day for working 12 hours and that’s just from 1 student.

I have calculated in a month, I could easily earn $7k to $8k with an average of $100 – $120 per hour with 8 students, a salary range that I could only achieve if I stay in the teaching career for 10 years or more. If I were to push harder, I can possibly even earn $10k or more. I dont even get OT pay for working extra hard as a teacher.

So the 10% pay increment frankly, is not enticing for me at all. By being a private tutor, I do not have to mark 40 student papers, I do not have CCA or event planning committments, lesson plans are so much easier and best of all, I am paid by the hour. So why not make the jump?

The advantages of being a private tutor is so clear.

Ladies, this is how unfaithful men operate it’s time to expose them:

1) Always paying in cash for the date, never EVER using NETS or credit card This is usually done if he already has a wife, and the piak piak session at the hotel paid by credit card will be recorded and used as evidence by the wife.

2) Phone is ALWAYS faced down if it is not in use on a date. In case message from the other female pops up. If it is occasionally faced down its okay and normal, but if it’s 100% of the time it is a red flag.

3) Weekends are always off limits for meeting, cos it is used for his other family (if already married) or other girlfriends. Usual meeting times are week nights to appear to be working overtime.

4) If it’s a married man his ring finger will appear that there has been a ring placed there recently. Obvious markings.

5) When you ask where this relationship is going he will not give a definite answer.

6) Going to his house is always off limits (he is hiding something) Either he has wife and kids or you are the side chick and he already has a gf the family knows of.

Here are what netizens think:

• If you are the third party in a married man’s life, you should be ashamed of yourself. Don’t blame the guy for being unfaithful to his wife.

• Find some ways to leave a perfume smell on him. If he has a car, adjust the seat position. Press the call button one hour after he reached home… Accidentally

• When phone is placed facing down is a sign of respect i am giving u my full attention

• Use the trace together app.

• I disagree with point 2. He may face down the phone because he wants to give you 100% of his attention. Not many people can do that nowadays because if they don’t check their phone often they will die.

I’ve been working part-time at my current workplace for about a year now and my boss has thoughts of converting me to a full-timer.

I’m not trying to be picky but I think the terms are really unattractive? As a part-timer, I work only 3-4 days a week and I get paid $10 per hour. That works up to about $800 a month? If I work OT and take the pub hol shifts, I’ll get paid a lot more and apart from my own work, I’m not obliged to care about anything else.

As a full-timer, I’m not entitled to any extra pay if I work past hours and I’ll definitely be assigned more things to do. My boss is offering me $1600 a month inclusive of CPF and I have to work 6 days a week. Off days can only be on weekdays and not weekends and the shifts are longer. Leave wise, I’ll get about 10 days for the first year but with each year of service, this will increase by 1 until it caps at 14.

If I continue with my part-time stint, although the money is lesser, the schedule is flexible and I have more leeway to take up other jobs or free lance work to earn more.

If I take up this full-time offer, I don’t think I’ll even have time to rest still want to find more work?! I think the decision is quite clear but now I’m just afraid that if I don’t take up my boss’ ‘kind offer’, I won’t even have a part-time job to go to…

Here are what netizens think:

• Your boss also know how to do math, just decline politely and tell him you prefer the freedom.

• Or you can tell your boss to offer you a much higher full time salary and other benefits if not it will not be worth it.

• Boss like that one, they can save how much they save how much.

I just received my credit card bill and I spent a whopping 2k last month??

Like wth usually my bill is about slightly more than 1k and during covid it was less than $500 cos I didn’t go out much.

But ever since I went back to office to work, I realised my expenditure has gone way up? I work in the CBD and my colleagues are not the kind who will settle for $2.50 caipeng so we always end up eating at restaurants for lunch. We will order the lunch sets but they always like to order extra dishes to share so each lunch I’ll still spend about $30.

I love food and I enjoy eating with them but every day go restaurant rly a bit chor leh. I don’t need to eat grass at the end of the month to afford this but I also don’t have much savings. Sometimes I wonder if my colleagues are just rich or do they also live paycheck to paycheck like me?

Lucky I’m not married and don’t have any children so I’m just living for myself but even so I’m starting to feel like I should have more 0s in my bank account just in case lah.

Ytd I tried to make an excuse to eat on my own just so I can save some money but they kept asking me why I don’t want to join them I ended up still eating with them.

Am I very loser ah?

Here are what netizens think:

• You are not a loser…you are a Fortune Cat

• Same thing happens to me! I will be working at town area soon too where the area also dont have caipng stuff to eat one… sian… guess we have to make our own food and tabao to office liao… haha

• That’s why wfh better screw the cafes/restaurants. let them lose money and go bankrupt with their greed and overpriced and tasteless food.

A netizen reached out to Singapore Uncensored stating his difficulties to get a refund from Scoot.

He said that the matter has been dragging for months and till now it has not been resolved.

Here is the story:

I booked a flight to Bangkok for 12^th July via the Scoot website.

Both me and my partner were travelling together but unfortunately both of us were tested positive for COVID on 11^th July. I called Scoot’s hotline to reschedule my flight and spoke to their CSO Vinaa.

I asked her what I needed to provide and how do I go about to re-book my flight.

She gave me 3 options:

1. I can rebook my flight within 14 days.
2. Receive a voucher
3. Get a refund

As I was going for major surgery, I explained to her that I had to wait for 30 days therefore, option 1 was not suitable for me. As such, I chose option 3 so that I can use the refund amount to rebook my flights. She mentioned that I needed to send in my doctor’s memo stating we are COVID+ and a photo of our ART results. I checked thrice if that was all the documentation needed and she said yes.

After submitting the documents, on the 5^th day when I was feeling better, I called again and spoke to another CSO. The person mentioned that my case was still under process. On the 7^th day, I called again and was told the same.

Two weeks later, I receive an email from CSO Vinaa telling me that my refund was rejected because I did not provide a PCR test and other supporting documents.

I replied that Vinaa did not mention the need for a PCR test and we did not do one as we are both fully vaccinated. 

A week later, I called them again as I did not hear from them and spoke to Shalini. She told me that my case has been escalated to the refund team and that the manager will call me within 7 days also stating that my refund is being processed. Days passed, and again I do not hear from them. I called them again and I was told that I will be refunded within 1 month. A week later I checked my account, emails, I don’t see anything from Scoot.

I have gone to BKK, did my surgery and I am back in Singapore but still no news about my refund.

I called Scoot, and after waiting for 1.5 hours, I finally got through and spoke to Akram. After getting my case ID, he puts me on hold and the line gets disconnected. Thinking it was a technical problem, I call them again three days later. The CSO gets my case ID and again, the line gets disconnected! Now, I am curious because I am certain this cannot just be a technical error – twice. So, the next day, my partner calls Scoot from her workplace, she even goes on to tell the CSO not to cut the line, but again after getting the case ID, the line gets cut!

What is going on?

Why am I not getting an update and what kind of service hotline simply cuts a line? It has been 2 months. From the Facebook page, I noticed many others facing similar situations.

What is your reason for this? While I understand that processes take time, should we at least get accurate information and updates on our cases? I have my fair share of working in a call center, doesn’t Scoot have an SLA standard to keep up?