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WOMAN GETTING 8-FIGURE INHERITANCE FROM LATE-PARENTS – “I DON’T WANT IT TO RUIN ME”

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I am about to receive a very large inheritance from my parents and I have no idea what to do with it. Help

I don’t want to say the exact number for privacy reasons but let’s just say my inheritance is in the 8 figures ballpark.

This is a monumental amount of money and I don’t want it to ruin me. I’ve heard horror stories of folks running into money and letting it be their downfall.

My parents worked very hard for this and had amazing careers the both of them, and I will absolutely not squander it.

For background, I have a decent savings at my age (30s) but I no longer work as I stay home with the kids.

My husband makes a great living already (north of $200k/year) so it’s not like this money is something we were depending on or anything. We already live a comfortable life.

Do I consult a lawyer? A financial advisor? Both? Continue using my parents’ financial advisor?

Netizens’ comments

  1. Yes. Seek help with the finances. But do background search beforehand, to make sure the people advising you are legit. If the financial advisor your parents used has worked well for them, I don’t see why not ask for their services.
  2. I would reach out to a financial advisor and possibly a lawyer about how to handle that kind of funds.
  3. I don’t think you need a lawyer, but definitely a financial planner. Consider the one your parents had, but ship around a bit so to speak.

MAN SAYS TV ALWAYS PLAY TAIWAN DRAMA CAUSE THE LICENSE IS CHEAP AND DRAGGY

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As a man who loves his entertainment, I’m often disappointed by the same old dramas that I see on TV. It seems like I’m always watching Taiwanese dramas, which are full of clichés and drama tropes. It’s like I’m constantly watching the same show over and over again.

At first, I thought it was just my bad luck that Taiwan was the only country dominating the TV drama market.

But after doing some research, I discovered that there is a very practical reason why we are constantly seeing Taiwanese dramas on TV.

It turns out that it’s all about the license. Taiwanese dramas are significantly cheaper to license than dramas from other countries. This means that TV stations can afford to buy the rights to air these shows more easily, which is why we’re seeing them so often.

Another reason why Taiwanese dramas are so popular is because they’re often quite draggy. Draggy dramas are usually quite long, often running up to 40 episodes or more. This means that viewers can get invested in the story and the characters over a long period of time. This can be quite appealing to viewers, especially those who want to get lost in a drama for a few weeks.

Sadly, this obsession with Taiwanese dramas also means that we’re missing out on a lot of other great dramas from other countries. Korean dramas, for example, are often much more unique and have more variety than Taiwanese dramas. But since they’re more expensive to license, they’re often overlooked by TV stations.

I understand why Taiwanese dramas are popular. They’re cheap and draggy, and can provide viewers with a lot of entertainment. But I also think that we’re missing out on some great dramas from other countries. It would be great if TV stations could invest more in dramas from other countries so that viewers can have a wider variety of dramas to choose from.

WORKER KILLED DURING GAS EXPLOSION @ TUAS, 1 OTHER INJURED & SENT TO HOSPITAL

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A 38-year-old worker from India was killed on 31 December at a building in Tuas following an acetylene gas explosion, with another 43-year-old worker injured and sent to the hospital.

MOM said that the fire at 21 Tuas Avenue 3 was triggered by the uncontrolled release of flammable gas from the cylinders.

The Workplace Safety and Health Council released a statement on Facebook, on 19 January.

WSHC statement

Acetylene gas explosion kills worker

On 30 December 2022, two workers were checking and maintaining spent cylinders when an explosion occurred. One worker was killed while the other worker was conveyed to the hospital for smoke inhalation and subsequently discharged.

Preliminary investigations revealed that the cylinders contained remnant acetylene, which fuelled the explosion when it was released during cylinder maintenance.

Spent gas cylinders may contain significant amounts of remnant gas, which can cause death or serious injuries when released. The WSH Council calls on all companies storing or handling flammable gas cylinders to undertake an urgent assessment of their safety measures.

What companies should do:

Companies should urgently assess and ensure that their WSH management system includes the following measures or checks:

Safe remnant gas release: Discharge flammable gases from cylinders only under safe conditions and after a thorough assessment of work and environmental risks. Any release should be properly controlled. Flammable gases should be discharged through vent lines to a safe location, with control valves and flame arrestor as well as effective ventilation to prevent build-up of a flammable mixture.

