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GIRL THINKING TO IGNORE RICH GUY WHO REFUSED TO GIVE HER ANY MONEY

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I’ve known this guy for years. He works in USA, 14000+ km away. He earns like USD 9k per month minimum, the company paid for the car and housing, and he got bonuses for being expat in a foreign country.

He can only return to Singapore once a year. We talked on a daily basis for hours using whatever means of communication – videocall, whatsapp, instagram, everything. I literally switched on my camera the whole time by the time he got home until his bedtime, like a CCTV, solely to make sure he’s not lonely in such a foreign country.

When the restriction was lifted, he took a month off and flew back and demanded that I be with him when he’s here. I was a bit reluctant because I work during the night.

But when he’s with me, he splurged on food, he took me to an expensive restaurant, when he’s buying a watch, he asked if I wanted one and he paid for it. He gave me his old AirPods, which I had to deep clean several times because they were too dirty.

But it’s free. I earn only 1/10 from his earnings, I cannot say no to free stuff. I listened to his daily work rants, I know abt his family, everything. I was like his local wife but sans ring, marriage, monthly allowance and I-love-yous. I know he’s married before, but he never told me that and I didn’t bother to press for clarification. What’s past is past.

An accident happened last month and I lost my savings to almost zero.

To make matters worse, I was sick and was in and out of the hospital for treatment. He knew this, he knew all about me. Every day he would send pictures of Air Jordans and ask which one’s better, or perhaps a new TV, which size would be a better experience for his gaming room or a speaker set that will blast his eardrums. I would give him my opinion and he would buy those suggested items.

My phone bill was due yesterday and I barely have $200 in my account to survive till next month, so I asked if he could help me with the bill. He said no, he said he has no money too. I was surprised but I kept quiet.

And then he continued sharing luxury stuff that he got his eyes on, asking for my opinion again. Which I know, once I give my opinion on which one is better, he would send another picture to tell me that he bought it already.

I don’t feel like responding to his messages anymore, but I took a lot of free stuff from him.

MAN EARNING $100K A YEAR SHOWS OFF & LAUGHS AT COUSIN WHO MAKES $200K A YEAR

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My (F29) cousin Nicolas (M30) has always acted like he was better than me for as long as I can remember.

From primary school (we went to the same school) to uni, to my adult years, he always has something negative to say about me and what I’m doing in my life.

It has always bothered me, but I mostly always just take it and gritted my teeth.

Nicolas was always the golden grandchild, he gets everything because my grandparents love his mom (my aunt). My mom had me when she was 16, and sadly, my family has always thought I wouldn’t amount to much.

Thankfully I have, I make over $200k a year in my career in sales, but I still live modestly (I drive an old car, don’t buy fancy clothes or new clothes often, don’t really go to any fancy places, etc.). I keep to myself mostly, my family doesn’t know how much I make.

I went to birthday dinner at my grandparent’s house, and of course, Nicolas just keeps going on and on about how great his job is. Great company, great job, he’s set for life, blah blah blah. Everyone is eating it up.

What irks me when he talks about his job is that my aunt (my uncle’s wife) got the job for him (she works there).

She got him an internship, and he abandoned his position after a few months because he got bored. My aunt still pushed some people around internally and got him an interview for the job he has now.

He failed his interviews miserably, and again, my aunt twisted some arms and got him in. I had periodically asked the same aunt if I could work there, and she had always said they weren’t hiring. Whatever.

At dinner, Nicolas starts taking jabs at me, saying how it must suck to work in sales.

He says that I just beg people for money and it’s one of the worst jobs to have. He starts talking about how I couldn’t make it as a lawyer (I planned to go to law school but didn’t) and now I was stuck in sales.

Everyone is laughing along at his jokes at my expense. He tells everyone he’s making $100k a year, gets to take nice vacations, etc. Then he turns to me and says, “maybe one day you’ll catch up to me and can afford to take vacations too! And maybe you’ll be able to get rid of that old piece of lousy hyundai you drive!”

Revenge

I laughed and said, “Haha, I’m a year younger than you and I make $215k a year from a job that I got all by myself and managed not to screw up within 3 months of working there.” But hey, maybe one day you’ll catch up to me! If Auntie continues bootlicking enough for you, that is.”

