need help with my future.

hi, i’m a 24 year old woman with a poly diploma. i’ve been working contract/temp jobs that pay me like $1.8k. my grades aren’t good enough to get into any uni full time. i’m currently unemployed and wondering what i should do next, and i feel lost.

i have social service experience, and marketing experience. i’m not sure which route to take. i seem to like the former better. i’m aware i can try taking part-time uni at suss, but first i will need to secure a full-time job, which i don’t really mind, but i doubt i can handle the costs financially even after subsidies as my father (sole breadwinner) brings home less than $2k BEFORE cpf for a family of 5.

there are WSG/CCP programs, but a lot would require me to get a diploma first and i’ve only found one that i like – social work with the accelerated degree. the cost for that is highly subsidised and the applications open in dec-jan. unfortunately, i don’t have 2 years of full-time work experience (which is part of the criteria) so i won’t be able to sign up for it until i do.

my family is lower middle class, so i am forced to take whatever job opportunity i get ASAP because of our financial situation. i can’t take my time looking for the “right” job right now because of this. i have been unemployed for almost a whole month, and it is affecting me and my family a lot.

i feel really lost. i know i’m still young but i need to keep moving, i need to do better. being young doesn’t last forever. does anyone have any advice? gentle or harsh, i don’t mind. any tips or any program recommendations etc. it would really help a lot.

I recently got into an argument with my friend after he accused me of wearing a fake Rolex.

But my other friends said I have gone overboard for my statements as I scolded him too harsly on Whatsapp.

Here is how to conversation when done after he accused me of wearing a fake Rolex:

You do not have either the judgment or knowledge to make a ludicrous statement like that, wormdung. You demonstrate only your idiocy, and your juvenile lack of discrimination when you stand up on your hind legs and bark like that. This is a group chat for serious collectors who actually know what they’re talking about, unlike you,AH.

When you accuse me of showing a picture of a Rolex which is less than completely authentic, you are saying I’m either stupid or venal, but that’s you, scumbag, not anyone on this group. We know what we collect; you know nothing. I expect a complete apology from you, before we kicked you of of this group. You are stupid, unwise and not wanted here. Now apologize, f-head, and then go die.

Here are what netizens think:

• Yea, usually when you tell someone to go die on social media that is a ban.

• “This is a group for serious collectors.” Its just a Whatsapp group.

• Absolute poetry. I wonder how high his blood pressure was while typing this hahahaha.

Matched an insurance agent on dating app. We exchange telegram handles. She was super nice about everything then the question came.

She wanted to do a sharing session about insurance and claims she doesn’t want to sell anything to me, using gaslighting tactics such as “OH, you’re thinking too much. Its just a sharing I promise”

I have heard this a million times coming from insurance agents/FAs. I’ve since stopped replying. Mega turn off.

Can I report this insurance agent? I find it extremely unprofessional and unethical to be using a dating app to clock your damn kpi.

I think you’d hardly find anyone that wants to listen anyways.

Netizens’ comments

• Can report on dating app and get their profiles banned off the platform tbh.
  Say the insurance agents are using the app for commercial activities.
• If she pays for a meal you should go for the free meal. Since she made it clear it’s not a date, you don’t expect to pay, then get a free lunch.
  Literally the only free lunches left in this world are with insurance agents that try to sell stuff.
  Afterwards, just say you thought about it but don’t want to buy.
• U know what insurance agents hates the most? Those that pretend to be interested but say no at the last minute.
  Just say you dont know this/that and get a full explanation and say you will consider it
• This may be controversial socially but legally, there is nothing wrong. Just Block and move on, that’s the whole premise of dating apps anyway, to sieve through a mountain.

My dad is hopeless.

I’m living with my dad and my sibling in hdb public rental because my dad is not eligible to purchase flat. He fake his illness to be able to take out all of his cpf savings of 100k and use it to spend on other girls thinking they will stay with him.

He did not contribute paying the rental bills nor ever buy birthday cake, let alone gifts for my sibling and I.

This has been going on for 2 years and recently he took out his life insurance and again within 2 months he is broke all thanks to him spending money on china/viet girls.

My sibling and I are under 21 and I have been working full time to be able to pay bills and grocery. I have also took up part time uni so that I hope to be able to earn more money in the future.

But one thing that I hated the most from my dad is that he lied to the MP and social worker saying that he’s helping to pay my bank loan so that they will be able to give him more money to sustain?

I took up bank loan and I’m paying it all by myself every month. Worse still, he took my money and instead of buying groceries, he decided to spend it on bigo coins to give those livestreamer.

I’m so tired of my dad’s behavior my mum is remarried and her new husband doesnt really like my sis and I. I never understood my dad’s behavior.

He’s 44 and he acts like a kid. I really hope to leave and never acknowledge my dad when I turn 21 next year.