Remove ignition sources: Remove all potential sources of ignition (e.g. open flames, frictional sparks, hot surfaces) from the designated work area before discharging flammable gas. Bonding and grounding may be necessary to reduce static discharge. Check electrical outlets for overloading as well as electrical equipment for defective or exposed wiring as these can cause overheating or produce sparks.
Safer equipment and tools: Use non-sparking tools when working with gas cylinders containing flammables. Ensure that electrical equipment (including work area lighting) used is rated explosion-proof.

Segregation of incompatible work: Check for incompatible work (e.g. hot work or any work that generates sparks) nearby before discharging flammable gas. Do not proceed with flammable gas discharge if there is incompatible work.

Hazard communication: Label gas cylinders as per SS 586: Part 2: 2014 Specification for Hazard Communication for Hazardous Chemicals and Dangerous Goods to warn of the hazards and precautions for proper storage and handling. Brief workers on the risk controls in place and provide on-site supervision to ensure the work is carried out safely.

Personal protective equipment: In addition to fire-retardant coveralls, equip workers with personal gas detectors or install fixed gas detectors within the work area where gas can accumulate to alert workers to the build-up of a flammable mixture.

For more information, refer to WSH (General Provisions) Regulations, SS 639: 2018 Code of Practice for the Filling, Inspection, Testing and Maintenance of Gas Cylinders for the Storage and Transport of Compressed Gases: Part 3 Acetylene Cylinders – Periodic Inspection and Maintenance, WSH Council’s Code of Practice on WSH Risk Management ( https://www.tal.sg/…/code-of-practice-risk-management… ), and WSH Guidelines on Management of Hazardous Chemicals Programme ( https://www.tal.sg/…/wsh…/files/wsh_guidelines_mhcp.ashx )

Under the WSH Act, first-time corporate offenders may be sentenced to the maximum fine of $500,000 whilst individuals can either be sentenced to the maximum fine of $200,000 and/or an imprisonment not exceeding 2 years. Read more on the WSH Act penalties.

During the Heightened Safety Period (1 September 2022 to 28 February 2023), the Ministry of Manpower will impose severe actions for serious WSH lapses, which include:

– Debarment from hiring new work pass holders
– Company leaders to personally account to MOM and take responsibility for rectifications
– Engaging external auditors to conduct a thorough review of company’s WSH processes

Source: WSHC

WOMAN TOOK MONEY FROM HUSBAND’S SAVINGS, FEELS HIS MONEY IS HER MONEY

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I 27f have been with my husband for 8 years and married for 3. We have no children together but plan on trying sometime next year.

The thing is, we don’t have joint bank accounts, we decided we would each have our own that way we could keep track of who’s money is who’s and we could avoid financial issues even though he has no problem providing for me.

I had a small get-together planned with an aunt of mine that I hadn’t seen in 2 years.

Initially, I was going to pay my fare, however I lost my debit card the night before which caused me to report it lost so I could no longer use it at that point and was waiting on a new card.

My husband wasn’t going to be able to give me a ride to the dinner since he was working, so I took a picture of his card and I took money to pay for my fare there and back & my portion of the dinner.

My fare was only $32 there and $46 back and my meal was only $42.

My husband noticed the charges and when I got home he told me he was disappointed and hurt that I would do this, he said he’s trying to save and it’s not about the money but about the principle.

He told me I was a thief and said this says a lot about my character for not asking. I feel we are married and I don’t see how he could see things this way.

HIT & RUN DRIVER RAN OVER WOMAN & HER DOG @ LOYANG, DRAGGED DOG UNDER THE CAR

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On 11th Jan (Wednesday), my sister and two dogs (Chow Chow & Labrador) were involved in a hit and run at the junction of New Loyang Link at 11.30PM.

She was walking on a green & the driver of the BMW did a right turn and hit our Chow Chow & my sister.

My Chow Chow took the brunt of the hit and was dragged under his car. He is now in the hospital for a broken arm which fractured into 3 pieces and a dislocated hip. Both which requires major surgery.

My sister sustained cuts and bruises & has severe head & neck pain. My lab thankfully is safe.

The roads were busy at the time of this accident. We hope to appeal for dashcam footage from anyone who was there at New Loyang Link at 11.30PM +.

It was a black sedan 4 door BMW. There is also a camera at this junction but we will have to confirm with the police if it was recording.

Please help us share this post to hopefully have it land on the feed of someone who was there at the time of the incident.

It’s ridiculous that this driver could still continue driving even upon hearing the screams of my sister that could be heard by my mother and neighbors a whole road away & feeling the body of my dog under his car.

