A man shared his story of how he was persuaded by his schoolmate to join an MLM investment scheme and eventually lost $1,300.
Here is the story
“I will always remember this a*shole named H who made me lose all my savings while working part time to this MLM investment scheme he psycho-ed me to join.
H was from the same class as me back in Poly, and was literally a good for nothing, playing truant and always being late for classes.
I was job hunting one day after graduation before waiting for Army, and H came to know about it.
He texted me over whats app talking about this business and investment opportunity that he chanced upon and would like to share with me on what his investment was.
I agreed to meet up with him in town where his investment office was.
He was 20 minutes late, and apologised to me profusely saying that he had been busy the whole day having meetings with potential investment partners as well as his investment company boss.
He took me up to his investment office located at Marina Bay Financial Centre, and thats where I got bought in by his business and investment talks.
His boss and himself took turns to share with me about the investment company, the products they invested on as well as future investment opportunities to expand their current businesses.
After going on and on, they took out a pen and a paper and presented some egg and chicken story leading to traditional investments and modern day investments.
They added icings to the cake, and told me that I was suitable to be an investment partner and praised me for qualities which I didn’t even know I have, before asking me to join their company which I had to pay $1,300 to join.
They said that this $1,300 is an investment and a commitment to being their affiliate and investment and business partner, as well as an investment to hold a few of their products for our future business.
Looking at the type of lifestyle they have and the fact that they were located at one of the poshest place in Marina Bay, I got tempted by greed and agreed to join them.
They had a training for new affiliates on the following day, and when asked about when can we start our investment proper and make money from the products that the company carried, we were told that we first have to bring in 6 new affiliates under our wing before we can start our business proper.
They then started teaching us on how to prospect for new investment partners to join us and the tactics to use.
Some of the tactics used rung a bell immediately. It was what that a*shole H used to cheat me to come down to meet him, and the talk that they gave me to convince me to join.
I googled a few of the investment bosses and superiors name, and almost all of them came up on the search page under MLM and there were a few stories of similar cases to mine!
Eventually, I left the company as I could not bring myself to go to that level and I will rather forgo the $1,300 and earn it back again instead of scamming my friends to become victims of this whole ‘investment’ scheme.”
A netizen shared a story about how she tried flirting with an insurance agent who appeared to be quite well-to-do and after a few drinks, he invited her over to his place.
She thought she got lucky but in the end she ended up with 3 insurance plans instead.
Here is the story:
“I was a Prinsep drinking with my friends when one of them brought a friend to join us.
He introduced himself as *name withheld* and at first I thought he was very handsome and he spoke really well.
We kept talking to each other throughout the night, he said that he worked in the financial sector and was an insurance manager at Prudential.
He was dressed very sharply and even had a $70k Patek Philippe watch on his wrist, which I immediately noticed.
We spoke about many things, like he shared about how his life as an insurance manager revolved around insurance and he even asked me about my insurance policies.
I told him that I didn’t have any insurance, not at the moment.
We got really closed that night and he kept putting his hands on me, which made me excited, and as the night grew on, we got drunker and drunker.
He then invited me to go to his house and I thought that we were going to spend the night together.
In simple terms, I was ready to f**k him.
Turns out I was wrong, we went to his house and I can’t remember much because I blacked out.
But the next day I received a confirmation message from him about the 3 insurance plans that I signed with him, a critical illness insurance plan, a life insurance plan and a regular savings plan.
At least now I am covered…”
Editor’s note: Wow, the insurance agent sure knows how to sell LOL
Not me personally but one of my dads friends. Guy got divorced at 50 ( his long-suffering wife was finally sick of his years of cheating and neglect and being an a**hole and once the kids were off to uni she peaced out ).
They sold their house split the property and he had a tidy sum of money and he bought a nice little bachelor pad (condo) and a new car with no loans. Back out in the dating world, I guess it wasn’t as easy as he thought it would be. He was older, fatter, and an alcoholic. None of the single women his own age would have anything to do with him, and younger women were only interested if he paid for the party and gave them presents. None of them would stick around for long.
About a year and a half after he got divorced he decided he wanted to find a wife again. He (like many older unattractive men with a bit of money ), turned to the Internet and started looking at those dating sites advertising hot young Asian/Russian women.
He took a trip to the Philippines to meet some young women he met online through one of these sites. His goal was to meet as many women as possible when he was there and come back with the bride. He found one. She was 24, quiet, cute, and hung all over him like a wet shirt. He was in heaven but as usual always
I remember my dad talking about it and shaking his head and trying to talk some sense into him. He was convinced this girl truly loved him and was 100% sure that the women not as superficial “.