Everyone at the dinner table started laughing, and he went to the washroom, embarrassed.

One of my aunts pulled me aside to say it was not cool to put him down for his past mistakes. I think he deserved it for being a jerk.

GF SPLURGE ON BUYING NEW FURNITURE AND SHE HAS TROUBLE SAVING MONEY

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For context, I am saving up to buy a home in the next year or so and get married to my GF.

Initially, we were going to get a place together but held off as she was not ready for that step. We have been dating for a year and four months.

My girlfriend is staying on her own as she moved away from her parents for personal reasons. I have been staying in a small flat and I am in the midst of renting it out for some extra income.

For the time being and to save money since we did not get a place together, I decided to stay at home with my parents. I suggested that for the time being until her rental lease expires next year that she use my stuff and wait to buy new furniture until we moved in together.

This was initially fine but now she wants nothing to do with my furniture.

She said: “It’s ugly and I don’t want it in our new place“.

I am willing to accommodate a style that is both hers and mine as my old flat definitely has “bachelor” vibes.

So while I am okay with getting new furniture I don’t agree with buying all this stuff before we even know what the new place we are going to move into looks like let alone shell out a bunch of cash for stuff that only she approves as acceptable furniture.

I think waiting is the smart decision but with black deals going around and the couch she specifically wants heavily discounted this has been brought up again and is causing turmoil in our relationship.

She has been spending money on a lot of new furniture and it is affecting her share of the monthly savings as she bought most of it on credit card instalments.

Here are what netizens think:

  • Take your furniture back and put it storage. If she wants to spend her money that’s her choice. Don’t contribute to her purchases. The fact that she got an apt rather than live with you, isn’t a good sign. If you’re buying a house solely in your name, it’s for the best that you don’t make any joint purchases on furniture. If the relationship fails, than it’s less hassle when she moves out.
  • If she wants new furniture that’s fine, but make sure she realizes that when y’all live together you do not agree to her having sole say over the decor. How she reacts is important.
  • Some people prefer to enjoy now and suffer later. You might have to think twice before marrying her.

MAN SAYS NO POINT BUYING A CAR FOR EGO, JUST TAKE GRAB CAUSE IT IS MUCH CHEAPER

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Just by thinking about how long you will need to work in order to earn the amount you need to pay the car loan off.

Buying a car is a huge turn-off but many people who don’t even need a car are buying it to fuel their Ego.

Am I better off spending that $1000+/mth elsewhere?

e.g. Car ~$73,000, monthly income ~$3,800. Are you willing to trade about 19 months of your life just to own a car that will last you 10 years? Then trade some more of your life to fund ownership costs?

99% of the time you can grab anywhere every day (even if more than to and from work) and still come up spending less per month.

I used to own a car for convenience, which adds up if you make more than 2 trips a day. Plus I bring my dogs around. Plus I really appreciate sleeping more each morning before work, which is relatively near but difficult to travel to by public transport.

Even if I grab (assuming 2x$20 )a day, it only works out to be ($40X5 working daysX4 weeks) $800 a month. Not to mention the fact that I can choose to take public transport on some days if I want to. It’s probably a more financially woke idea to not buy a car. Unless you really need it xd

Is owning a car a bad financial choice in Singapore?

I can grab/gojek to work and back every single day and it still costs less than owning a car. The other potential uses for a car just don’t add up to justify it.

A car is good if you can afford it. Problem is, that many people think “affording” it means being able to meet monthly instalments and maintenance. I already have a few friends in trouble right now. They could meet the monthly payments, but those amounts were also a big chunk of their now non-existence pay.

MAN BUYS THICK GOLD CHAIN FOR WIFE, END UP ITS NOT EVEN REAL GOLD

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My 5-year anniversary with my husband was last week. The traditional gift for 5 years has always been some jewellery. I wanted a new gold chain and told my husband that he could get it for me as a gift.

I knew he wanted an Apple Watch and I bought that as my gift to him.

On the day of our anniversary, I read about the latest prices of gold and how people are wearing fake gold to flaunt their wealth. But I think it could never happen to me.

When the time came to exchange gifts, he gleefully opened his Apple Watch and began setting it up. I figured in all the excitement he forgot to give me my gift, so I gently prodded him. He told me to check my bag.