We really hope to find him and have him charged. It’s been extremely traumatic for my sister and family. Thank you for your help

Source: Rachel Dominique Ng

BUSINESS MANAGER SAYS NO CURE FOR STUPIDITY, THERE WILL ALWAYS BE POOR PEOPLE

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I have been working as a business manager for over a decade, and I have seen a lot of people come and go. Some of them were hardworking and smart, while others were lazy and stupid.

No matter how hard I tried, I could never really make a difference in anyone’s life. Some people worked hard and were successful, while others just kept making the same mistakes over and over again.

No Cure For Stupidity

One thing I have learned is that there is no cure for stupidity. No matter how hard I try to teach people, some of them just refuse to learn.

I know that some people will always be poor, no matter what I do. It’s not because they are lazy or stupid, but because of the circumstances, they are in. They may not have had the best education or the best opportunities, or maybe they just don’t have the resources to get ahead.

That’s why I have always been supportive of government initiatives that help people out of poverty. Some people just need a hand-up, not a handout. They need access to education, job training, and other resources that will help them to get on their feet and become self-sufficient.

I also believe that it’s important to provide support for those who are struggling. Even if there is no cure for stupidity, there will always be people who need help.

It’s not enough to just give people money. They need to be taught how to manage their finances and how to save and invest. They need to be taught how to create a budget and stick to it. They need to learn how to use their resources wisely and how to make smart decisions.

I think the most important thing is to be patient and understanding. A lot of people are in difficult situations that they can’t control, and they need support and encouragement.

If we can provide them with the tools they need to succeed, then they can be just as successful as anyone else. It takes time, but with the right support, anyone can make a difference in their own lives.

At the end of the day, there is no cure for stupidity, but that doesn’t mean that we can’t help people out of poverty. With the right resources and support, anyone can become successful but in their dreams

HUSBAND CAN’T WAKE UP FOR WORK ON HIS OWN, FIGHTS WITH WIFE WHEN SHE FORGETS TO WAKE HIM

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Husband (M34) of 2 years won’t get up for work on his own and when I forget (F29) we get into a fight.

My husband (M34) and I (F29) have been living together for about 6 years now and recently bought our first home. Previously we lived very close to work and didn’t have much of a commute.

We had a system where I would wake up and get ready and then he would get up after. Waking him up has always been a struggle, he is not a morning person and growing up I believe his parents woke him up a lot.

We went to school together and I know he missed a lot of class. Anyway fast forward and we kind of do this wake up struggle for last five years. Plenty of bad days but because it’s a short commute. We make it work, sometimes I would forget and he’d be late.

We have moved out now and have a longer commute to work. It’s now getting up an hour earlier for me so I can get ready, make lunches and prep coffees. I tend to get him up later, closer to our leaving for the train time. This is what he wanted because he takes less time to get ready. I don’t mind but I also like to take some time for myself before we leave and sometimes forget. We also run into a lot of “five more minutes” or snoozing his alarm a few times. Then his 30 minutes to get ready can turn into 10-20 minutes. He can make it work but he often forgets things or has to run for the train and on occasion I miss it or we both do.

Sometimes when I forget I get frantic and I wake him up quiet loudly. I will yell and scare him and this turns into a fight. I want nothing more than to have a good morning with my husband and not worry about this. I have said I don’t want to wake him up anymore but he can’t seem to get himself up.

This is not me needing to bash on my husband, he is amazing in so many ways but I just need some advice. What could we be doing differently to get a more peaceful morning for us both. Also does anyone else have this problem. We do so well in so many other areas of our life together but here is almost daily struggle.

61 Y.O WOMAN CHARGED FOR ALLEGED MONEY LAUNDERING, RECEIVED $164K FROM SCAMS

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WOMAN TO BE CHARGED FOR SUSPECTED INVOLVEMENT IN MONEY-LAUNDERING ACTIVITIES

A 61-year-old woman will be charged in court on 19 January 2023 for her suspected involvement in money laundering activities under the Corruption, Drug Trafficking and Other Serious Offences (Confiscation of Benefits) Act Chapter 65A (“CDSA”).

On 24 September 2021, the Police received a report that a payment of AUD 70,000 arising from an alleged government official impersonation scam overseas, was transferred into a bank account in Singapore belonging to the woman.