But soon after the marriage, she convinces the man to take up a loan to get an even bigger house, even after some struggle stating that he is old and not working and will have a hard time paying for the loan, she somehow managed to convince him to support her ideas. Now he has a wife and loan to feed.
After marrying a foreign bride and getting citizenship for her is not a short process it takes between 2 to 5 years for this to happen. About a year after the marriage she has a baby. My dad’s friend didn’t really want to have more children, but it was kind of part of the deal to get this girl to marry him since she was young and wanted a family.
Literally, the minute she got her immigrant status she took the child and left him. She took half of what they had ( including the condo he had purchased after his first divorce ) and now gets child support and alimony ( it’s very hard to get alimony but because she did not speak the language and was a stay at home wife and mother at his insistence she was able to get it ). Somehow his legal defense permitted it.
He was played from day 1. He was stupid, now he is a s**t ton of debts as he needed to buy another place and he is up to his neck on loans for his new property, the worse part is he is paying for the loan of a new home that he is not staying in.
He wanted to believe the fairytale. His young bride is now married to a man her own age and they have a child together as well and seem pretty happy (of course they are happy, no loans and free home). He gets to see his son on the regular but he’s getting really old now and his child is 12 and he just can’t keep up with him. It’s sad to see. The children from his first marriage are all pursuing their lives and Have families of their own and still hold bitterness for how he was as they were growing up and how he treated their mother.
So yes the bride was a Golddigger , But honestly he got exactly what he deserved.
The Ministry of Health reported 3,190 new instances of COVID-19 infection in Singapore as of 12 p.m. on October 13, 2021.
The cases includes 2,686 in the community, 498 in migrant worker dormitories, and 6 imported cases.
9 more cases have passed away from complications due to COVID-19 infection.
Six were male Singaporeans and three were female Singaporeans, ages ranging from 52 to 98.
Six of them were unvaccinated against COVID-19, two were partially vaccinated, and one was fully vaccinated. Eight of them had underlying medical problems.
A 52-year-old case had been partially vaccinated against COVID-19 and had multiple underlying medical conditions.
This case happened in India, An Indian man was sentenced to life imprisonment for using a cobra and a viper to murder his wife.
The Indian man who is known as Sooraj Kumar released a breed of snake known as Russell’s viper on his wife Uthra. His rash act left her in hospital for almost two months.
She eventually got discharged and was recuperating at her parents’ place, when Kumar got a cobra from a snake handler and threw it on her while she was sleeping.
She eventually succumbed to the poisonous bite of the cobra.
When he was first arrested, he pleaded not guilty but police found records in his phone of communications with snake handlers as well as his internet browsing history of snake videos.
Kumar stayed in the room with his wife after the cobra had bit her, and only went about his morning activities the following day when his mother in law alerted him.
A snake handler was quoted by the Hindustan Times saying that Kumar had probably caused pain to the cobra which then triggered the cobra to bite.
Uthra’s parents grew suspicious after their daughter’s death when Kumar tried to gain control of her property. His family was also charged with conspiracy according to media reports after some of Uthra’s gold was found near Kumar’s home buried underground days after her murder.
Following the scandalous allegations that rocked Night Owl Cinematics and their co-founder Sylvia Chan, the latter has since come out and addressed the allegations head on.
Chan posted a lengthy apology on her Instagram account explaining the chain of events as well as sharing her side of the story.
Here is what she had to say:
“I would like to first apologise for taking some time to respond to everyone about the saga which started 14 days ago.
For those who do not know, I was alleged to be rude and had used vulgarities on my friends and colleagues.
“Were these claims taken out of context? Were they private conversations? Am I penalized today for what I might have said in my 20s?” When all these went through my mind the last 2 weeks, my only wish was my side of the story to be heard before anyone judged me.
But then, it dawned upon me. It does not matter. What matters most is the fact that I did not live up to the standards expected of me.
Regardless of the situation or context, I acknowledge that I have disappointed people around me. I did not step up to the standards that I should have upheld, and I have instances where my emotions overrule my better judgement.
Upon reflection, my expressions may have been harsh. However, it was never my intention to upset anyone. I will learn to be more conscious about my choice of words. Moving forward, I can and I will do better.
It has been my honour to be here, to use this digital space to showcase myself creatively: to act and host, to fronting for so many amazing brands. I also benefited from the influence I have in this favored position and I have used this influence to do the best I can to give back especially to youth, women and mental health causes over the years.
And I do realise how disappointing it must be to those who have given me a chance to champion for them. Again, I will do better.