Ladies and gentlemen, my husband placed a toy hamster in my bag and said that was my gift.

I knew that he liked to joke, so I waited, and he finally gave me a nice thick gold chain at the end of the night.

While I was checking out the gold chain, I accidentally fell down and hit the chain against the kitchen counter.

I pick myself up and the gold chain and realised that the gold chain had chipped and it reveals a dark metal inside.

I realised it is a gold-plated chain or either it is not even gold at all and thought if I should confront my husband about it.

What should I do?

WORKER CONSTANTLY ASKED TO WORK “MANAGER ROLE” WITHOUT MANAGER SALARY

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I have been working with a company for five years. I am very grateful for my job and the opportunities it has given me.

Recently, I have been experiencing major burnout and am on the verge of quitting and getting another job.

Our management is not the best, we’ve had to get at least 4 new store managers in the time I have been there, there’s a lot of favouritism and people getting involved with each other but that’s beside the point.

Anyways, I am a cashier, I started out as a cashier, then got promoted to money services/customer service within the first year of my being there. I was involved with their pickup when it was there, and I learned the layaway layout when it was available.

At one point in the 5 years, I applied for a management position for the front end and I didn’t get it but I learned a lot since then.

*the situation

I have covered lunches and full shifts for our managers before. It bothers me, considering that I am not “trained to be a manager” and I am not getting a manager’s paycheck. When I do cover it’s for emergencies, like “no coverage.” and I usually don’t mind because I know how to handle situations well, I know procedures, I know policies, the cashiers respect me and I overall feel comfortable taking on the leadership role.

On the day (today) I am calling in there is no front-end manager scheduled (it was probably the day assigned to the one on vacation.) I work 3 pm-12am, there is another cashier who sometimes helps out who can help me from 11am-8pm.

I literally had to find out myself that no one was scheduled that day. And when I confronted one of my managers about it, asking who was going to cover, they said “oh didn’t they tell you, they were gonna tell you to do it”

They were just going to dump that information the day of, and they expected me to be okay with covering.

I am not okay with it because I feel I deserve to be asked ahead of time and feel like I have the choice to say yes or no. In this situation, they are just assuming that I will be okay with covering. There are more responsibilities with being a manager than being a cashier, and I am not even getting paid more for it. (Money isn’t the issue, because I have covered it before when they have asked.)

It was just really upsetting that they expect me to just be okay with them taking advantage of me, and whenever I need help or favour they won’t help me back. They take advantage of the fact that I know what to do and the procedures and everything.

And I know for a fact that there isn’t any other cashier that day (today) that will be able to cover, except for that cashier who is there for 11-8 but I know she won’t stay till 12.

WOMAN FEELS THAT CAR DEALERS ARE ALWAYS TALKING TO MEN INSTEAD OF WOMEN

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I tried posting on legal advice but it said only trusted people can post… and I’m not sure where else to put it, but I’m guessing some of you have gone through similar shit…

My husband and I each had our own cars when we got married. His car sucked. Mine is fairly reliable but pretty old. I have a 40-minute commute to work and he works down the road, so we decided to trade in his car and get a new one for me, and he’d start driving mine.

I got approved for a loan from my bank and added my husband to it because he has little credit history right now. thought it would just help his credit score over time.

We went to a used car dealership. My husband knows nothing about cars, I did all the talking. But the salesmen responded to every one of my questions by talking to my husband. We found a car with less than 100k mileage with a solid maintenance history for a good price.

He had my husband sign the paperwork. We asked about it, and he said as long as we’re both on the loan, it doesn’t matter who signs the purchase agreement. No problem, I thought.

We go to the bank and get a check for the dealer; it only has my husband’s name.

We purchased the car, and he only had my husband sign the paperwork. He tells us that we will both be on the title when it comes in the mail. Three weeks later, the title comes out, and it just has his name.

We go to SOS and they tell us they can’t add me to the title without the banks permission. Okay, makes sense, we go to the bank and ask to have me added.

They tell us the title cannot be changed until the loan is paid off.