Netizens’ comments

• Your dad needs help because he’s a single parent now. He feels lonely hence he try to move on by spending his fortune on girls. You and your sister need to talk to him hear to heart, tell him whatever he’s doing now will ruin everything. If he doesn’t change or tone down , seek assistance from other family member or social worker
• Wow, I wonder what illness did he fake to be able to withdraw his cpf savings?
• Wau.. How to fake illness to get all cpf? Can teach?
• Your dad is 44 and he took out all his CPF savings? 
• You can find a rented room. Leave allowance to him based on what you can and do not heed to his demands. When you are 35, get a flat and live well with your sister. Take care

A man who was once caught for counterfeiting currency in 2019 has struck again.

After two years he was caught counterfeiting money, he was caught again after he tried to purchase contraband cigarettes in 2021.

According to Straits Times, 28-year-old Muhammad Farhan Farus was sentenced to five years in jail to 1 charge of forging currency, 1 charge of using counterfeit notes, and 1 charge of possessing instruments to make counterfeit notes.

The man had a laptop and printer to do the illegal job but he had no way to do so, he confided in his friend and hatch a scheme take to use a warehouse space at Changi South Avenue 2 to do the job.

After printing the counterfeit notes, they proceeded to use 8 pieces of the $100 notes to buy lighters and other smoking apparatus.

However, the seller noticed that the notes were not real and Farhan escaped the scene.

The Police later found 185 pieces of the counterfeit notes.

According to the Monetary Authorities of Singapore:

“Singapore currency notes and coins have various advanced security features, including visually recognisable, machine-readable and covert features, to minimise the risk of counterfeiting. While the number of counterfeit Singapore currency is very low, the public is advised to be vigilant and to familiarise themselves with the key security features of genuine currency.”

I have been an independent girl, I solve my own problems on my own.

Upon graduation, you won’t believe how many people get into companies based on who they know, not what they know. Their relatives are connections which they depend on to secure employment. I am different. I did two internships, and every time holidays rolled around, I’d get myself a part time job. so through interviews and a few professional exams. I got my job offers. With absolutely no help from my family at all.

Then came convocation. I walked around empty handed when my friends carried teddy bears, balloons and flowers till their arms couldn’t hold any more. Their parents, aunts and uncles each contributed to a convocation gift. Me? Nobody bought me anything. Unfazed, I decided not to whine or even hint to my family they ought to get me something. I marched up to the gift counter and bought my own convocation gifts with my own hard-earned money. I felt extremely proud of myself for being so self reliant. I don’t rely upon my family like a crutch. I stand on my own two feet and get what I want with no assistance.

On my birthday, my clique didn’t know. Cuz I sort of didn’t publicise my birthday when I was in ntu. My parents knew and got me only a simple blouse. I don’t think anyone else knew, or cared enough to throw me a surprise party or bombard me with gifts. Other people had Facebook walls flooded with birthday wishes, tables flooded with gifts, and phones flooded with birthday messages. I didn’t feel upset. I can’t be unloved unless I don’t love myself, I can’t receive no presents unless I don’t give one to myself. I don’t buy the idea that I need to extort gifts from my family. I don’t burden them.

So I bought birthday presents for myself. I got myself an ice cream cake, earrings and heels. No one is here to stop me from getting things with my own hands.

It’s not just in NTU that I learnt to be independent. it started in my earlier days, where everybody else got rewards for doing well in their a level exams except for me.

I hope everyone who reads this learn to find their own happiness by working on their own. The choice is yours.

I was a specialist during my NS days with the Commandos, can I use it to my advantage and mention it to my employers to get a higher salary for my first full time job?

I applied for a business development position and they expressed interest in hiring me, and we will be discussing prospective salary matters in a few days.

The company also pays additional salary for NS experience although they are not affiliated with the government or anything, and I need some advice.

I was a sergeant during my NS days and can I use it to ask for higher salary? Because off the top of my head, the only reasons I can think off would be

1. Only a percentage of better performing recruits get to make it to SCS and become a sergeant and only another percentage of those who make it to SCS, make it through SCS and get the rank.
2. I learned how to be a leader as a sergeant, and organise my men during missions, and management and planning skills which i can use in the business world.
3. I had bigger responsibilities than the troopers, and sergeants are generally fitter than the normal men, plus I was in Commandos, which is an elite force.

Are these reasons enough to warrant or even ask for a higher salary? If not, then what should I do to get a higher salary?

I’ve never had much trouble understanding even very difficult academic material but my attention span and memory are so bad that I’m struggling.

I know I can do a lot better than I’m doing now because I got 275 on my PSLE. My mom was forcing me to study with a cane for months.

I got 7As at A levels because I was in a special programme at RJ and I had a teacher who took a stern interest in making sure I kept up with work. The teacher being a close friend of my mom’s surely helped.

Now that I’m in uni and without supervision, I’m not doing well. I can’t focus. I procrastinate. Every time I sit down to study I just think of doing menial things like laundry, mopping the floor, organizing the DVD rack in my house.

It is debilitating. I’ve been meaning to see a therapist about it but I don’t have money and my parents are very old school and strict. This is starting to feel like an illness and I hate myself for getting the grades that I’ve been getting. I’m doing electrical engineering. The material is very easy to me.

Like it literally takes seconds for me to understand new stuff. But I find it ridiculously difficult to get myself to revise for exams.

Pls help. I don’t want to get depression.