Between January 2021 and September 2021, the woman had allegedly agreed to receive a total sum of approximately $164,284.36 on five separate occasions using three different bank accounts maintained by her on behalf of a man known to her as “Shyam”, whom she had not been in contact with for the past seven years. She allegedly delivered cash withdrawals amounting to approximately $160,000 on four occasions to unknown parties, despite having reasons to believe that some of the money could be benefits of criminal conduct, and retained $2,530.50 as commission.

The woman will be charged with two counts of an offence under Section 47(3) of the CDSA, and one count of an offence under Section 47AA(1) of the CDSA. Anyone found guilty of acquiring, possessing, using, concealing or transferring benefits from criminal conduct, under Section 47(3) of the CDSA, shall be liable on conviction to a fine not exceeding $500,000, to imprisonment for a term of up to 10 years, or to both.

The offence of possessing or using property that may be reasonably suspected of being benefits of criminal conduct and failing to account satisfactorily for how he or she came by the property, under Section 47AA(1) of the CDSA , shall be liable on conviction to a fine not exceeding $150,000, imprisonment for a term not exceeding three years, or both.

The Police take a serious view of these offences and will not hesitate to take action against anyone who allows his or her bank accounts to be used for illegal purposes such as the laundering of criminal proceeds. To avoid being an accomplice to crimes, members of the public should always reject requests by others to use their bank accounts as they will be held accountable if the bank accounts are linked to crimes.

PUBLIC AFFAIRS DEPARTMENT
SINGAPORE POLICE FORCE
18 January 2023 @ 2:00 PM

“WOULD YOU GO FOR A SURGERY WITH 10% SUCCESS RATE, OR SUFFER IN PAIN FOR NEXT 10 YEARS”

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Would you go for a surgery with 10% success rate?

Context is a friend with spinal injuries.

If they don’t go for the surgery, they will be in constant pain for the next 2-10 years (doctor’s estimation of remaining lifespan)

If they opt for surgery, there’s a 10% success rate and failure means being wheelchair bound/crippled for life or death. A full recovery considering surgery is successful would take another 10 years.

Would like to get more perspectives on this!

Edit: Just to clarify, due to an accident, bones are currently inching their way into my friend’s spinal nerves. It will eventually paralyze and/or kill them without the surgery, and pain medications & injections are temporary measures. Hope this clarifies!

Netizens’ comments

  1. Very sorry to hear that. Both options tbh sucks but able to share out of /10 the pain your friend is feeling? And it’s a constant pain?
    • (OP) Yeah its a really shitty situation. From what I know, it is constant and feels like your bones are breaking every moment. Only medication and injections would help slightly
  2. Can’t say, but if it were me, considering the poor quality of life even if I can live on for the next 2-10 years sucks, I’ll just gamble.
  3. Personally I would opt for the surgery. Being wheelbound but no/little pain is better than being able to walk+tortured by your back for your remaining time here.
  4. Basically, the question should be: go for a surgery that has a 10% chance of solving the issue but a 90% chance of making it worse, or wait until it inevitably worsens by itself?
    I’d say take the 10% chances. It’s much better than the alternative, which is a recovery probability of 0% and just spend a few more years in pain with no solution afterwards.

BF ALWAYS BORROWS MONEY FROM GF AND DOESN’T RETURN, GF STARVES & GOES TO BED HUNGRY

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My boyfriend [31M] wants me [21F] back

My boyfriend and I broke up a while back. The main reason we broke up is that he would borrow money from me and not pay me back.

He would emotionally blackmail me into giving him money. I would then give him money while I would stave and go to bed hungry. I was stupid I know.

He now says he truly loved me. I don’t know. I loved him too but I’m too hurt to go through that again.

He sent me this text: “But don’t worry this year its all on me. I’ll be taking care of you. Each and every month you will have your own allowance which I will be giving you.” I don’t know what to say to him.

Should I leave him for good?

Netizens’ comments

  • Yes, you should absolutely leave him for good. Block him and never look back.
  • You don’t respond. You block his number and all social media and move on with your life. He is just feeding you lies to get you to come back.
  • Sweetie. Internet mom here. Allowance? Wow. That’s an issue in itself. Pretend a friend is asking you if you think they should get back together with someone who broke financial promises and emotionally blackmailed you. Okay. That’s your answer. Don’t waste your 20s on this guy. Just don’t.
  • Not only should you leave him for good, you should block him from every form of contact. And you don’t have to say ANYTHING to him – all you have to do is block, block, and block. Because what he did to you is not love. At all.