I understand that we’re married and share property and all that, but why is it that I can’t be added to the title of a car that we bought for me? I’m the one that took out the loan. We added him as an afterthought because his credit history is practically empty. He never even set foot in the bank during this; they just called him to verify some information.

Every step of the way, I was told I’d be in the title. I have no idea why I can’t be added, and the bank refused to give me a reason. It’s just that it can’t be modified until the loan is paid off. Is there anything I can do, or is this just how stuff works? Ever since we got married, I’ve been treated as “less than” my husband when getting insurance, paying for HDB etc, and it’s just kind of disheartening.

DAUGHTER MAKES IT BIG INVESTING STOCKS, BUT MOTHER THINKS IT’S NOT A REAL JOB

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I (F25) graduated from a prestigious university. During my second year in university, my dad died from stomach cancer. It was tough for my family.

All of the time, I wanted him to die because we suffered from his hands and when he did, I just felt lost. I struggled with my studies, failed some of my courses, and was delayed for one year until I graduated last year.

I was diagnosed with depression and anxiety. I don’t have the will to start looking for a job because I know I can’t handle the mental torment of being in one.

But I knew I needed a livelihood, so when I was still a student, I invested my allowances on stocks. Up to this point, I am receiving quarterly dividends.

I already have an immense amount of savings that helped me buy my condominium and let me live a life that is above-average. It also gave me the capacity to send my mom’s allowance every month.

This kind of life also helped me pursue my dream of being a novel writer.

My mom, on the other hand, disagrees with my way of living. She told me to look for a real job. She asked me why I studied for my bachelor’s if I won’t use it.

I told her about my stock dividends, and she said that I can’t rely on them all the time.

I showed her my savings, my emergency funds, my retirement savings, and my health insurance. She was shocked at first but still insists that I look for a stable job.

I know my mother means well, but I know she’s embarrassed by me not having a title job, unlike my older siblings who are an accountant and a chemist. When there are gatherings, she also loves to talk about my older sisters’ success in their work fields. I know I’m embarrassing her because the one who she hoped to be the most successful doesn’t have a decent job. I also feel bad.

FUGITIVE COUPLE WHO ESCAPED SINGAPORE CAUGHT IN JOHOR BAHRU

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Pi Jiapeng, a 26-year-old Singaporean man, and Pansuk Siriwipa, a 27-year-old Thai woman, who went missing after they were involved in a purchasing scam of luxury goods such as watches and designer bags worth at least $32 million has been arrested in Johor Bahru.

According to CNA, the couple who was arrested in Malaysia was handed over to the Singapore Police Force at around 6PM today.

Their escape from justice was short, only 5 weeks before they were caught.

Hiding in Johor Bahru

According to Singapore Police Force, Royal Thai Police informed Singapore Police Force that the couple was hiding in a hotel located in JB.

Singapore Police Force contacted the Malaysian’s Police to find and arrest the couple.

Now they face charges ontop of scams they commit – Illegal departure from Singapore which has the following penalties.

Under the Immigration Act, a person found to have illegally entered or left Singapore without a valid pass or entry permit is punishable with a jail term of up to 6 months and at least 3 strokes of the cane

Background:

The infamous story of a Thai woman and her Singaporean husbands went viral internationally.

The total losses was more than SGD$32 million and more than 180 victims filed a complaint with the Singapore police. The two suspects later escaped bail during the investigation.

The Police are investigating allegations of cheating involving Tradenation Pte Ltd and Tradeluxury Pte Ltd.

Image Source: Screen Shot from Shin Min Daily News Video

EXPAT REVEALS HOW SOME EXPATS ONLY DATE EXCLUSIVELY SG & ASIA WOMAN

TikTok user candi.licious posted videos stating her encounter with an expat man in Singapore, she asked how an expat man dates in Singapore.

“I went out this evening and I met a new guy and I was talking to him about what it’s like what it’s like being an expat dating in Singapore”

The man stated that he exclusively dates Singaporean women or South East Asia nationalities.

The man stated that he rate himself as a 7.5 back home and a 9 in Singapore.

The woman then stated in her video that “Singaporean ladies can do so much better”

Full Video Loading…

Cheating Expats

She later added a video stating that she tried dating expat man in Singapore, but only to find out that they are already in a relationship backhome and they are a cheater.

Here is the video: