Cash-on-delivery food delivery orders coming to our home?

The orders started coming to our domestic helper yesterday, and some orders even had her phone number. They had her full name too. 11 came yesterday. 6 have come today so far. Now in my dad’s name too. The numbers that are placing the orders are international numbers.

We’ve tried calling the police but they say they aren’t able to do anything. We’ve just been telling the delivery riders to contact their despatch, and their despatch is telling them to contact higher management.

We didn’t borrow from loan sharks or anything. My helper did last year but my dad helped to pay it off in full. Has anyone else been experiencing this? Any ideas on what can be done?

Netizens’ comments

• The only logical explanation is that your helper has provided her personal details to a money lender.
  • (OP) we already settled her debt with them though. so they’re just harassing old “customers” I guess?
    • How sure are you that your helper hasn’t done it again? From personal experience, I can tell you that those who have previously resorted to borrowing from loansharks can and will try it again if they are that desperate for cash.
• Quite obvious that u should be asking her
  • (OP) We’ve already asked her. She didn’t borrow any money this time around.
    • I wouldn’t trust her fully about it
• I doubt legal money lenders would take to harassment as a way to settle unpaid debt because it jeopardises their business and there are proper, legal ways to go about doing that.
  Have you ever considered that maybe your helper isn’t being 100% transparent with you and at some point in time sought the help of loan sharks without your knowledge for debt(s) that you might not know about?
  • she did use loan sharks once last year I think, but the debt’s been paid off and we weren’t bothered by them anymore. i’m wondering if they’re just harassing old “customers”.

I am a 24F and my sibling is a financial adviser. We are not at all close and the only reason why I bought a life insurance with her was under the “advice” of our single mother.

I only started working this year and I can’t help wondering – is there value in having a life insurance?

I understand it as a pay out upon death (or disability?) and truly the beneficiaries are the family members – but what if I am working towards building my own wealth and not relying on my future kids / family to take care of me?

Won’t the life insurance be meaningless in my situation? Any thoughts?

Netizens’ comments

1. The term insurance that pays out on your death is more for the ones you’re leaving behind. If you die before retirement age, that could be a financial pressure on your dependants (e.g. if you have children, your spouse would have to support the children without your salary after your death, so the insurance payout would be to help them), and for disability, it’s basically in case anything happens to you before you’re able to earn enough money to retire. It’s a precaution because we never know what may happen to us.
2. As a financial advisor, I also advise against buying whole life insurance… insurance is not meant for profit, it’s meant to replace lost potential income.
   I would recommend you to just get term insurance which gives a lot higher coverage with lower premiums. Oh yes don’t forget hospital policy, this most important.

My husband hit me for interrupting his video game

My husband is usually gone working, at the gym, or out with his friends. When he comes home, he goes straight to playing video games.

I understand he wants to relax. I bring him dinner, drinks, whatever he asks me for. In the morning I bring him coffee and breakfast. I take care of his laundry and everything. He provides a good lifestyle for me and our child and I like doing nice things for him. But I feel neglected by him. I feel like there’s a hole inside of me. All I want is a little emotional connection and affection.

We rarely spend any time together. He doesn’t talk to me about anything. He’s not mean but he is distant and cold. He is very indifferent toward our son and barely looks at him.

He doesn’t kiss me or comfort me unless he wants to sleep with me. Is this normal? I let him even when I don’t feel like it because I savor what closeness I can get from him. It sounds so pathetic but I almost cry of happiness and I wish it would last forever. When he’s finished, he’s back to disregarding me.

He buys me gifts which tells me he is thinking of me and I do appreciate them. But if I hug him he just puts a stiff arm around me or gives me a quick peck on the cheek.

I’ve wanted to tell him how I feel for a while but I couldn’t find the right words and time. I didn’t want him to think I didn’t love him.

He was playing a game last night. I brought him a drink he didn’t ask for as an excuse to see him. He said that I look sad and asked what was wrong. It felt good that he noticed for once so my feelings slipped out.

He said “I’m focusing right now, I’ll talk to you later.”

I rolled my eyes and muttered “sure you will”. He put his controller down, came over to me and hit me with the back of his hand. It was so forceful I stumbled and he steadied me.

He said “there’s your attention, don’t interrupt me again”.

This morning he told me that he shouldn’t have hit me so hard. Before he left he told me “I’ll take you somewhere nice soon, I want to see you smile”. He said he loves me. He usually doesn’t say more than “I’ll see you later”.

I feel surreal. My face still aches. I had to get this bruise for him to show me the little softness I want so badly?

I am a Singaporean HDB owner. I recently rented out one of my rooms to a tenant, I have to admit that it was a short-term rental for about four months, and there was no paper contract signed between us.

But I have his facial image from the security camera I placed in my living room.

Recently, an argument broke out between us and after he moved out, I found out that he vandalized his room with paints and water stains, and holes on my walls.

I want to ask if there is anything I can do. Like, will the police arrest him given that I only have his facial image?

How much can I get from him to compensate for his damage to my property?

Netizens’ comments

1. No black and white contract, illegal short-term rental in HDB. (Pretty sure never register tenant details with HDB haha).
   I think you should just cut your losses and move on.
   Ps. You do realize that HDB can literally repossess your flat back if you do something stupid like that right?
   The so-called ex-tenant can report you and you get screwed instead.
2. Did you inform HDB that you rented out your room? If you didn’t, what you did is illegal so you’d just have to take the loss. Worse is that there was no contract signed.