As life would have it, I am now leading NOC, a media company with great people delivering quality work with established brands to impact the lives of so many audiences.
At times, I resented the responsibilities and pressures that come with it. But, I recognise that it was by the grace and favor of the people around me – my teams, my talents, my clients, my audience, that I was given the chance to be in such a coveted position. And I am grateful for it.
So many people are supporting me, believing in me and placing their trust in me. For some of you, I even have your jobs, your livelihoods, your commitments in my hands; and I truly am sorry if I did not step up to the standards you expect from a leader.
My biggest shame in this episode is that I have failed to model the newly minted culture code of NOC: “To give feedback openly and kindly and to receive with good faith.” and “To make decisions for the collective good.”
I assumed that my behaviour were accepted fully by the people arouna me. Upon reflection, I may have failed to provide the safe space for my colleagues to give me feedback.
I was driven by work and did not think of how it would affect the bigger picture. I always thought that a leader should be tough and I now realise, that I may have come on too strong, and people have now perceived me to be unkind and rude.
This is a difficult but much needed lesson for me to learn about management and leadership.
I am saddened if the good character and excellent work of my teams are now being undermined by my past actions. I have had the honor of working with great people who commit their talents for the content NOC delivers.
For my teams, I am sorry and I promise to do better. I thank all of you for supporting the company despite the shortcomings of your leader.
It is heartbreaking to see NOC, a company which has provided love and laughter to its audience and a stellar track record of campaigns for clients for almost 10 years, be taunted by an anonymous account intent to cancel and destroy them through this campaign against me.
It is equally soul wrenching to helplessly witness brands and creators who have worked with me get harassed by association. I hope that this would stop.
My plea is please, give NOC the time and space to do what is necessary. Everyone is badly affected by the Covid pandemic and times are already challenging. I hope that nobody else will be dragged through the mud. Please also do not encourage attacks behind the scenes to harass these innocent parties. The livelihood of many of the members of the teams and their families are being affected, and this saddens me greatly.
With regards to Samantha Tan’s incident in late 2019 and early 2020, I realized that it truly seemed like I was bullying a subordinate. For this incident, I need to clarify because I will own up for using strong language. But it has never ever been my intention to harm, abuse or discriminate against her or anyone.
For clarity, Samantha was a contestant and the eventual winner of NOC’s reality show kNOCkout. She performed really well, so much so that she advanced into the finals.
However, it was only late into production that I found out she had an existing three year bond with a government agency and would not be able to sign a full-time contract with us, which was the grand prize of the show.
As the executive producer, that really upset me as I felt that everything we did in the show was for nothing, since she would not be able to win the grand prize anyway.
In my anger, I made my sentiments clear so that other contestants, who would be able to join us as a full-time content creator, can have the opportunity.
I vented to my colleagues behind the scenes in private conversations with them. Samantha is kind and talented – there are no doubts about that. During the same period, Samantha also messaged me for help as a talent.
On a personal level, I offered advice to her on how to be a better content creator as that to me was separate from the competition. Whatever I shared to my colleagues do not represent what I feel about her as a person but towards the situation.
Recently, Samantha has graciously reached out to me and made peace. I do not lament everything that has happened. These mistakes are mine to learn. I seek the chance to do better moving forward. I do care for the companies and partners I work with, I do care for our audiences. I care for the people who believe in our work and support us.
Therefore, moving forward, I will be removed from NOC’s lineup of artistes. I agree alongside with the leadership team, that as a talent and content creator, I do not deserve the current job opportunities NOC offers. Hence, I will take time to reflect.
My only request is to give allowance for NOC to fulfill those which has already been completed. And to the rest of the audiences, who have supported and enjoyed my work with NOC, I hope you continue supporting them as they continue to produce content you love.
Lastly, to all who have placed your faith in me and felt disappointed with me by the allegations made against me, I am truly sorry. I promise to become kinder, more patient and more thoughtful. Thank you.”
Image source: Screengrab from Night Owl Cinematics YouTube
A guy shared a hilarious story about how he and his colleagues guessed 4d numbers from their boss’ daily insults and managed to hit the first prize today.
Here is the story
“My colleagues and I work at this company for almost 3 years already.
Ever since this new boss came in, he has been making crude remarks at us whenever something did not go well or according to his plan.
Sometimes we get so tired and fed up over his nagging and insults that we joke and say that we should guess a 4d number whenever he scolds us.
We tried a few times for fun but we always didn’t strike.
Today, we finally did it!!
My boss’ recent pet phrase whenever we didn’t do up to expectations was “eh you want to eat sh*t” isit”.
So we used the “want to eat sh*t” to form the numbers 1,2,6 and 4.
1,2 sounds like ‘want to’, and ‘eat sh*t’ when said in cantonese is ‘sek si’, which sounds like 6, 4.
Now we know, that there is really a god of fortune amongst us, we just have to find it.”
I decided to end my relationship with my 2 year bf. We had a healthy relationship. But I felt rly tired cus from the start, I’ve been guiding him on how to be a bf. And he always told me he doesn’t know how to be a bf (I’m his second gf) too.
So I guided, always initiated the talk when we had disagreements. At the end of that 2 years, I felt like I’ve changed him too much.
Whatever he is, was because I’ve taught him A B C on how to be a bf. He’s always the calm one, whereas I’m the one who was more vocal. He always tried to be better, and was there when I was at my lowest, but along the way I felt so tired of guiding that I felt I needed space to grow on my own. He initiated for a break instead but I was very sure I wanted out. So we ended on good terms and mentioned that we will get back when we’re both better.
Then A came into my life, I told him I wasn’t ready for a relationship but he asked me 4x to be his gf so I agreed out of pressure. Throughout, I kept thinking about my ex. It’s fked up but I would text my ex and tell him I still think of him and nothing feels the same. I even told A I don’t feel that same love I felt when I was with my ex, felt as if I couldnt love someone anymore. Then A wld always question me about why I’d always bring him up, but it’s precisely because I’m not ready. A said he was ok with me moving on, but apparently he wasn’t because he got angry multiple times (and became verbally abusive, and sexually harassed me because ‘silent meant consent) when I shared with him about my struggles on moving on. I broke it off with A and A threatened suicide etc. I just left.
Then, I felt free because I had the space to really move on from my ex. It’s now been 8 months since we’ve broken up. All along after the breakup, I would text him telling him about how much I missed him. I waited under his block so that I could speak to him once more, because I still wanted a platform to speak. But he didn’t want me anymore. He told me to move on, and he has already moved on. He said has no more feelings for me anymore.
And he hope I can find someone better. He said that he wants to focus on studying now (in culinary) at CIA to pursue his passion. Which I respected, and I’m even more thankful he came down for a talk (though forced to come down by his dad and sister) with me for a closure. His friend mentioned that he has an fwb now and doesn’t want a relationship. Also mentioned that he’s more disappointed than angry at me.
When my ex used to reply me, he told me that at the start maybe there was a chance to rekindle things but now that 8 months have passed, his thoughts and feelings will stand firm. And he wished me the best.
My plans now: Continue to gym, work on myself, be a better person (what I’ve been doing since breaking up with him since my intention was that I wanted space to grow) while still silently hoping for a chance with him again in time to come. I’m really sure of him. Albeit only 2 years, I’ve grown in honesty and communication with him. Do you guys still think that in time to come, there will be a chance with him again?
I know I screwed up, and I know I’ll get screwed for typing this. I’m ready, but really, is this possible? Thank you.
Be careful when buying online always check the sellers history and the reviews he/she has received. A netizen was dipped into buying an audio device that looks like it was made with tape.
Here is what the victim said:
This is frustrating when you ordered something from Shopee and a piece up product was sent instead. I even clarify with seller the difference with box and unbox…. and was told its the same thing!! There were no pictures showing how the item without box look like…..
I regret not heading down to Sim Lim to get that product.
A man shared a story on how his wife always takes his salary from him every month claiming that it is to help him save and for necessities, only to squander it away at the casinos.
She will then force him to make more through side income like driving Grab.
Here is the story
“I bring home about 5,000 SGD every month after deducting CPF.
After paying off the necessities and bills, I would be left with about 2,500 SGD every month.
The problem is my wife will always say that she wants to keep the money for me to save and invest, and would not let me have any control.
She even asked me to take up a part time driving job with Grab to earn my own pocket money.
Every other weekend while I was driving, she would tell me that she is meeting up her friends and ask me to fetch her from Marina Square after driving at night.
This went on for almost 5 to 6 months, and I did not suspect anything till one day I saw a few receipts that dropped on the floor at home.
I picked it up and to my surprise, they are actually casino entry levy tickets in my wife’s IC number.
I decided to confront her and she admitted to me that she is actually addicted to gambling and have been frequently going to the casinos.
She always asked me to fetch her as she has lost all the money she brought out to play.
The total amount that she has lost to date was almost $30,000 and the bulk of it was from my salary that she is supposed to save for me.
How can she make me work like a cow while she squanders my money away?
I am at a loss now and I don’t know what should I do about this.”
